SVB Startup Banking

Business banking for technology and life science/healthcare startups

Startup banking products and services for founders

interest rate
Up to 5.10% annual percentage yield on qualifying balances
Help make your money last longer with our Startup Money Market Account. Like with a savings account, eligible clients earn up to 5.10% APY on deposits of $4 million or less — so you gain a longer runway. Certain limitations and restrictions apply.1
free checking@ 2 x
Free checking for 3 years
Enjoy free unlimited wires, bill payments and mobile deposits. There are no monthly maintenance and transaction fees. See terms and conditions for requirements.2
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Earn up to 3,000,000 rewards points
You could earn up to 3X rewards3 on all purchases made on the SVB Innovator Card for the next $1M you spend, or the next 6 months, whichever comes first after you enroll. Plus venture-friendly benefits such as no personal liability or annual fee, robust spend controls, automated workflows and more.  
accepting payments@ 2 x
Accepting payments
Increase cashflow by accepting payments for sales, invoices, subscriptions and recurring billing with our Merchant Services offerings. Manage orders and create an integrated checkout experience on your website or in your app with flexible APIs. And keep the cash flowing with next-day funding.
growth services@ 2 x
Global growth services 
Our team is here to support your global growth ambitions with market entry advice and networking across Europe, Latin America, India, MENA, Asia, Israel, Australia and New Zealand.
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Discounted partner offers 
SVB Technology, Life Science/Healthcare & Global Business clients gain access to deals on partner software and services that startups need such as workforce collaboration, infrastructure, talent and more.4
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SVB Go – Digital Banking. Evolved.

Introducing SVB’s new digital banking platform

  • Move Money: Issue payments anywhere in the world via bill pay, check, or ACH – done in seconds and all from a single screen.
  • Gain Insight: Your company’s transactions: real-time, searchable, and all in one place from SVB Go’s thoughtfully designed dashboard.
  • Integrate Seamlessly: Link SVB Go to your existing accounting, collaboration and security tools like QuickBooks, NetSuite and Xero.