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SVB Startup Banking
Business banking for technology and life science/healthcare startups
Startup banking products and services for founders
Free checking for 3 years
Enjoy free unlimited wires, bill payments and mobile deposits. There are no monthly maintenance and transaction fees. See terms and conditions for requirements.1
Up to 5.10% annual percentage yield on qualifying balances
Help make your money last longer with our Startup Money Market Account. Like with a savings account, eligible clients earn up to 5.10% APY on deposits of $4 million or less — so you gain a longer runway. Certain limitations and restrictions apply.2
2x unlimited rewards
With the SVB Innovator Card, earn 2 points for every $1 spent3 on all your purchases. Be more efficient with travel and expense management tools and controls. Plus, count on venture-friendly benefits such as no personal liability and no annual fee.
Accepting payments
Increase cashflow by accepting payments for sales, invoices, subscriptions and recurring billing with our Merchant Services offerings. Manage orders and create an integrated checkout experience on your website or in your app with flexible APIs. And keep the cash flowing with next-day funding.
Global growth services
Our team is here to support your global growth ambitions with market entry advice and networking across Europe, Latin America, India, MENA, Asia, Israel, Australia and New Zealand.
Discounted partner offers
SVB Technology, Life Science/Healthcare & Global Business clients gain access to deals on partner software and services that startups need such as workforce collaboration, infrastructure, talent and more.4
SVB - the bank for founders
76%
of the 2023 CNBC Disruptor 50 list are SVB clients*
64%
of the Forbes’ Next Billion Dollar Startups 2023 are SVB clients**
Dig deeper: Guidance, trends and events
Guidance from Industry Experts >
Sector-Specific Trend Reports >
Networking and Educational Webinars >
What our clients say about SVB startup banking
Ian Seigel
CEO,
ZipRecruiter
“It's stunning how great SVB has been as a partner, and as a networking tool. I would encourage every entrepreneur to definitely consider SVB.”
DROdio
Chairman,
Armory
“SVB focuses totally on how founders work today, with an eye on tomorrow. It’s like futureproofing, but with a bank.”
Jeff Gamble and Danish Nagda
Co-Founders ,
Rezilient Health
“SVB has been a supportive partner throughout our company’s growth stages.”
James Weitzman
CEO,
1sm
“SVB has helped us in ways that go well beyond banking. For that, I will be forever grateful!”
Adena and Chad Jones
Co-Founders ,
Another Lane
"Being members of SVB gives us room to grow and the support we need to hit desired milestones."
Shan-Lyn Ma
CEO,
Zola
“I’ve been blown away by how SVB anticipates our needs.”