Business Checking
Tailored business checking
Optimized for startups
Banking services for pre-series A companies to help jump-start your business.
Free checking for your first three years¹, 5.10% annual percentage yield (APY)² on savings, and 2X unlimited reward points³ on card purchases.
- A business checking account with no maintenance or transaction fees, free¹ online banking, unlimited incoming wires and ACH, unlimited outgoing wires including FX, bill payments and mobile deposits.
- Connections to Quickbooks, Xero, Expensify and other authorized applications.
- A startup money market account with up to 5.10% annual percentage yield on qualifying balances.2
- A business credit card with 2x unlimited points³, no annual fee and no foreign transaction fees.
Optimized for startups and venture-funded
Banking services for growing companies with an increased number of transactions.
Accelerate your business with a $500 monthly credit that can be applied to your service fees.4
- $50 monthly fee waived for the first year.
- Online banking including foreign exchange, customized reporting and connections to authorized accounting applications.
- Wires - incoming and outgoing (USD domestic and international, FX).
- Lockbox Services - including remote, wholesale and imaging.
- Payment automation through back-office accounting software or ERP.
- Remote Deposit Capture to scan and send electronic images of checks.
- Fraud Control Services including Positive Pay with Payee Validation and ACH Blocks/Filters.
Optimized for venture-funded and corporate banking
Banking services for scaling companies with higher transaction volumes.
Service charges can be offset with earnings credit (ECR) based on your account balances.
- Access to full suite of cash management services for more complex banking needs.
- Receive earnings credit on balances that can offset most maintenance and service fees.
- Access cash management services to help you simplify accounting, lower business costs and better manage cash flows.
- Group accounts together to simplify cash management by combining earnings credit and eligible fees.
- Detailed monthly analysis statements let you easily monitor account activity.
Explore more ways SVB can help you
SVB Corporate Cards5 are designed to help you better manage your spending and payments transactions, while you scale and grow your business.
A full suite of cash management, fraud control and money movement services.
Foreign exchange services6 to help you optimize currency moves and manage risks better in international markets.
What’s included with our business checking solutions
