Cash Management Accounts

Invest your excess cash balances to earn returns on your funds. SVB can design a strategy that scales with your needs.  
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Our solutions 

Cash Sweep
Money Market Account
Insured Cash Sweep
Business Interest Sweep
Cash Sweep

Earn dividends on your idle cash while maintaining access to your funds.1

  • AAA- rated money market funds from top-tier managers
  • Convenient on-line access
  • Flexible set-up and reporting, so you can focus on running your business  
Money Market Account

Earn a competitive interest rate on your deposits.2

  • FDIC-insured to $250,000
  • Multiple MMA products to meet your needs
  • Easy transfer of funds between operating accounts and MMA
  • Account reporting via SVB online banking  
Insured Cash Sweep³

Earn interest on funds automatically swept to a network fully insured by the FDIC.4

  • FDIC insurance coverage up to $170M per tax identification number.
  • Earn interest on excess cash balances placed using Insured Cash Sweep.
  • Maintain full access to deposits through your linked SVB checking account.  
Business Interest Sweep

Automated sweep of funds to an interest-bearing deposit account.

  • Earn competitive interest rates on account balances
  • FDIC-insured to $250,000
  • Maintain liquidity of your funds with simple online transfers between BIS and operating accounts
  • Account reporting via SVB online banking   

More cash management tools from SVB

You are busy building your business. SVB Liquidity Advisors can recommend solutions for your current and future needs as your cash management goals grow more complex.  
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SVB Asset Management
Work with a dedicated advisory team to customize a strategy that helps you achieve your investment objectives.5  
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Global Payments
Send and receive payments in 90+ currencies to more than 110 countries, securely, quickly and easily.  

Make your cash work for you while you grow your business

Our Liquidity Advisors can help you design cash management strategies based on the singular needs of your industry and business stage.  
Simple account set up and access
Review holdings and move funds between accounts seamlessly via SVB online banking.  
24/7 access and convenience
Get real-time visibility into your cash position and review returns on SVB online banking.  
Access SVB expertise and business insights
Go beyond banking by joining the SVB network of investment, finance and innovation experts to gain industry connections and help your growing business.

Ready to get started?

SVB Liquidity Advisors stand ready to help you build cash management strategies for your growing company.  

Tap into our investment expertise

SVB has been partnering with innovators and entrepreneurs for over 40 years and understands the challenges unique to different industries and business stages. We know what it takes to be successful.