Payment Solutions & Business Credit Cards
The SVB Innovator Card has been named one of the “best business credit cards with no personal guarantee” by card reviewer The Points Guy.3
Send payments
Increase flexibility with just-in-time payments for invoices, instantly pay staff and contractors, and offer real-time payments to negotiate better terms with suppliers.
Receive payments
Maximize interest earnings by collecting receivables faster, and gain more control for cash management with instant payments that are irrevocable.
Powering every stage of growth
1 For complete details about the SVB Innovator Card, including applicable fees and terms and conditions of the Card, see the SVB Innovator Card Terms & Conditions and Rewards Agreement. Certain terms, conditions, exclusions, and limitations apply, including a limit on cash advance capabilities.
2 This offer is only available for new Innovator Card charge programs setup on rewards with company bill and company rewards. Offer expires 7/31/2025.
3,000,000 rewards points are based on:
- - Net purchases made on the SVB Innovator Card. Rewards points are not applicable to virtual cards.
- - Receive one additional bonus point on net purchases (minus returns/credits) until the bonus period expires: (1) when you reach the $1 million spend threshold, or (2) six months from the date of your enrollment in this promotional offer, whichever comes first.
- - The enrollment process for this program can take up to 10 business days. You will not earn any additional bonus points until the enrollment process has been completed.
- - Rewards points will be awarded 30 days after the eligible dollar amount has been spent collectively between the cards within your program.
Once the bonus period expires, you will earn 2X Unlimited Rewards. 2X Unlimited Rewards Points earnings are based on net purchases (minus returns/credits) made on the SVB Innovator Card. SVB virtual cards can earn 1x rewards on all purchases, or revenue share at the rate determined by the client relationship. Points can be redeemed for a variety of rewards, including travel and cash back. Cash back: Cash Rewards points can be redeemed as a statement credit to your card account. For complete details about the SVB Innovator Card, including applicable fees and terms and conditions of the Card, please see the SVB Innovator Card Agreement and Rewards Terms and Conditions.
All credit products and loans are subject to underwriting, credit, and collateral approval. All information contained herein is for informational and reference purposes only and no guarantee is expressed or implied. Rates, terms, programs and underwriting policies subject to change without notice. This is not a commitment to lend. Certain terms, conditions, exclusions, and limitations apply, including a limit on cash advance capabilities.
3 The Points Guy, November 12, 2023
4 New Merchant Services program offerings are subject to underwriting, credit, and collateral approval. All information contained herein is for informational purposes only and no guarantee is expressed or implied. Terms and conditions apply.
5 Additional terms and conditions, including fees and costs, may apply. Ask your SVB Relationship Manager or Solutions Advisor for details.
Mastercard is a registered trademark of Mastercard International Incorporated and is an independent third party and not affiliated with Silicon Valley Bank, a division of First-Citizens Bank & Trust Company.
The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC. EMVCo, LLC is an independent third party and not affiliated with Silicon Valley Bank, a division of First-Citizens Bank & Trust Company.
All non-SVB named companies listed throughout this document are independent third parties and are not affiliated with Silicon Valley Bank, a division of First-Citizens Bank & Trust Company.
Terms and conditions apply. Offers subject to change without notice. Provider companies offering discounted tools and services are independent third parties and not affiliated with Silicon Valley Bank, a division of First-Citizens Bank & Trust Company.
Banking and lending products or services are offered by Silicon Valley Bank, a division of First-Citizens Bank & Trust Company. Accounts are subject to credit approval. Restrictions and limitations may apply.