Dashboard
Monitor your cash positions with real-time data, custom alerts and critical metrics on any device.
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Platform
Digital banking for high-growth companies
Open an account for free to get started.1
The top finance teams in technology, healthcare and life sciences
manage cash, control spend, trade FX and more on SVB’s digital banking platform.
Launch
- Lay the groundwork
- Cash management
- Business credit card
- Spend management
Build
- Optimize operations
- Integrations
- ERP plugin
- Automations
Scale
- Accelerate expansion
- Lending
- Foreign exchange
- API
Enterprise
- Lead your market
- Administration
- Security
- Asset management
Cash management
Payments
Send payments domestically or internationally in over 90 currencies from the same screen.
Reporting
Generate dozens of report types in seconds and search for transactions as easily as you talk.
Discounts when you become a client
Save on the products and services you're already using when you open an account with SVB.4
Integrations
Connect the systems you already use
Integrate directly into your workflow for faster operations and expanded capabilities.
Scale
Accelerate expansion
Access growth capital and infrastructure to support rapid scaling.
Lending
Fuel your growth with tailored capital solutions
For forty years, the most iconic companies have made Silicon Valley Bank their lender of choice. Join the ranks and manage your financing from a modern platform.
Expertise: Partner with an experienced team to architect a credit solution ground up from your objectives.
Digital application: Apply for venture debt online and close in as few as 30 days with our streamlined documentation.
Automated reporting: Connect your accounting software once to automatically pull your financials each month.
Intuitive management: Request advances, organize loans by facility and make payments from a single dashboard.
API
Payments at any volume
Process hundreds of thousands of payments monthly without sacrificing control or efficiency.
enterprise
Lead your market
Strengthen your market position with enterprise-grade controls and security.
admin controls
Take command of your platform
Set granular permissions, access levels and transaction limits to maintain visibility and control across your growing headcount.
Fine-grained permissions across more than 40 dimensions to grant internal and external users precise access and transfer limits.
Card controls for real-time transaction tracking, custom spend limits and complete line of sight into corporate card usage.
Enterprise-wide visibility with facility-level loan grouping, custom account sets and advanced filtering options.
Approval workflows: Enable multi-step authorizations, set amount thresholds and designate backup approvers.
Positive pay: Automatically compare checks for clearing with your submitted records to help detect and prevent unauthorized payments.
User authentication: Select from five best-in-class options to authenticate your users including biometric and security key.
Enhanced fraud prevention: Automated ACH payment verification, with instant alerts for suspicious activity.
Check controls: Automated check verification, with instant alerts for suspicious activity.
Stop payment controls: Block and monitor specific transaction types at the account level, with customizable rules for real-time prevention.
asset management
Move beyond the money market account
Cash reserves of $10M+ demand institutional-grade strategies and customized solutions to generate returns while maintaining liquidity and security.
24+ months
24 months
18 months
12 months
Strategic cash
Reserve cash
Extended liquidity
Liquidity
A plan for every stage of growth
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©2025 First-Citizens Bank & Trust Company. Silicon Valley Bank, a division of First-Citizens Bank & Trust Company. Member FDIC.
1 Free checking through SVB Edge available for up to three years from account opening on included services. Transactions processed, such as for overdrafts, NSF’s, returned and collection items will incur a fee as described in the Schedule of Fees. Click the ‘Learn More’ link above for additional terms and details on the free checking available with SVB Edge.
2 Money Market Accounts (MMA) are interest-bearing accounts unless otherwise stated. As of September 18, 2024, a 4.80% annual percentage yield (APY) on the Startup Money Market Account is available for deposit balances of up to $4,000,000.00. If the Startup Money Market Account has deposit balances of $4,000.000.01 or more, a 1.00% APY will be applied to the entire Startup Money Market Account deposit balance. The APY or interest rate depends on the tier associated with the amount deposited in the MMA. You must deposit and maintain the applicable account balance to earn the disclosed APY. Please refer to the Deposit Agreement and Disclosure Statement issued at opening and any updates thereto for more details. Changes to the interest rate and APY on the MMA is at our discretion and are reflected in your account statement. Current clients with an existing Startup MMA opened before November 2022 are not eligible for this offering. Interest is calculated daily and credited monthly to the account. If you close your account before interest is credited for the month, you will not receive the accrued interest during the month the account is closed. Applicable fees, including those contained in the Product Sheets and Schedule of Fees and Charges provided at account opening, could reduce earnings on the account. Account maintenance fees may apply for each month your balance falls below a disclosed minimum.
3 Corporate and Business Card programs are subject to credit approval. See the SVB Innovator Card Agreement and Rewards Terms and Conditions for full program details. 2X Unlimited Rewards Points earnings are based on net purchases made on the SVB Innovator Card. Rewards points are not applicable to virtual cards. Click the ‘Learn More’ link above for additional terms and details on the SVB Innovator Card.
4 All loans and debt solutions are subject to underwriting, credit, and collateral approval. Information provided or referenced is for informational purposes only and no guarantee is expressed or implied. Rates, terms, programs and underwriting policies subject to change without notice. This is not a commitment to lend. Terms and conditions apply.
5 Foreign exchange transactions can be highly risky, and losses may occur in short periods of time if there is an adverse movement of exchange rates. Exchange rates can be highly volatile and are impacted by numerous economic, political and social factors as well as supply and demand and governmental intervention, control and adjustments. Investments in financial instruments carry significant risk, including the possible loss of the principal amount invested. Before entering any foreign exchange transaction, you should obtain advice from your own tax, financial, legal and other advisors and only make investment decisions on the basis of your own objectives, experience and resources.
Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Android, Google Play, and the Google Play logo are trademarks of Google Inc. Mastercard is a registered trademark of Mastercard International Incorporated. All non-SVB named companies listed are an independent third party and are not affiliated with SVB Financial Group.