Robust spend management for SVB cards

Innovator Thumbnail
Innovator Card
For early-stage and Series-A startups1
Save time with automation for expense reporting, approvals, and reconciliation, plus sync data to your accounting system or ERP.
Accelerator Thumbnail
Accelerator Card
For high-growth venture-funded companies2
Drive efficiency with automated workflows and ERP sync - plus increase virtual card spend control with custom limits and policies.

Travel Layout Module 1

Save time with AI powered mobile expense reporting

SVB's spend management mobile app makes it easy to submit expenses as spend occurs, using Al to automatically turn card receipts and invoices into automated expense reports. It's seamless for employees and enables fast, accurate automated reconciliation.

Streamline with integrated travel booking

Book travel directly within the SVB travel and expense management platform (including with policy-controlled virtual corporate credit cards), automate reconciliation, and tap into spending analytics to negotiate better rates with preferred vendors.
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SVB expense management dashboard showing automated reconciliation and ERP sync settings

Automate to maximize your efficiency

All card clients can streamline end-to-end with this business expense management solution, from auto-categorized transactions and auto-approvals, to mobile expense reporting automation and auto-sync to a preferred ERP-integrated expense management or accounting system.
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"It’s been really advantageous to customize approvals and expense categories to make it simple for employees and our finance team."

VP of Finance | Omnidian

Control spend with virtual cards for every use case

For the Accelerator Card, you can instantly issue unlimited virtual corporate credit cards for employee T&E management, procurement and vendor payables with custom limits and timeframes, and auto-enforce corporate card expense management policies.

Finance manager issuing virtual cards for employee T& E and vendor payables on SVB Accelerator Card platform

Business spend management partners

With the Accelerator Card, clients can choose to integrate with their existing third-party platform for expense management.
Airbase by Paylocity — SVB spend management integration partner
Coupa — corporate expense management platform integrated with SVB
Teampay — spend management software integrated with SVB Cards

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SVB T&E Travel & Expense Management FAQs

What is the best way to keep track of business expenses?

Businesses can reduce the time, cost, and complexity of managing expenses by using expense management software. The SVB Travel & Expense Management platform is one such solution, offering automated approvals, real-time transaction visibility and ERP sync for startups and venture-backed companies. Restrictions and limitations may apply; see applicable terms and conditions.  

What falls under travel expense?

Travel expense can include any cost incurred related to business travel. Common categories include transportation (e.g., airfare, trains, ride-shares, rental cars and fuel), lodging (hotels and short-term rentals) and meals.  

SVB T&E lets you book travel directly on the platform and expense it automatically.

How can we automate expense reporting?

With a spend management platform (like SVB's), employees can use a mobile or web app to submit expenses, including image-capture for receipts and invoices. The platform then automatically generates an expense report. This approach can dramatically save time and simplify reconciliation, and enables the finance team to gain a steady real-time flow of transaction data throughout the month to help close books faster. 

Can we control spend across teams, vendors, and subscriptions?

Yes. SVB Accelerator Card clients can use the spend management platform  — a robust corporate expense management solution — to issue virtual corporate credit cards with custom limits and spend management policies for any employee, vendor, or use case. You can also automate approvals, track with real-time visibility, and issue, modify or revoke virtual cards on the fly.  

Will the SVB platform integrate with our accounting software or ERP?

Yes. The SVB Travel & Expense Management platform supports ERP-integrated expense management, allowing clients to sync card transaction data to third-party accounting systems including QuickBooks, NetSuite, Xero and Intacct.  

1For complete details about the SVB Innovator Card, including applicable fees and terms and conditions of the Card, please see the SVB Innovator Card Terms and Conditions.

2For complete details about the SVB Accelerator Card, including applicable fees and terms and conditions of the Card, please see the SVB Accelerator Card Terms and Conditions.

All credit products and loans are subject to underwriting, credit, and collateral approval. All information contained herein is for informational and reference purposes only and no guarantee is expressed or implied. Rates, terms, programs and underwriting policies subject to change without notice. This is not a commitment to lend. Certain terms, conditions, exclusions, and limitations apply.

Mastercard is a registered trademark of Mastercard International Incorporated and is an independent third party and not affiliated with Silicon Valley Bank, a division of First Citizens Bank & Trust Company.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC.

All non-SVB named companies listed throughout this document are independent third parties and are not affiliated with Silicon Valley Bank, a division of First-Citizens Bank & Trust Company.

Banking and lending products or services are offered by Silicon Valley Bank, a division of First-Citizens Bank & Trust Company. Accounts are subject to credit approval. Restrictions and limitations may apply.

 

View the Commercial Card Terms & Conditions