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Summary Box
For additional information, download our Silicon Valley Bank UK Banking Terms and Conditions.
Current Plus Account (GBP)
Account Name
Current Plus Account (GBP) - Instant Access
What is the interest rate?
Effective from 1 July 2022
Interest is accrued daily on the daily net value dated balance and applied monthly on the final working day. A Deposit Interest Charge will apply where you hold credit balances greater than the thresholds outlined above. If you hold balances greater than the threshold shown, the Deposit Interest Charge will apply to the portion of the balance that you hold above the threshold.
Our most recent historic deposit interest rates are available to you. Your web browser may permit a download of these here, or alternatively we can provide a copy on request.
| Balance | Gross per year % | AER % |
| 0+ | 0.00 | 0.00 |
Interest is accrued daily on the daily net value dated balance and applied monthly on the final working day. A Deposit Interest Charge will apply where you hold credit balances greater than the thresholds outlined above. If you hold balances greater than the threshold shown, the Deposit Interest Charge will apply to the portion of the balance that you hold above the threshold.
Our most recent historic deposit interest rates are available to you. Your web browser may permit a download of these here, or alternatively we can provide a copy on request.
Can SVB change the interest rate?
Yes, rates are variable. Silicon Valley Bank UK can increase or decrease the interest rates for reasons set out in the relevant section of our UK Banking Terms and Conditions and prior notice will be provided as set out in these Terms and Conditions.
What would the estimated balance be after 12 months based on a representative range?
| Deposit amount | Estimated value after a year |
| GBP 1,000 | GBP 1,000 |
The estimated value is based on interest remaining on account and no change to the interest rate for 12 months and no withdrawals made. This is provided for illustrative purposes and does not take into account your individual circumstances.
How do I open and manage my account?
You can open an account by contacting your Relationship Manager or via onlinebanking@svb.com.
Once open, accounts can be managed via online banking, over the phone or via email. Any qualifying customer can open this account with GBP 0.01 and currently there is no maximum amount.
Once open, accounts can be managed via online banking, over the phone or via email. Any qualifying customer can open this account with GBP 0.01 and currently there is no maximum amount.
Can I withdraw money?
Yes, you’ll have instant access to your money so you can make withdrawals.
Additional information
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded for one year. Our most recent historic deposit interest rates are available to you. Your web browser may permit a download of these here, or alternatively we can provide a copy on request.
Corporate Deposit Account
Account Name
Corporate Deposit Account (AUD, CAD, CHF, CNH, DKK, EUR, GBP, HKD, ILS, JPY, NOK, NZD, SEK, SGD, USD, ZAR) – Instant Access
What is the interest rate?
GBP - Effective from 22nd September 2022
USD - Effective from 22nd September 2022
EUR - Effective from 14 September 2022
AUD - Effective from 1 July 2022
CAD - Effective from 1 July 2022
CHF - Effective from 1 July 2022
CNH - Effective from 1 July 2022
DKK - Effective from 1 July 2022
HKD - Effective from 1 July 2022
ILS - Effective from 1 July 2022
JPY - Effective from 1 July 2022
NOK - Effective from 1 July 2022
NZD - Effective from 1 July 2022
SEK - Effective from 1 July 2022
SGD - Effective from 1 July 2022
ZAR - Effective from 1 July 2022
Interest is accrued daily on the daily net value dated balance and applied monthly on the final working day. A Deposit Interest Charge will apply where you hold credit balances greater than the thresholds outlined above. If you hold balances greater than the threshold shown, the Deposit Interest Charge will apply to the portion of the balance that you hold above the threshold.
Our most recent historic deposit interest rates are available to you. Your web browser may permit a download of these here, or alternatively we can provide a copy on request.
| Balance | Gross per year % | AER % |
| 0+ | 1.65 | 1.66 |
| 250,000+ | 0.60 | 0.60 |
| 5,000,000+ | 0.70 | 0.70 |
USD - Effective from 22nd September 2022
| Balance | Gross per year % | AER % |
| 0+ | 1.60 | 1.64 |
| 250,000+ | 0.75 | 0.76 |
| 5,000,000+ | 0.85 | 0.87 |
EUR - Effective from 14 September 2022
| Balance | Gross per year % | AER % |
| 0+ | 0.00 | 0.00 |
| 30,000,000+ | 0.00 | 0.00 |
AUD - Effective from 1 July 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
CAD - Effective from 1 July 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
CHF - Effective from 1 July 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
| 10,000,000+ | -1.00 | -1.00 |
CNH - Effective from 1 July 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
DKK - Effective from 1 July 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
| 75,000,000+ | -0.70 | -0.70 |
HKD - Effective from 1 July 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
ILS - Effective from 1 July 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
JPY - Effective from 1 July 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
| 1,000,000,000+ | -0.10 | -0.10 |
NOK - Effective from 1 July 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
NZD - Effective from 1 July 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
SEK - Effective from 1 July 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
SGD - Effective from 1 July 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
ZAR - Effective from 1 July 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
Interest is accrued daily on the daily net value dated balance and applied monthly on the final working day. A Deposit Interest Charge will apply where you hold credit balances greater than the thresholds outlined above. If you hold balances greater than the threshold shown, the Deposit Interest Charge will apply to the portion of the balance that you hold above the threshold.
Our most recent historic deposit interest rates are available to you. Your web browser may permit a download of these here, or alternatively we can provide a copy on request.
Can SVB UK change the interest rate?
Yes, rates are variable. Silicon Valley Bank UK can increase or decrease the interest rates for reasons set out in the relevant section of our UK Banking Terms and Conditions and prior notice will be provided by email.
What would the estimated balance be after 12 months based on a representative range?
| Deposit amount | Estimated value after a year |
| GBP 1,000 | GBP 1,014.60 |
| GBP 5,000,000 | GBP 5,025,057.37 |
| Deposit amount | Estimated value after a year |
| USD 1,000 | USD 1,016.00 |
| USD 5,000,000 | USD 5,042,500.00 |
| Deposit amount | Estimated value after a year |
| EUR 1,000 | EUR 1,000* |
| Deposit amount | Estimated value after a year |
| AUD 1,000 | AUD 1,000 |
| Deposit amount | Estimated value after a year |
| CAD 1,000 | CAD 1,000 |
| Deposit amount | Estimated value after a year |
| CHF 1,000 | CHF 1,000* |
| Deposit amount | Estimated value after a year |
| CNH 1,000 | CNH 1,000 |
| Deposit amount | Estimated value after a year |
| DKK 1,000 | DKK 1,000* |
| Deposit amount | Estimated value after a year |
| HKD 1,000 | HKD 1,000 |
| Deposit amount | Estimated value after a year |
| ILS 1,000 | ILS 1,000 |
| Deposit amount | Estimated value after a year |
| JPY 1,000 | JPY 1,000* |
| Deposit amount | Estimated value after a year |
| NOK 1,000 | NOK 1,000 |
| Deposit amount | Estimated value after a year |
| NZD 1,000 | NZD 1,000 |
| Deposit amount | Estimated value after a year |
| SEK 1,000 | SEK 1,000 |
| Deposit amount | Estimated value after a year |
| SGD 1,000 | SGD 1,000 |
| Deposit amount | Estimated value after a year |
| ZAR 1,000 | ZAR 1,000 |
The estimated value is based on interest remaining on account and no change to the interest rate for 12 months and no withdrawals made. This is provided for illustrative purposes.
How do I open and manage my account?
You can open an account by contacting your Relationship Manager or via onlinebanking@svb.com.
Once open, accounts can be managed via online banking, over the phone or via email. Any qualifying customer can open this account with 0.01 local currency and currently there is no maximum amount.
Once open, accounts can be managed via online banking, over the phone or via email. Any qualifying customer can open this account with 0.01 local currency and currently there is no maximum amount.
Can I withdraw money?
Yes, you’ll have instant access to your money so you can make withdrawals.
Additional information
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded for one year. Our most recent historic deposit interest rates are available to you. Your web browser may permit a download of these here, or alternatively we can provide a copy on request.
* Deposit Interest Charge applies for CHF, DKK, EUR and JPY
* Deposit Interest Charge applies for CHF, DKK, EUR and JPY
Foreign Currency Account
Account Name
Foreign Currency Account (AUD, CAD, CHF, CNH, DKK, EUR, HKD, ILS, JPY, NOK, NZD, SEK, SGD, USD, ZAR) – Instant Access
What is the interest rate?
USD - Effective from 1 June 2022
EUR - Effective from 27 July 2022
AUD - Effective from 1 June 2022
CAD - Effective from 1 June 2022
CHF - Effective from 1 June 2022
CNH - Effective from 1 June 2022
DKK - Effective from 1 June 2022
HKD - Effective from 1 June 2022
ILS - Effective from 1 June 2022
JPY - Effective from 1 June 2022
NOK - Effective from 1 June 2022
NZD - Effective from 1 June 2022
SEK - Effective from 1 June 2022
SGD - Effective from 1 June 2022
ZAR - Effective from 1 June 2022
Interest is accrued daily on the daily net value dated balance and applied monthly on the final working day. A Deposit Interest Charge will apply where you hold credit balances greater than the thresholds outlined above. If you hold balances greater than the threshold shown, the Deposit Interest Charge will apply to the portion of the balance that you hold above the threshold.
Our most recent historic deposit interest rates are available to you. Your web browser may permit a download of these here, or alternatively we can provide a copy on request.
| Balance | Gross per year % | AER % |
| 0+ | 0.00 | 0.00 |
EUR - Effective from 27 July 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
| 30,000,000+ | 0.00 | 0.00 |
AUD - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
CAD - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
CHF - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
| 10,000,000+ | -1.00 | -1.00 |
CNH - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
DKK - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
| 75,000,000+ | -0.70 | -0.70 |
HKD - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
ILS - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
JPY - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
| 1,000,000,000+ | -0.10 | -0.10 |
NOK - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
NZD - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
SEK - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
SGD - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
ZAR - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
Interest is accrued daily on the daily net value dated balance and applied monthly on the final working day. A Deposit Interest Charge will apply where you hold credit balances greater than the thresholds outlined above. If you hold balances greater than the threshold shown, the Deposit Interest Charge will apply to the portion of the balance that you hold above the threshold.
Our most recent historic deposit interest rates are available to you. Your web browser may permit a download of these here, or alternatively we can provide a copy on request.
Can SVB change the interest rate?
Yes, rates are variable. Silicon Valley Bank UK can increase or decrease the interest rates for reasons set out in the relevant section of our UK Banking Terms and Conditions and prior notice will be provided by email.
What would the estimated balance be after 12 months based on a representative range?
| Deposit amount | Estimated value after a year |
| USD 1,000 | USD 1,000 |
| Deposit amount | Estimated value after a year |
| EUR 1,000 | EUR 1,000* |
| Deposit amount | Estimated value after a year |
| AUD 1,000 | AUD 1,000 |
| Deposit amount | Estimated value after a year |
| CAD 1,000 | CAD 1,000 |
| Deposit amount | Estimated value after a year |
| CHF 1,000 | CHF 1,000* |
| Deposit amount | Estimated value after a year |
| CNH 1,000 | CNH 1,000 |
| Deposit amount | Estimated value after a year |
| DKK 1,000 | DKK 1,000* |
| Deposit amount | Estimated value after a year |
| HKD 1,000 | HKD 1,000 |
| Deposit amount | Estimated value after a year |
| ILS 1,000 | ILS 1,000 |
| Deposit amount | Estimated value after a year |
| JPY 1,000 | JPY 1,000* |
| Deposit amount | Estimated value after a year |
| NOK 1,000 | NOK 1,000 |
| Deposit amount | Estimated value after a year |
| NZD 1,000 | NZD 1,000 |
| Deposit amount | Estimated value after a year |
| SEK 1,000 | SEK 1,000 |
| Deposit amount | Estimated value after a year |
| SGD 1,000 | SGD 1,000 |
| Deposit amount | Estimated value after a year |
| ZAR 1,000 | ZAR 1,000 |
The estimated value is based on interest remaining on account and no change to the interest rate for 12 months and no withdrawals made. This is provided for illustrative purposes.
How do I open and manage my account?
You can open an account by contacting your Relationship Manager or via onlinebanking@svb.com.
Once open, accounts can be managed via online banking, over the phone or via email. Any qualifying customer can open this account with 0.01 local currency and currently there is no maximum amount.
Once open, accounts can be managed via online banking, over the phone or via email. Any qualifying customer can open this account with 0.01 local currency and currently there is no maximum amount.
Can I withdraw money?
Yes, you’ll have instant access to your money so you can make withdrawals.
Additional information
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded for one year. Our most recent historic deposit interest rates are available to you. Your web browser may permit a download of these here, or alternatively we can provide a copy on request.
* Deposit Interest Charge applies for CHF, DKK, EUR and JPY
* Deposit Interest Charge applies for CHF, DKK, EUR and JPY
Client Monies Account (GBP)
Account Name
Client Monies Account (GBP) – Instant Access
What is the interest rate?
GBP - Effective from 22nd September 2022
Interest is accrued daily on the daily net value dated balance and applied monthly on the final working day. A Deposit Interest Charge will apply where you hold credit balances greater than the thresholds outlined above. If you hold balances greater than the threshold shown, the Deposit Interest Charge will apply to the portion of the balance that you hold above the threshold.
Our most recent historic deposit interest rates are available to you. Your web browser may permit a download of these here, or alternatively we can provide a copy on request.
| Balance | Gross per year % | AER % |
| 0+ | 0.00 | 0.00 |
Interest is accrued daily on the daily net value dated balance and applied monthly on the final working day. A Deposit Interest Charge will apply where you hold credit balances greater than the thresholds outlined above. If you hold balances greater than the threshold shown, the Deposit Interest Charge will apply to the portion of the balance that you hold above the threshold.
Our most recent historic deposit interest rates are available to you. Your web browser may permit a download of these here, or alternatively we can provide a copy on request.
Can SVB change the interest rate?
Yes, rates are variable. Silicon Valley Bank UK can increase or decrease the interest rates for reasons set out in the relevant section of our UK Banking Terms and Conditions and prior notice will be provided by email.
What would the estimated balance be after 12 months based on a representative range?
| Deposit amount | Estimated value after a year |
| GBP 1,000 | GBP 1,016.50 |
| GBP 5,000,000.00 | GBP 5,035,000.00 |
The estimated value is based on interest remaining on account and no change to the interest rate for 12 months and no withdrawals made. This is provided for illustrative purposes.
How do I open and manage my account?
You can open an account by contacting your Relationship Manager or via onlinebanking@svb.com.
Once open, accounts can be managed via online banking, over the phone or via email. Any qualifying customer can open this account with GBP 0.01 and currently there is no maximum amount.
Once open, accounts can be managed via online banking, over the phone or via email. Any qualifying customer can open this account with GBP 0.01 and currently there is no maximum amount.
Can I withdraw money?
Yes, you’ll have instant access to your money so you can make withdrawals.
Additional information
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded for one year. Our most recent historic deposit interest rates are available to you. Your web browser may permit a download of these here, or alternatively we can provide a copy on request.
Foreign Currency Client Monies Account
Account Name
Foreign Currency Client Monies Account (AUD, CAD, CHF, CNH, DKK, EUR, HKD, ILS, JPY, NOK, NZD, SEK, SGD, USD, ZAR) – Instant Access
What is the interest rate?
USD - Effective from 1 June 2022
EUR - Effective from 27 July 2022
AUD - Effective from 1 June 2022
CAD - Effective from 1 June 2022
CHF - Effective from 1 June 2022
CNH - Effective from 1 June 2022
DKK - Effective from 1 June 2022
HKD - Effective from 1 June 2022
ILS - Effective from 1 June 2022
JPY - Effective from 1 June 2022
NOK - Effective from 1 June 2022
NZD - Effective from 1 June 2022
SEK - Effective from 1 June 2022
SGD - Effective from 1 June 2022
ZAR - Effective from 1 June 2022
Interest is accrued daily on the daily net value dated balance and applied monthly on the final working day. A Deposit Interest Charge will apply where you hold credit balances greater than the thresholds outlined above. If you hold balances greater than the threshold shown, the Deposit Interest Charge will apply to the portion of the balance that you hold above the threshold.
Our most recent historic deposit interest rates are available to you. Your web browser may permit a download of these here, or alternatively we can provide a copy on request.
| Balance | Gross per year % | AER % |
| 0+ | 0.00 | 0.00 |
EUR - Effective from 27 July 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
| 30,000,000+ | 0.00 | 0.00 |
AUD - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
CAD - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
CHF - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
| 10,000,000+ | -1.00 | -1.00 |
CNH - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
DKK - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
| 75,000,000+ | -0.70 | -0.70 |
HKD - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
ILS - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
JPY - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
| 1,000,000,000+ | -0.10 | -0.10 |
NOK - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
NZD - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
SEK - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
SGD - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
ZAR - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
Interest is accrued daily on the daily net value dated balance and applied monthly on the final working day. A Deposit Interest Charge will apply where you hold credit balances greater than the thresholds outlined above. If you hold balances greater than the threshold shown, the Deposit Interest Charge will apply to the portion of the balance that you hold above the threshold.
Our most recent historic deposit interest rates are available to you. Your web browser may permit a download of these here, or alternatively we can provide a copy on request.
Can SVB change the interest rate?
Yes, rates are variable. Silicon Valley Bank UK can increase or decrease the interest rates for reasons set out in the relevant section of our UK Banking Terms and Conditions and prior notice will be provided by email.
What would the estimated balance be after 12 months based on a representative range?
| Deposit amount | Estimated value after a year |
| USD 1,000 | USD 1,000 |
| Deposit amount | Estimated value after a year |
| EUR 1,000 | EUR 1,000* |
| Deposit amount | Estimated value after a year |
| AUD 1,000 | AUD 1,000 |
| Deposit amount | Estimated value after a year |
| CAD 1,000 | CAD 1,000 |
| Deposit amount | Estimated value after a year |
| CHF 1,000 | CHF 1,000* |
| Deposit amount | Estimated value after a year |
| CNH 1,000 | CNH 1,000 |
| Deposit amount | Estimated value after a year |
| DKK 1,000 | DKK 1,000* |
| Deposit amount | Estimated value after a year |
| HKD 1,000 | HKD 1,000 |
| Deposit amount | Estimated value after a year |
| ILS 1,000 | ILS 1,000 |
| Deposit amount | Estimated value after a year |
| JPY 1,000 | JPY 1,000* |
| Deposit amount | Estimated value after a year |
| NOK 1,000 | NOK 1,000 |
| Deposit amount | Estimated value after a year |
| NZD 1,000 | NZD 1,000 |
| Deposit amount | Estimated value after a year |
| SEK 1,000 | SEK 1,000 |
| Deposit amount | Estimated value after a year |
| SGD 1,000 | SGD 1,000 |
| Deposit amount | Estimated value after a year |
| ZAR 1,000 | ZAR 1,000 |
The estimated value is based on interest remaining on account and no change to the interest rate for 12 months and no withdrawals made. This is provided for illustrative purposes.
How do I open and manage my account?
You can open an account by contacting your Relationship Manager or via onlinebanking@svb.com.
Once open, accounts can be managed via online banking, over the phone or via email. Any qualifying customer can open this account with 0.01 local currency and currently there is no maximum amount.
Once open, accounts can be managed via online banking, over the phone or via email. Any qualifying customer can open this account with 0.01 local currency and currently there is no maximum amount.
Can I withdraw money?
Yes, you’ll have instant access to your money so you can make withdrawals.
Additional information
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded for one year. Our most recent historic deposit interest rates are available to you. Your web browser may permit a download of these here, or alternatively we can provide a copy on request.
* Deposit Interest Charge applies for CHF, DKK, EUR and JPY
* Deposit Interest Charge applies for CHF, DKK, EUR and JPY
Corporate Deposit Client Monies Account
Account Name
Corporate Deposit Client Monies Account (AUD, CAD, CHF, CNH, DKK, EUR, GBP, HKD, ILS, JPY, NOK, NZD, SEK, SGD, USD, ZAR) – Instant Access
What is the interest rate?
GBP - Effective from 1 June 2022
USD - Effective from 1 June 2022
EUR - Effective from 1 June 2022
AUD - Effective from 1 June 2022
CAD - Effective from 1 June 2022
CHF - Effective from 1 June 2022
CNH - Effective from 1 June 2022
DKK - Effective from 1 June 2022
HKD - Effective from 1 June 2022
ILS - Effective from 1 June 2022
JPY - Effective from 1 June 2022
NOK - Effective from 1 June 2022
NZD - Effective from 1 June 2022
SEK - Effective from 1 June 2022
SGD - Effective from 1 June 2022
ZAR - Effective from 1 June 2022
Interest is accrued daily on the daily net value dated balance and applied monthly on the final working day. A Deposit Interest Charge will apply where you hold credit balances greater than the thresholds outlined above. If you hold balances greater than the threshold shown, the Deposit Interest Charge will apply to the portion of the balance that you hold above the threshold.
Our most recent historic deposit interest rates are available to you. Your web browser may permit a download of these here, or alternatively we can provide a copy on request.
| Balance | Gross per year % | AER % |
| 0+ | 0.00 | 0.00 |
| 5,000,000+ | 0.00 | 0.00 |
USD - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0+ | 0.00 | 0.00 |
| 5,000,000+ | 0.00 | 0.00 |
EUR - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
| 30,000,000+ | -0.60 | -0.60 |
AUD - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
CAD - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
CHF - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
| 10,000,000+ | -1.00 | -1.00 |
CNH - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
DKK - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
| 75,000,000+ | -0.70 | -0.70 |
HKD - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
ILS - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
JPY - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
| 1,000,000,000+ | -0.10 | -0.10 |
NOK - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
NZD - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
SEK - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
SGD - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
ZAR - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
Interest is accrued daily on the daily net value dated balance and applied monthly on the final working day. A Deposit Interest Charge will apply where you hold credit balances greater than the thresholds outlined above. If you hold balances greater than the threshold shown, the Deposit Interest Charge will apply to the portion of the balance that you hold above the threshold.
Our most recent historic deposit interest rates are available to you. Your web browser may permit a download of these here, or alternatively we can provide a copy on request.
Can SVB change the interest rate?
Yes, rates are variable. Silicon Valley Bank UK can increase or decrease the interest rates for reasons set out in the relevant section of our Silicon Valley Bank UK Banking Terms and Conditions and prior notice will be provided by email.
What would the estimated balance be after 12 months based on a representative range?
| Deposit amount | Estimated value after a year |
| GBP 1,000 | GBP 1,000 |
| GBP 5,000,000 | GBP 5,000,000 |
| Deposit amount | Estimated value after a year |
| USD 1,000 | USD 1,000 |
| USD 5,000,000 | USD 5,005,002 |
| Deposit amount | Estimated value after a year |
| EUR 1,000 | EUR 1,000* |
| Deposit amount | Estimated value after a year |
| AUD 1,000 | AUD 1,000 |
| Deposit amount | Estimated value after a year |
| CAD 1,000 | CAD 1,000 |
| Deposit amount | Estimated value after a year |
| CHF 1,000 | CHF 1,000* |
| Deposit amount | Estimated value after a year |
| CNH 1,000 | CNH 1,000 |
| Deposit amount | Estimated value after a year |
| DKK 1,000 | DKK 1,000* |
| Deposit amount | Estimated value after a year |
| HKD 1,000 | HKD 1,000 |
| Deposit amount | Estimated value after a year |
| ILS 1,000 | ILS 1,000 |
| Deposit amount | Estimated value after a year |
| JPY 1,000 | JPY 1,000* |
| Deposit amount | Estimated value after a year |
| NOK 1,000 | NOK 1,000 |
| Deposit amount | Estimated value after a year |
| NZD 1,000 | NZD 1,000 |
| Deposit amount | Estimated value after a year |
| SEK 1,000 | SEK 1,000 |
| Deposit amount | Estimated value after a year |
| SGD 1,000 | SGD 1,000 |
| Deposit amount | Estimated value after a year |
| ZAR 1,000 | ZAR 1,000 |
The estimated value is based on interest remaining on account and no change to the interest rate for 12 months and no withdrawals made. This is provided for illustrative purposes.
How do I open and manage my account?
You can open an account by contacting your Relationship Manager or via onlinebanking@svb.com.
Once open, accounts can be managed via online banking, over the phone or via email. Any qualifying customer can open this account with 0.01 local currency and currently there is no maximum amount.
Once open, accounts can be managed via online banking, over the phone or via email. Any qualifying customer can open this account with 0.01 local currency and currently there is no maximum amount.
Can I withdraw money?
Yes, you’ll have instant access to your money so you can make withdrawals.
Additional information
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded for one year. Our most recent historic deposit interest rates are available to you. Your web browser may permit a download of these here, or alternatively we can provide a copy on request.
* Deposit Interest Charge applies for CHF, DKK, EUR and JPY
* Deposit Interest Charge applies for CHF, DKK, EUR and JPY
Evergreen Notice Account
Account Name
30-Day Evergreen Notice Account - Restricted Access
What is the interest rate?
Generally, the interest rate for each month is the aggregate of the published curve on the first working day of the calendar month, plus the margin, however for September 2022 the EUR interest rate has changed mid-month to reflect the European Central Bank interest rate change. Please see below for further information.
GBP - Effective from 1 September 2022 to 30 September 2022
USD - Effective from 1 September 2022 to 30 September 2022
EUR - Effective from 1 September 2022 to 7 September 2022
EUR - Effective from 8 September 2022 to 30 September 2022
This is a tracker product, the interest rate will vary, this is illustrating the interest rate currently on 1 Sep 2022 for the month of Sep 2022 for GBP and USD. Kindly note that the EUR interest rate is illustrated for two different periods in Sep 2022 to reflect the European Central Bank interest rate change mid-month.
Interest is accrued daily on the daily net value dated balance and applied monthly on the final working day.
Our most recent historic deposit interest rates are available to you. Your web browser may permit a download of these, or alternatively we can provide a copy on request.
Current interest rates and Deposit Interest Charges can be found here.
GBP - Effective from 1 September 2022 to 30 September 2022
| Balance | Gross per year % | AER % |
| 0+ | 1.64 | 1.65 |
| 5,000,000+ | 1.69 | 1.70 |
USD - Effective from 1 September 2022 to 30 September 2022
| Balance | Gross per year % | AER % |
| 0+ | 2.58 | 2.61 |
| 5,000,000+ | 2.63 | 2.66 |
EUR - Effective from 1 September 2022 to 7 September 2022
| Balance | Gross per year % | AER % |
| 0+ | 0.00 | 0.00 |
EUR - Effective from 8 September 2022 to 30 September 2022
| Balance | Gross per year % | AER % |
| 0+ | 0.66 | 0.67 |
This is a tracker product, the interest rate will vary, this is illustrating the interest rate currently on 1 Sep 2022 for the month of Sep 2022 for GBP and USD. Kindly note that the EUR interest rate is illustrated for two different periods in Sep 2022 to reflect the European Central Bank interest rate change mid-month.
Interest is accrued daily on the daily net value dated balance and applied monthly on the final working day.
Our most recent historic deposit interest rates are available to you. Your web browser may permit a download of these, or alternatively we can provide a copy on request.
Current interest rates and Deposit Interest Charges can be found here.
Can SVB change the interest rate?
Yes, rates are variable. SVB UK can increase or decrease the interest rates for reasons set out in the relevant section of our UK Banking Terms and Conditions and prior notice will be provided by email.
GBP and USD interest rates change monthly as they follow the published curve on the first working day of the month plus the agreed margin. The new rate takes effect on the first working day of each month. For EUR an out of cycle increase to interest rates has been applied to reflect the recent significant European Central Bank interest rate changes. As this is an interest rate change that is to your advantage, we have introduced it immediately and not waited for the 2 months written notice.
Generally, interest will be calculated daily on the daily closing balance and applied on the last business day of each month to the linked account. We won’t change the margin without giving you at least 2 months’ written notice before the margin change comes into effect:
:
GBP
USD
EUR
1Reset on the first working day of each calendar month
GBP and USD interest rates change monthly as they follow the published curve on the first working day of the month plus the agreed margin. The new rate takes effect on the first working day of each month. For EUR an out of cycle increase to interest rates has been applied to reflect the recent significant European Central Bank interest rate changes. As this is an interest rate change that is to your advantage, we have introduced it immediately and not waited for the 2 months written notice.
Generally, interest will be calculated daily on the daily closing balance and applied on the last business day of each month to the linked account. We won’t change the margin without giving you at least 2 months’ written notice before the margin change comes into effect:
:
GBP
| Balance | Published Curve | Margin |
| 0+ | GBP SONIA1 | -0.05% |
| 5,000,000+ | GBP SONIA1 | 0.00% |
USD
| Balance | Published Curve | Margin |
| 0+ | USD Libor (1 Month)1 | -0.05% |
| 5,000,000+ | USD Libor (1 Month)1 | 0.00% |
EUR
| Balance | Published Curve | Margin |
| 0+ | EUR Short-Term Rate (ЄSTR)1 | 0.00% |
1Reset on the first working day of each calendar month
What would the estimated balance be after 12 months based on a representative range?
1 September to 30 September 2022
1 September - 7 September 2022
8 September - 30 September 2022
The estimated value is based on interest remaining on account and no change to the interest rate for 12-month period and no withdrawals, including no early withdrawals made. This is provided for illustrative purposes.
| Deposit amount | Estimated value after a year |
| GBP 50,000.00 | GBP 50,826.19 |
| GBP 5,000,000.00 | GBP 5,085,157.56 |
| Deposit amount | Estimated value after a year |
| USD 50,000.00 | USD 51,305.36 |
| USD 5,000,000.00 | USD 5,133,096.64 |
1 September - 7 September 2022
| Deposit amount | Estimated value after a year |
| EUR 50,000.00 | EUR 50,000.00 |
| EUR 5,000,000.00 | EUR 5,000,000.00 |
8 September - 30 September 2022
| Deposit amount | Estimated value after a year |
| EUR 50,000.00 | EUR 50,331.00 |
| EUR 5,000,000.00 | EUR 5,033,100.00 |
The estimated value is based on interest remaining on account and no change to the interest rate for 12-month period and no withdrawals, including no early withdrawals made. This is provided for illustrative purposes.
How do I open and manage my account?
You can open an Evergreen Notice Account by contacting your Relationship Manager. Any qualifying customer with a minimum balance of GBP50,000, USD50,000 or EUR50,000 and a Current Account held with Silicon Valley Bank UK can open an Evergreen Notice Account. Currently there is no maximum balance amount. If your evergreen notice account is below the minimum balance, we may transfer the balance to Your linked account and close your evergreen notice account, we will contact You before we do this.
Can I withdraw money?
Not immediately, the evergreen notice account operates on a strict 30-day notice basis and is a restricted access account, You cannot withdraw funds from the evergreen notice account before the end of the 30 day notice period (except in exceptional circumstances as set out in the Evergreen Notice Account Terms and Conditions). You must give us notice of a withdrawal or closure from your evergreen notice account between 9.00am and midday (12.00pm) (UK time) on a business day by completing a withdrawal notice we provide to You. If you complete the withdrawal notice after midday (12.00pm) UK time, or on a non-business day, notice will be taken as given on the next business day. We will process the instructions on the next business day, such that the notice period will begin on the following business day after the withdrawal notice has been received. An evergreen notice account cannot be closed or withdrawn online.
Additional information
There is no cancellation period on this account. The product is subject to availability and may be withdrawn without notice.
AER stands for Annual Equivalent Rate and illustrates what the interest rate or Deposit Interest Charge would be if interest was paid or charged and compounded for one year.
If in exceptional circumstances we agree to an early withdrawal or closure from your evergreen notice account (for example, you enter into insolvency), an early withdrawal charge will apply. This will consist of (i) an early withdrawal administration fee of £100 and (ii) an early withdrawal adjustment fee which is calculated by the deposit amount multiplied by the remaining days of the notice period divided by the currency basis for the calculation of interest (360 for USD and EUR, 365 for GBP) multiplied by the Libor rate (or the alternative replacement rate used by SVB) for the remaining notice period, less any interest accrued to that date. The total early withdrawal charge will be advised to you at the time of withdrawal. In the event of early withdrawal, you may not achieve the published rate of return and you may receive less money back than you initially deposited. The decision whether or not to accept your request will be made by us in our sole discretion.
AER stands for Annual Equivalent Rate and illustrates what the interest rate or Deposit Interest Charge would be if interest was paid or charged and compounded for one year.
If in exceptional circumstances we agree to an early withdrawal or closure from your evergreen notice account (for example, you enter into insolvency), an early withdrawal charge will apply. This will consist of (i) an early withdrawal administration fee of £100 and (ii) an early withdrawal adjustment fee which is calculated by the deposit amount multiplied by the remaining days of the notice period divided by the currency basis for the calculation of interest (360 for USD and EUR, 365 for GBP) multiplied by the Libor rate (or the alternative replacement rate used by SVB) for the remaining notice period, less any interest accrued to that date. The total early withdrawal charge will be advised to you at the time of withdrawal. In the event of early withdrawal, you may not achieve the published rate of return and you may receive less money back than you initially deposited. The decision whether or not to accept your request will be made by us in our sole discretion.
Fixed Term Deposit Account (GBP, USD & EURO)
Account Name
Fixed Term Deposit Account – Restricted Access
What is the interest rate?
Indicative on 1 August 2022
The above interest rates are an indication only, please contact your relationship manager for the latest rates prior to investing your deposit. Other terms are available on request. Interest is calculated daily from the date of your deposit and will be paid on the maturity date.
Our most recent historic deposit interest rates are available to you. Your web browser may permit a download of these here, or alternatively we can provide a copy on request.
In accordance with the Silicon Valley Bank UK Banking Terms and Conditions, if the relevant interest rate set out for your account is a negative rate or where we have notified you that a negative interest rate charge will apply to your non-interest bearing account, we reserve the right to charge interest on some of all of the credit balance of that account.
| Balance GBP | 1 Month Fixed Term |
3 Month Fixed Term |
6 Month Fixed Term |
12 Month Fixed Term |
| Gross per year % | AER % | Gross per year % | AER % | Gross per year % | AER % | Gross per year % | AER % | |
| GBP 50,000+ | 1.22 | 1.23 | 1.35 | 1.36 | 1.49 | 1.50 | 1.63 | 1.63 |
| GBP 5,000,000+ | 1.27 | 1.28 | 1.40 | 1.41 | 1.54 | 1.55 | 1.68 | 1.68 |
| Balance USD | 1 Month Fixed Term |
3 Month Fixed Term |
6 Month Fixed Term |
12 Month Fixed Term |
| Gross per year % | AER % | Gross per year % | AER % | Gross per year % | AER % | Gross per year % | AER % | |
| USD 50,000+ | 2.36 | 2.39 | 2.84 | 2.87 | 3.43 | 3.46 | 3.81 | 3.81 |
| USD 5,000,000+ | 2.41 | 2.44 | 2.89 | 2.92 | 3.48 | 3.51 | 3.86 | 3.86 |
| Balance EUR | 1 Month Fixed Term |
3 Month Fixed Term |
6 Month Fixed Term |
12 Month Fixed Term |
| Gross per year % | AER % | Gross per year % | AER % | Gross per year % | AER % | Gross per year % | AER % | |
| EUR 50,000+ | 0.07 | 0.07 | 0.42 | 0.42 | 0.86 | 0.86 | 1.24 | 1.24 |
| EUR 5,000,000+ | 0.12 | 0.12 | 0.47 | 0.47 | 0.91 | 0.91 | 1.29 | 1.29 |
The above interest rates are an indication only, please contact your relationship manager for the latest rates prior to investing your deposit. Other terms are available on request. Interest is calculated daily from the date of your deposit and will be paid on the maturity date.
Our most recent historic deposit interest rates are available to you. Your web browser may permit a download of these here, or alternatively we can provide a copy on request.
In accordance with the Silicon Valley Bank UK Banking Terms and Conditions, if the relevant interest rate set out for your account is a negative rate or where we have notified you that a negative interest rate charge will apply to your non-interest bearing account, we reserve the right to charge interest on some of all of the credit balance of that account.
Can SVB change the interest rate?
No, rates are fixed at the date of investment until the maturity date.
In accordance with the Silicon Valley Bank UK Banking Terms and Conditions, if the relevant interest rate set out for your account is a negative rate or where we have notified you that a negative interest rate charge will apply to your non-interest bearing account, we reserve the right to charge interest on some or all of the credit balance of that account.
In accordance with the Silicon Valley Bank UK Banking Terms and Conditions, if the relevant interest rate set out for your account is a negative rate or where we have notified you that a negative interest rate charge will apply to your non-interest bearing account, we reserve the right to charge interest on some or all of the credit balance of that account.
What would the estimated balance be on maturity date on a representative range?
Indicative on 1 August 2022
The estimated value is based on a fixed interest rate for specific term.
In accordance with the Silicon Valley Bank UK Banking Terms and Conditions, if the relevant interest rate set out for your account is a negative rate or where we have notified you that a negative interest rate charge will apply to your non-interest bearing account, we reserve the right to charge interest on some or all of the credit balance of that account.
| GBP Deposit amount |
Estimated GBP value after |
| 1 Month | 3 Months | 6 Months | 12 Months | |
| 50,000 | 50,050 | 50,167 | 50,368 | 50,804 |
| 5,000,000 | 5,005,222 | 5,017,269 | 5,037,990 | 5,082,884 |
| USD Deposit amount |
Estimated USD value after |
| 1 Month | 3 Months | 6 Months | 12 Months | |
| 50,000 | 50,098 | 50,355 | 50,857 | 51,904 |
| 5,000,000 | 5,010,051 | 5,036,104 | 5,086,998 | 5,192,865 |
| EUR Deposit amount |
Estimated Euro value after |
| 1 Month | 3 Months | 6 Months | 12 Months | |
| 50,000 | 50,003 | 50,052 | 50,215 | 50,622 |
| 5,000,000 | 5,000,479 | 5,005,838 | 5,022,750 | 5,064,700 |
The estimated value is based on a fixed interest rate for specific term.
In accordance with the Silicon Valley Bank UK Banking Terms and Conditions, if the relevant interest rate set out for your account is a negative rate or where we have notified you that a negative interest rate charge will apply to your non-interest bearing account, we reserve the right to charge interest on some or all of the credit balance of that account.
How do I open and manage my account?
You can open a Fixed Term Deposit by contacting your Relationship Manager. Any qualifying customer with GBP50,000, USD50,000 or EUR50,000 and a Current Account held with Silicon Valley Bank UK can open a Fixed Term Deposit. Currently there is no maximum amount.
Can I withdraw money?
No, you will not have access to your money until the maturity date so you will not be able to make withdrawals. Interest (less any applicable tax) will be credited to your linked account on the maturity date.
Additional information
There is no cancellation period on this account. Subject to availability and may be withdrawn without notice.
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded for one year. Our most recent historic deposit interest rates are available to you. Your web browser may permit a download of these here, or alternatively we can provide a copy on request.
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded for one year. Our most recent historic deposit interest rates are available to you. Your web browser may permit a download of these here, or alternatively we can provide a copy on request.