Find anything about our product, search our documentation, and more. Enter a query in the search input above, and results will be displayed as you type.
Searching... 
Summary Box
For additional information, download our Silicon Valley Bank UK Banking Terms and Conditions.
Current Plus Account (GBP)
Account Name
Current Plus Account (GBP) - Instant Access
What is the interest rate?
Effective from 22nd September 2022
Interest is accrued daily on the daily net value dated balance and applied monthly on the final working day. A Deposit Interest Charge will apply where you hold credit balances greater than the thresholds outlined above. If you hold balances greater than the threshold shown, the Deposit Interest Charge will apply to the portion of the balance that you hold above the threshold.
Our most recent historic deposit interest rates are available to you. Your web browser may permit a download of these here, or alternatively we can provide a copy on request.
| Balance | Gross per year % | AER % |
| 0+ | 0.00 | 0.00 |
Interest is accrued daily on the daily net value dated balance and applied monthly on the final working day. A Deposit Interest Charge will apply where you hold credit balances greater than the thresholds outlined above. If you hold balances greater than the threshold shown, the Deposit Interest Charge will apply to the portion of the balance that you hold above the threshold.
Our most recent historic deposit interest rates are available to you. Your web browser may permit a download of these here, or alternatively we can provide a copy on request.
Can SVB change the interest rate?
Yes, rates are variable. Silicon Valley Bank UK can increase or decrease the interest rates for reasons set out in the relevant section of our UK Banking Terms and Conditions and prior notice will be provided as set out in these Terms and Conditions.
What would the estimated balance be after 12 months based on a representative range?
| Deposit amount | Estimated value after a year |
| GBP 1,000 | GBP 1,000 |
The estimated value is based on interest remaining on account and no change to the interest rate for 12 months and no withdrawals made. This is provided for illustrative purposes and does not take into account your individual circumstances.
How do I open and manage my account?
You can open an account by contacting your Relationship Manager or via onlinebanking@svb.com.
Once open, accounts can be managed via online banking, over the phone or via email. Any qualifying customer can open this account with GBP 0.01 and currently there is no maximum amount.
Once open, accounts can be managed via online banking, over the phone or via email. Any qualifying customer can open this account with GBP 0.01 and currently there is no maximum amount.
Can I withdraw money?
Yes, you’ll have instant access to your money so you can make withdrawals.
Additional information
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded for one year. Our most recent historic deposit interest rates are available to you. Your web browser may permit a download of these here, or alternatively we can provide a copy on request.
Corporate Deposit Account
Account Name
Corporate Deposit Account (AUD, CAD, CHF, CNH, DKK, EUR, GBP, HKD, ILS, JPY, NOK, NZD, SEK, SGD, USD, ZAR) – Instant Access
What is the interest rate?
GBP - Effective from 11 May 2023
USD - Effective from 4 May 2023
EUR - Effective from 10 May 2023
AUD - Effective from 3 May 2023
CAD - Effective from 25 January 2023
CHF - Effective from 24 March 2022
CNH - Effective from 1 July 2022
DKK - Effective from 4 May 2023
HKD - Effective from 4 May 2023
ILS - Effective from 3 April 2023
JPY - Effective from 1 July 2022
NOK - Effective from 5 May 2022
NZD - Effective from 5 April 2023
SEK - Effective from 3 May 2023
SGD - Effective from 1 July 2022
ZAR - Effective from 31 March 2023
Interest is accrued daily on the daily net value dated balance and applied monthly on the final working day. A Deposit Interest Charge will apply where you hold credit balances greater than the thresholds outlined above. If you hold balances greater than the threshold shown, the Deposit Interest Charge will apply to the portion of the balance that you hold above the threshold.
Our most recent historic deposit interest rates are available to you. Your web browser may permit a download of these here, or alternatively we can provide a copy on request.
| Balance | Gross per year % | AER % |
| 0+ | 2.40 | 2.43 |
| 250,000+ | 1.55 | 1.56 |
| 5,000,000+ | 1.65 | 1.66 |
USD - Effective from 4 May 2023
| Balance | Gross per year % | AER % |
| 0+ | 2.25 | 2.27 |
| 250,000+ | 1.60 | 1.61 |
| 5,000,000+ | 1.70 | 1.71 |
EUR - Effective from 10 May 2023
| Balance | Gross per year % | AER % |
| 0+ | 1.00 | 1.00 |
| 5,000,000+ | 1.05 | 1.06 |
AUD - Effective from 3 May 2023
| Balance | Gross per year % | AER % |
| 0 | 0.85 | 0.86 |
CAD - Effective from 25 January 2023
| Balance | Gross per year % | AER % |
| 0 | 1.50 | 1.53 |
CHF - Effective from 24 March 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
CNH - Effective from 1 July 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
DKK - Effective from 4 May 2023
| Balance | Gross per year % | AER % |
| 0 | 0.85 | 0.86 |
HKD - Effective from 4 May 2023
| Balance | Gross per year % | AER % |
| 0 | 2.50 | 2.56 |
ILS - Effective from 3 April 2023
| Balance | Gross per year % | AER % |
| 0 | 2.50 | 2.56 |
JPY - Effective from 1 July 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
| 1,000,000,000+ | -0.10 | -0.10 |
NOK - Effective from 5 May 2022
| Balance | Gross per year % | AER % |
| 0 | 0.25 | 0.25 |
NZD - Effective from 5 April 2023
| Balance | Gross per year % | AER % |
| 0 | 2.25 | 2.30 |
SEK - Effective from 3 May 2023
| Balance | Gross per year % | AER % |
| 0 | 1.50 | 1.53 |
SGD - Effective from 1 July 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
ZAR - Effective from 31 March 2023
| Balance | Gross per year % | AER % |
| 0 | 0.75 | 0.75 |
Interest is accrued daily on the daily net value dated balance and applied monthly on the final working day. A Deposit Interest Charge will apply where you hold credit balances greater than the thresholds outlined above. If you hold balances greater than the threshold shown, the Deposit Interest Charge will apply to the portion of the balance that you hold above the threshold.
Our most recent historic deposit interest rates are available to you. Your web browser may permit a download of these here, or alternatively we can provide a copy on request.
Can SVB UK change the interest rate?
Yes, rates are variable. Silicon Valley Bank UK can increase or decrease the interest rates for reasons set out in the relevant section of our UK Banking Terms and Conditions and prior notice will be provided by email.
What would the estimated balance be after 12 months based on a representative range?
| Deposit amount | Estimated value after a year |
| GBP 1,000 | GBP 1,024.27 |
| GBP 5,000,000 | GBP 5,083,126.77 |
| Deposit amount | Estimated value after a year |
| USD 1,000 | USD 1,022.73 |
| USD 5,000,000 | USD 5,085,665.43 |
| Deposit amount | Estimated value after a year |
| EUR 1,000 | EUR 1,010.05 |
| EUR 5,000,000 | EUR 5,052,753.39 |
| Deposit amount | Estimated value after a year |
| AUD 1,000 | AUD 1,000 |
| Deposit amount | Estimated value after a year |
| CAD 1,000 | CAD 1,000 |
| Deposit amount | Estimated value after a year |
| CHF 1,000 | CHF 1,000* |
| Deposit amount | Estimated value after a year |
| CNH 1,000 | CNH 1,000 |
| Deposit amount | Estimated value after a year |
| DKK 1,000 | DKK 1,000* |
| Deposit amount | Estimated value after a year |
| HKD 1,000 | HKD 1,000 |
| Deposit amount | Estimated value after a year |
| ILS 1,000 | ILS 1,000 |
| Deposit amount | Estimated value after a year |
| JPY 1,000 | JPY 1,000* |
| Deposit amount | Estimated value after a year |
| NOK 1,000 | NOK 1,000 |
| Deposit amount | Estimated value after a year |
| NZD 1,000 | NZD 1,000 |
| Deposit amount | Estimated value after a year |
| SEK 1,000 | SEK 1,000 |
| Deposit amount | Estimated value after a year |
| SGD 1,000 | SGD 1,000 |
| Deposit amount | Estimated value after a year |
| ZAR 1,000 | ZAR 1,000 |
The estimated value is based on interest remaining on account and no change to the interest rate for 12 months and no withdrawals made. This is provided for illustrative purposes.
How do I open and manage my account?
You can open an account by contacting your Relationship Manager or via onlinebanking@svb.com.
Once open, accounts can be managed via online banking, over the phone or via email. Any qualifying customer can open this account with 0.01 local currency and currently there is no maximum amount.
Once open, accounts can be managed via online banking, over the phone or via email. Any qualifying customer can open this account with 0.01 local currency and currently there is no maximum amount.
Can I withdraw money?
Yes, you’ll have instant access to your money so you can make withdrawals.
Additional information
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded for one year. Our most recent historic deposit interest rates are available to you. Your web browser may permit a download of these here, or alternatively we can provide a copy on request.
* Deposit Interest Charge applies for CHF, DKK, EUR and JPY
* Deposit Interest Charge applies for CHF, DKK, EUR and JPY
Foreign Currency Account
Account Name
Foreign Currency Account (AUD, CAD, CHF, CNH, DKK, EUR, HKD, ILS, JPY, NOK, NZD, SEK, SGD, USD, ZAR) – Instant Access
What is the interest rate?
USD - Effective from 1 June 2022
EUR - Effective from 27 July 2022
AUD - Effective from 1 June 2022
CAD - Effective from 1 June 2022
CHF - Effective from 1 June 2022
CNH - Effective from 1 June 2022
DKK - Effective from 1 June 2022
HKD - Effective from 1 June 2022
ILS - Effective from 1 June 2022
JPY - Effective from 1 June 2022
NOK - Effective from 1 June 2022
NZD - Effective from 1 June 2022
SEK - Effective from 1 June 2022
SGD - Effective from 1 June 2022
ZAR - Effective from 1 June 2022
Interest is accrued daily on the daily net value dated balance and applied monthly on the final working day. A Deposit Interest Charge will apply where you hold credit balances greater than the thresholds outlined above. If you hold balances greater than the threshold shown, the Deposit Interest Charge will apply to the portion of the balance that you hold above the threshold.
Our most recent historic deposit interest rates are available to you. Your web browser may permit a download of these here, or alternatively we can provide a copy on request.
| Balance | Gross per year % | AER % |
| 0+ | 0.00 | 0.00 |
EUR - Effective from 27 July 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
| 30,000,000+ | 0.00 | 0.00 |
AUD - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
CAD - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
CHF - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
| 10,000,000+ | -1.00 | -1.00 |
CNH - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
DKK - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
| 75,000,000+ | -0.70 | -0.70 |
HKD - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
ILS - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
JPY - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
| 1,000,000,000+ | -0.10 | -0.10 |
NOK - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
NZD - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
SEK - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
SGD - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
ZAR - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
Interest is accrued daily on the daily net value dated balance and applied monthly on the final working day. A Deposit Interest Charge will apply where you hold credit balances greater than the thresholds outlined above. If you hold balances greater than the threshold shown, the Deposit Interest Charge will apply to the portion of the balance that you hold above the threshold.
Our most recent historic deposit interest rates are available to you. Your web browser may permit a download of these here, or alternatively we can provide a copy on request.
Can SVB change the interest rate?
Yes, rates are variable. Silicon Valley Bank UK can increase or decrease the interest rates for reasons set out in the relevant section of our UK Banking Terms and Conditions and prior notice will be provided by email.
What would the estimated balance be after 12 months based on a representative range?
| Deposit amount | Estimated value after a year |
| USD 1,000 | USD 1,000 |
| Deposit amount | Estimated value after a year |
| EUR 1,000 | EUR 1,000* |
| Deposit amount | Estimated value after a year |
| AUD 1,000 | AUD 1,000 |
| Deposit amount | Estimated value after a year |
| CAD 1,000 | CAD 1,000 |
| Deposit amount | Estimated value after a year |
| CHF 1,000 | CHF 1,000* |
| Deposit amount | Estimated value after a year |
| CNH 1,000 | CNH 1,000 |
| Deposit amount | Estimated value after a year |
| DKK 1,000 | DKK 1,000* |
| Deposit amount | Estimated value after a year |
| HKD 1,000 | HKD 1,000 |
| Deposit amount | Estimated value after a year |
| ILS 1,000 | ILS 1,000 |
| Deposit amount | Estimated value after a year |
| JPY 1,000 | JPY 1,000* |
| Deposit amount | Estimated value after a year |
| NOK 1,000 | NOK 1,000 |
| Deposit amount | Estimated value after a year |
| NZD 1,000 | NZD 1,000 |
| Deposit amount | Estimated value after a year |
| SEK 1,000 | SEK 1,000 |
| Deposit amount | Estimated value after a year |
| SGD 1,000 | SGD 1,000 |
| Deposit amount | Estimated value after a year |
| ZAR 1,000 | ZAR 1,000 |
The estimated value is based on interest remaining on account and no change to the interest rate for 12 months and no withdrawals made. This is provided for illustrative purposes.
How do I open and manage my account?
You can open an account by contacting your Relationship Manager or via onlinebanking@svb.com.
Once open, accounts can be managed via online banking, over the phone or via email. Any qualifying customer can open this account with 0.01 local currency and currently there is no maximum amount.
Once open, accounts can be managed via online banking, over the phone or via email. Any qualifying customer can open this account with 0.01 local currency and currently there is no maximum amount.
Can I withdraw money?
Yes, you’ll have instant access to your money so you can make withdrawals.
Additional information
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded for one year. Our most recent historic deposit interest rates are available to you. Your web browser may permit a download of these here, or alternatively we can provide a copy on request.
* Deposit Interest Charge applies for CHF, DKK, EUR and JPY
* Deposit Interest Charge applies for CHF, DKK, EUR and JPY
Client Monies Account (GBP)
Account Name
Client Monies Account (GBP) – Instant Access
What is the interest rate?
GBP - Effective from 22nd September 2022
Interest is accrued daily on the daily net value dated balance and applied monthly on the final working day. A Deposit Interest Charge will apply where you hold credit balances greater than the thresholds outlined above. If you hold balances greater than the threshold shown, the Deposit Interest Charge will apply to the portion of the balance that you hold above the threshold.
Our most recent historic deposit interest rates are available to you. Your web browser may permit a download of these here, or alternatively we can provide a copy on request.
| Balance | Gross per year % | AER % |
| 0+ | 0.00 | 0.00 |
Interest is accrued daily on the daily net value dated balance and applied monthly on the final working day. A Deposit Interest Charge will apply where you hold credit balances greater than the thresholds outlined above. If you hold balances greater than the threshold shown, the Deposit Interest Charge will apply to the portion of the balance that you hold above the threshold.
Our most recent historic deposit interest rates are available to you. Your web browser may permit a download of these here, or alternatively we can provide a copy on request.
Can SVB change the interest rate?
Yes, rates are variable. Silicon Valley Bank UK can increase or decrease the interest rates for reasons set out in the relevant section of our UK Banking Terms and Conditions and prior notice will be provided by email.
What would the estimated balance be after 12 months based on a representative range?
| Deposit amount | Estimated value after a year |
| GBP 1,000 | GBP 1,016.50 |
| GBP 5,000,000.00 | GBP 5,035,000.00 |
The estimated value is based on interest remaining on account and no change to the interest rate for 12 months and no withdrawals made. This is provided for illustrative purposes.
How do I open and manage my account?
You can open an account by contacting your Relationship Manager or via onlinebanking@svb.com.
Once open, accounts can be managed via online banking, over the phone or via email. Any qualifying customer can open this account with GBP 0.01 and currently there is no maximum amount.
Once open, accounts can be managed via online banking, over the phone or via email. Any qualifying customer can open this account with GBP 0.01 and currently there is no maximum amount.
Can I withdraw money?
Yes, you’ll have instant access to your money so you can make withdrawals.
Additional information
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded for one year. Our most recent historic deposit interest rates are available to you. Your web browser may permit a download of these here, or alternatively we can provide a copy on request.
Foreign Currency Client Monies Account
Account Name
Foreign Currency Client Monies Account (AUD, CAD, CHF, CNH, DKK, EUR, HKD, ILS, JPY, NOK, NZD, SEK, SGD, USD, ZAR) – Instant Access
What is the interest rate?
USD - Effective from 1 June 2022
EUR - Effective from 27 July 2022
AUD - Effective from 1 June 2022
CAD - Effective from 1 June 2022
CHF - Effective from 1 June 2022
CNH - Effective from 1 June 2022
DKK - Effective from 1 June 2022
HKD - Effective from 1 June 2022
ILS - Effective from 1 June 2022
JPY - Effective from 1 June 2022
NOK - Effective from 1 June 2022
NZD - Effective from 1 June 2022
SEK - Effective from 1 June 2022
SGD - Effective from 1 June 2022
ZAR - Effective from 1 June 2022
Interest is accrued daily on the daily net value dated balance and applied monthly on the final working day. A Deposit Interest Charge will apply where you hold credit balances greater than the thresholds outlined above. If you hold balances greater than the threshold shown, the Deposit Interest Charge will apply to the portion of the balance that you hold above the threshold.
Our most recent historic deposit interest rates are available to you. Your web browser may permit a download of these here, or alternatively we can provide a copy on request.
| Balance | Gross per year % | AER % |
| 0+ | 0.00 | 0.00 |
EUR - Effective from 27 July 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
| 30,000,000+ | 0.00 | 0.00 |
AUD - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
CAD - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
CHF - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
| 10,000,000+ | -1.00 | -1.00 |
CNH - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
DKK - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
| 75,000,000+ | -0.70 | -0.70 |
HKD - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
ILS - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
JPY - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
| 1,000,000,000+ | -0.10 | -0.10 |
NOK - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
NZD - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
SEK - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
SGD - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
ZAR - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
Interest is accrued daily on the daily net value dated balance and applied monthly on the final working day. A Deposit Interest Charge will apply where you hold credit balances greater than the thresholds outlined above. If you hold balances greater than the threshold shown, the Deposit Interest Charge will apply to the portion of the balance that you hold above the threshold.
Our most recent historic deposit interest rates are available to you. Your web browser may permit a download of these here, or alternatively we can provide a copy on request.
Can SVB change the interest rate?
Yes, rates are variable. Silicon Valley Bank UK can increase or decrease the interest rates for reasons set out in the relevant section of our UK Banking Terms and Conditions and prior notice will be provided by email.
What would the estimated balance be after 12 months based on a representative range?
| Deposit amount | Estimated value after a year |
| USD 1,000 | USD 1,000 |
| Deposit amount | Estimated value after a year |
| EUR 1,000 | EUR 1,000* |
| Deposit amount | Estimated value after a year |
| AUD 1,000 | AUD 1,000 |
| Deposit amount | Estimated value after a year |
| CAD 1,000 | CAD 1,000 |
| Deposit amount | Estimated value after a year |
| CHF 1,000 | CHF 1,000* |
| Deposit amount | Estimated value after a year |
| CNH 1,000 | CNH 1,000 |
| Deposit amount | Estimated value after a year |
| DKK 1,000 | DKK 1,000* |
| Deposit amount | Estimated value after a year |
| HKD 1,000 | HKD 1,000 |
| Deposit amount | Estimated value after a year |
| ILS 1,000 | ILS 1,000 |
| Deposit amount | Estimated value after a year |
| JPY 1,000 | JPY 1,000* |
| Deposit amount | Estimated value after a year |
| NOK 1,000 | NOK 1,000 |
| Deposit amount | Estimated value after a year |
| NZD 1,000 | NZD 1,000 |
| Deposit amount | Estimated value after a year |
| SEK 1,000 | SEK 1,000 |
| Deposit amount | Estimated value after a year |
| SGD 1,000 | SGD 1,000 |
| Deposit amount | Estimated value after a year |
| ZAR 1,000 | ZAR 1,000 |
The estimated value is based on interest remaining on account and no change to the interest rate for 12 months and no withdrawals made. This is provided for illustrative purposes.
How do I open and manage my account?
You can open an account by contacting your Relationship Manager or via onlinebanking@svb.com.
Once open, accounts can be managed via online banking, over the phone or via email. Any qualifying customer can open this account with 0.01 local currency and currently there is no maximum amount.
Once open, accounts can be managed via online banking, over the phone or via email. Any qualifying customer can open this account with 0.01 local currency and currently there is no maximum amount.
Can I withdraw money?
Yes, you’ll have instant access to your money so you can make withdrawals.
Additional information
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded for one year. Our most recent historic deposit interest rates are available to you. Your web browser may permit a download of these here, or alternatively we can provide a copy on request.
* Deposit Interest Charge applies for CHF, DKK, EUR and JPY
* Deposit Interest Charge applies for CHF, DKK, EUR and JPY
Corporate Deposit Client Monies Account
Account Name
Corporate Deposit Client Monies Account (AUD, CAD, CHF, CNH, DKK, EUR, GBP, HKD, ILS, JPY, NOK, NZD, SEK, SGD, USD, ZAR) – Instant Access
What is the interest rate?
GBP - Effective from 1 June 2022
USD - Effective from 1 June 2022
EUR - Effective from 1 June 2022
AUD - Effective from 1 June 2022
CAD - Effective from 1 June 2022
CHF - Effective from 1 June 2022
CNH - Effective from 1 June 2022
DKK - Effective from 1 June 2022
HKD - Effective from 1 June 2022
ILS - Effective from 1 June 2022
JPY - Effective from 1 June 2022
NOK - Effective from 1 June 2022
NZD - Effective from 1 June 2022
SEK - Effective from 1 June 2022
SGD - Effective from 1 June 2022
ZAR - Effective from 1 June 2022
Interest is accrued daily on the daily net value dated balance and applied monthly on the final working day. A Deposit Interest Charge will apply where you hold credit balances greater than the thresholds outlined above. If you hold balances greater than the threshold shown, the Deposit Interest Charge will apply to the portion of the balance that you hold above the threshold.
Our most recent historic deposit interest rates are available to you. Your web browser may permit a download of these here, or alternatively we can provide a copy on request.
| Balance | Gross per year % | AER % |
| 0+ | 0.00 | 0.00 |
| 5,000,000+ | 0.00 | 0.00 |
USD - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0+ | 0.00 | 0.00 |
| 5,000,000+ | 0.00 | 0.00 |
EUR - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
| 30,000,000+ | -0.60 | -0.60 |
AUD - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
CAD - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
CHF - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
| 10,000,000+ | -1.00 | -1.00 |
CNH - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
DKK - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
| 75,000,000+ | -0.70 | -0.70 |
HKD - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
ILS - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
JPY - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
| 1,000,000,000+ | -0.10 | -0.10 |
NOK - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
NZD - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
SEK - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
SGD - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
ZAR - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
Interest is accrued daily on the daily net value dated balance and applied monthly on the final working day. A Deposit Interest Charge will apply where you hold credit balances greater than the thresholds outlined above. If you hold balances greater than the threshold shown, the Deposit Interest Charge will apply to the portion of the balance that you hold above the threshold.
Our most recent historic deposit interest rates are available to you. Your web browser may permit a download of these here, or alternatively we can provide a copy on request.
Can SVB change the interest rate?
Yes, rates are variable. Silicon Valley Bank UK can increase or decrease the interest rates for reasons set out in the relevant section of our Silicon Valley Bank UK Banking Terms and Conditions and prior notice will be provided by email.
What would the estimated balance be after 12 months based on a representative range?
| Deposit amount | Estimated value after a year |
| GBP 1,000 | GBP 1,000 |
| GBP 5,000,000 | GBP 5,000,000 |
| Deposit amount | Estimated value after a year |
| USD 1,000 | USD 1,000 |
| USD 5,000,000 | USD 5,005,002 |
| Deposit amount | Estimated value after a year |
| EUR 1,000 | EUR 1,000* |
| Deposit amount | Estimated value after a year |
| AUD 1,000 | AUD 1,000 |
| Deposit amount | Estimated value after a year |
| CAD 1,000 | CAD 1,000 |
| Deposit amount | Estimated value after a year |
| CHF 1,000 | CHF 1,000* |
| Deposit amount | Estimated value after a year |
| CNH 1,000 | CNH 1,000 |
| Deposit amount | Estimated value after a year |
| DKK 1,000 | DKK 1,000* |
| Deposit amount | Estimated value after a year |
| HKD 1,000 | HKD 1,000 |
| Deposit amount | Estimated value after a year |
| ILS 1,000 | ILS 1,000 |
| Deposit amount | Estimated value after a year |
| JPY 1,000 | JPY 1,000* |
| Deposit amount | Estimated value after a year |
| NOK 1,000 | NOK 1,000 |
| Deposit amount | Estimated value after a year |
| NZD 1,000 | NZD 1,000 |
| Deposit amount | Estimated value after a year |
| SEK 1,000 | SEK 1,000 |
| Deposit amount | Estimated value after a year |
| SGD 1,000 | SGD 1,000 |
| Deposit amount | Estimated value after a year |
| ZAR 1,000 | ZAR 1,000 |
The estimated value is based on interest remaining on account and no change to the interest rate for 12 months and no withdrawals made. This is provided for illustrative purposes.
How do I open and manage my account?
You can open an account by contacting your Relationship Manager or via onlinebanking@svb.com.
Once open, accounts can be managed via online banking, over the phone or via email. Any qualifying customer can open this account with 0.01 local currency and currently there is no maximum amount.
Once open, accounts can be managed via online banking, over the phone or via email. Any qualifying customer can open this account with 0.01 local currency and currently there is no maximum amount.
Can I withdraw money?
Yes, you’ll have instant access to your money so you can make withdrawals.
Additional information
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded for one year. Our most recent historic deposit interest rates are available to you. Your web browser may permit a download of these here, or alternatively we can provide a copy on request.
* Deposit Interest Charge applies for CHF, DKK, EUR and JPY
* Deposit Interest Charge applies for CHF, DKK, EUR and JPY
30 Day Evergreen Notice Account
Account Name
30-Day Evergreen Notice Account - Restricted Access
What is the interest rate?
The interest rate for each month is the aggregate of the published curve on the first working day of the month, plus the margin.
GBP - Effective from 1 May 2023 to 31 May 2023
USD - Effective from 1 May 2023 to 31 May 2023
EUR - Effective from 1 May 2023 to 31 May 2023
Our most recent historic deposit interest rates are available to you. Your web browser may permit a download of these, or alternatively we can provide a copy on request.
Current interest rates and Deposit Interest Charges can be found here.
GBP - Effective from 1 May 2023 to 31 May 2023
| Balance | Gross per year % | AER % |
| 0+ | 4.13 | 4.21 |
| 5,000,000+ | 4.18 | 4.26 |
USD - Effective from 1 May 2023 to 31 May 2023
| Balance | Gross per year % | AER % |
| 0+ | 5.04 | 5.16 |
| 5,000,000+ | 5.09 | 5.21 |
EUR - Effective from 1 May 2023 to 31 May 2023
| Balance | Gross per year % | AER % |
| 0+ | 2.90 | 2.94 |
As this is a tracker product, the interest rate will vary. The above is illustrating the interest rate currently on 1 May 2023 for the month of May 2023. Interest is accrued daily on the daily net value dated balance and applied monthly on the final working day.
Our most recent historic deposit interest rates are available to you. Your web browser may permit a download of these, or alternatively we can provide a copy on request.
Current interest rates and Deposit Interest Charges can be found here.
Can SVB change the interest rate?
Yes, rates are variable. Silicon Valley Bank UK can increase or decrease the interest rates for reasons set out in the relevant section of our UK Banking Terms and Conditions and prior notice will be provided by email.
Interest rates change monthly as they follow the published curve on the first working day of the month plus the agreed margin. The new rate takes effect on the first working day of each month. Interest will be calculated daily on the daily closing balance and applied on the last business day of each month to the linked account. We won’t change the margin without giving you at least 2 months’ written notice before the margin change comes into effect.
Until 5 July 2023
GBP
USD
EUR
1Reset on the first working day of each calendar month
From 5 July 2023, we’re changing the published curve. We will instead track the relevant major central bank rates listed below plus the agreed margin.
Interest rates will change on the date that any change in the relevant central bank rate takes effect. Interest will be calculated daily on the daily closing balance and applied on the last business day of each month to the linked account itself. You’ll find full details of the changes below and how they will affect the interest you earn.
From 5 July 2023
GBP
USD
EUR
Interest rates change monthly as they follow the published curve on the first working day of the month plus the agreed margin. The new rate takes effect on the first working day of each month. Interest will be calculated daily on the daily closing balance and applied on the last business day of each month to the linked account. We won’t change the margin without giving you at least 2 months’ written notice before the margin change comes into effect.
Until 5 July 2023
GBP
| Balance | Published Curve | Margin |
| 0+ | GBP SONIA1 | -0.05% |
| 5,000,000+ | GBP SONIA1 | 0.00% |
USD
| Balance | Published Curve | Margin |
| 0+ | USD Libor (1 Month)1 | -0.05% |
| 5,000,000+ | USD Libor (1 Month)1 | 0.00% |
EUR
| Balance | Published Curve | Margin |
| 0+ | EUR Short-Term Rate (ЄSTR)1 | 0.00% |
1Reset on the first working day of each calendar month
From 5 July 2023, we’re changing the published curve. We will instead track the relevant major central bank rates listed below plus the agreed margin.
- GBP - Bank of England base rate;
- USD - Federal Reserve (mid-point);
- Euro - European Central Bank Deposit Rate
Interest rates will change on the date that any change in the relevant central bank rate takes effect. Interest will be calculated daily on the daily closing balance and applied on the last business day of each month to the linked account itself. You’ll find full details of the changes below and how they will affect the interest you earn.
From 5 July 2023
GBP
| Balance | Published Curve | Margin |
| 0+ | Bank of England Base Rate Link2 (LINK) |
-0.40% |
| 5,000,000+ | -0.20% |
USD
| Balance | Published Curve | Margin |
| 0+ | Mid Point Federal Reserve Target Rate2 (LINK) |
-0.40% |
| 5,000,000+ | -0.20% |
EUR
| Balance | Published Curve | Margin |
| 0+ | ECB Deposit Rate (LINK) |
-0.40% |
| 5,000,000+ | -0.20% |
What would the estimated balance be after 12 months based on a representative range?
1 May 2023 to 31 May 2023
The estimated value is based on interest remaining on account and no change to the interest rate for 12-month period and no withdrawals, including no early withdrawals made. This is provided for illustrative purposes.
What would the estimated balance be after 12 months based on a representative range?
Effective from 5 July 2023 based on the current published central bank rate
The estimated value is based on interest remaining on account and no change to the interest rate for 12-month period and no withdrawals, including no early withdrawals made. This is provided for illustrative purposes and is based on the revised published curves and margins using rates as at 4 May 2023.
| Deposit amount | Estimated value after a year |
| GBP 50,000.00 | GBP 52,104.54 |
| GBP 5,000,000.00 | GBP 5,213,050.95 |
| Deposit amount | Estimated value after a year |
| USD 50,000.00 | USD 52,579.03 |
| USD 5,000,000.00 | USD 5,260,522.03 |
| Deposit amount | Estimated value after a year |
| EUR 50,000.00 | EUR 51,469.43 |
| EUR 5,000,000.00 | EUR 5,146,942.76 |
The estimated value is based on interest remaining on account and no change to the interest rate for 12-month period and no withdrawals, including no early withdrawals made. This is provided for illustrative purposes.
What would the estimated balance be after 12 months based on a representative range?
Effective from 5 July 2023 based on the current published central bank rate
| Deposit amount | Estimated value after a year |
| GBP 50,000.00 | GBP 51,959.33 |
| GBP 5,000,000.00 | GBP 5,206,301.52 |
| Deposit amount | Estimated value after a year |
| USD 50,000.00 | USD 52,414.34 |
| USD 5,000,000.00 | USD 5,251,885.33 |
| Deposit amount | Estimated value after a year |
| EUR 50,000.00 | EUR 51,315.60 |
| EUR 5,000,000.00 | EUR 5,141,810.71 |
The estimated value is based on interest remaining on account and no change to the interest rate for 12-month period and no withdrawals, including no early withdrawals made. This is provided for illustrative purposes and is based on the revised published curves and margins using rates as at 4 May 2023.
How do I open and manage my account?
You can open an Evergreen Notice Account by contacting your Relationship Manager. Any qualifying customer with a minimum balance of GBP50,000, USD50,000 or EUR50,000 and a Current Account held with Silicon Valley Bank UK can open an Evergreen Notice Account. Currently there is no maximum balance amount. If your Evergreen Notice Account is below the minimum balance, we may transfer the balance to your linked account and close your Evergreen Notice Account however we will contact you before we do this.
Can I withdraw money?
Not immediately, the evergreen notice account operates on a strict 30-day notice basis and is a restricted access account, You cannot withdraw funds from the evergreen notice account before the end of the 30 day notice period (except in exceptional circumstances as set out in the Evergreen Notice Account Terms and Conditions). You must give us notice of a withdrawal or closure from your evergreen notice account between 9.00am and midday (12.00pm) (UK time) on a business day by completing a withdrawal notice we provide to You. If you complete the withdrawal notice after midday (12.00pm) UK time, or on a non-business day, notice will be taken as given on the next business day. We will process the instructions on the next business day, such that the notice period will begin on the following business day after the withdrawal notice has been received. An evergreen notice account cannot be closed or withdrawn online.
Additional information
There is no cancellation period on this account. The product is subject to availability and may be withdrawn without notice.
AER stands for Annual Equivalent Rate and illustrates what the interest rate or Deposit Interest Charge would be if interest was paid or charged and compounded for one year.
If in exceptional circumstances we agree to an early withdrawal or closure from your evergreen notice account (for example, you enter into insolvency), an early withdrawal charge will apply. This will consist of (i) an early withdrawal administration fee of £100 and (ii) an early withdrawal adjustment fee which is calculated by the deposit amount multiplied by the remaining days of the notice period divided by the currency basis for the calculation of interest (360 for USD and EUR, 365 for GBP) multiplied by the Libor rate (or the alternative replacement rate used by SVB) for the remaining notice period, less any interest accrued to that date. The total early withdrawal charge will be advised to you at the time of withdrawal. In the event of early withdrawal, you may not achieve the published rate of return and you may receive less money back than you initially deposited. The decision whether or not to accept your request will be made by us in our sole discretion.
AER stands for Annual Equivalent Rate and illustrates what the interest rate or Deposit Interest Charge would be if interest was paid or charged and compounded for one year.
If in exceptional circumstances we agree to an early withdrawal or closure from your evergreen notice account (for example, you enter into insolvency), an early withdrawal charge will apply. This will consist of (i) an early withdrawal administration fee of £100 and (ii) an early withdrawal adjustment fee which is calculated by the deposit amount multiplied by the remaining days of the notice period divided by the currency basis for the calculation of interest (360 for USD and EUR, 365 for GBP) multiplied by the Libor rate (or the alternative replacement rate used by SVB) for the remaining notice period, less any interest accrued to that date. The total early withdrawal charge will be advised to you at the time of withdrawal. In the event of early withdrawal, you may not achieve the published rate of return and you may receive less money back than you initially deposited. The decision whether or not to accept your request will be made by us in our sole discretion.
90 Day Evergreen Notice Account
Account Name
90-Day Evergreen Notice Account - Restricted Access
What is the interest rate?
The interest rate for each month is the aggregate of the published curve on the first working day of the month, plus the margin.
GBP - Effective from 1 May 2023 to 31 May 2023
USD - Effective from 1 May 2023 to 31 May 2023
EUR - Effective from 1 May 2023 to 31 May 2023
As this is a tracker product, the interest rate will vary. The above is illustrating the interest rate currently on 1 May 2023 for the month of May 2023. Interest is accrued daily on the daily net value dated balance and applied monthly on the final working day.
Our most recent historic deposit interest rates are available to you. Your web browser may permit a download of these, or alternatively we can provide a copy on request.
Current interest rates and Deposit Interest Charges can be found here.
GBP - Effective from 1 May 2023 to 31 May 2023
| Balance | Gross per year % | AER % |
| 0+ | 4.42 | 4.51 |
| 5,000,000+ | 4.52 | 4.61 |
USD - Effective from 1 May 2023 to 31 May 2023
| Balance | Gross per year % | AER % |
| 0+ | 5.24 | 5.37 |
| 5,000,000+ | 5.34 | 5.47 |
EUR - Effective from 1 May 2023 to 31 May 2023
| Balance | Gross per year % | AER % |
| 0+ | 3.17 | 3.22 |
| 5,000,000+ | 3.27 | 3.32 |
As this is a tracker product, the interest rate will vary. The above is illustrating the interest rate currently on 1 May 2023 for the month of May 2023. Interest is accrued daily on the daily net value dated balance and applied monthly on the final working day.
Our most recent historic deposit interest rates are available to you. Your web browser may permit a download of these, or alternatively we can provide a copy on request.
Current interest rates and Deposit Interest Charges can be found here.
Can SVB UK change the interest rate?
Yes, rates are variable. Silicon Valley Bank UK can increase or decrease the interest rates for reasons set out in the relevant section of our UK Banking Terms and Conditions and prior notice will be provided by email.
Interest rates change monthly as they follow the published curve on the first working day of the month plus the agreed margin. The new rate takes effect on the first working day of each month. Interest will be calculated daily on the daily closing balance and applied on the last business day of each month to the linked account. We won’t change the margin without giving you at least 2 months’ written notice before the margin change comes into effect:
Until 5th July 2023
GBP
USD
EUR
1Reset on the first working day of each calendar month
Interest rates change monthly as they follow the published curve on the first working day of the month plus the agreed margin. The new rate takes effect on the first working day of each month. Interest will be calculated daily on the daily closing balance and applied on the last business day of each month to the linked account. We won’t change the margin without giving you at least 2 months’ written notice before the margin change comes into effect:
Until 5th July 2023
GBP
| Balance | Published Curve | Margin |
| 0+ | TSRR (3 month term Sonia Reference Rate)1 | -0.10% |
| 5,000,000+ | TSRR (3 month term Sonia Reference Rate)1 | 0.00% |
USD
| Balance | Published Curve | Margin |
| 0+ | USD Libor (3 Month)1 | -0.10% |
| 5,000,000+ | USD Libor (3 Month)1 | 0.00% |
EUR
| Balance | Published Curve | Margin (Min 0%) |
| 0+ | EUR (€STR) 3 Month1 | -0.10% |
| 5,000,000+ | EUR (€STR) 3 Month1 | 0.00% |
1Reset on the first working day of each calendar month
What would the estimated balance be after 12 months based on a representative range?
1 May 2023 to 31 May 2023
The estimated value is based on interest remaining on account and no change to the interest rate for 12-month period and no withdrawals, including no early withdrawals made. This is provided for illustrative purposes.
What would the estimated balance be after 12 months based on a representative range?
Effective from 5 July 2023 based on the current published central bank rate
| Deposit amount | Estimated value after a year |
| GBP 50,000.00 | GBP 52,255.33 |
| GBP 5,000,000.00 | GBP 5,230,741.25 |
| Deposit amount | Estimated value after a year |
| USD 50,000.00 | USD 52,683.85 |
| USD 5,000,000.00 | USD 5,273,632.74 |
| Deposit amount | Estimated value after a year |
| EUR 50,000.00 | EUR 51,608.23 |
| EUR 5,000,000.00 | EUR 5,165,972.85 |
The estimated value is based on interest remaining on account and no change to the interest rate for 12-month period and no withdrawals, including no early withdrawals made. This is provided for illustrative purposes.
What would the estimated balance be after 12 months based on a representative range?
Effective from 5 July 2023 based on the current published central bank rate
| Deposit amount | Estimated value after a year |
| GBP 50,000.00 | GBP 52,063.02 |
| GBP 5,000,000.00 | GBP 5,216,688.58 |
| Deposit amount | Estimated value after a year |
| USD 50,000.00 | USD 52,518.85 |
| USD 5,000,000.00 | USD 5,262,355.72 |
| Deposit amount | Estimated value after a year |
| EUR 50,000.00 | EUR 51,418.11 |
| EUR 5,000,000.00 | EUR 5,152,079.78 |
How do I open and manage my account?
You can open an Evergreen Notice Account by contacting your Relationship Manager. Any qualifying customer with a minimum balance of GBP50,000, USD50,000 or EUR50,000 and a Current Account held with Silicon Valley Bank UK can open an Evergreen Notice Account. Currently there is no maximum balance amount. If your Evergreen Notice Account is below the minimum balance, we may transfer the balance to your linked account and close your Evergreen Notice Account however we will contact you before we do this.
Can I withdraw money?
Not immediately, the evergreen notice account operates on a strict 90-day notice basis and is a restricted access account, You cannot withdraw funds from the evergreen notice account before the end of the 90 day notice period (except in exceptional circumstances as set out in the Evergreen Notice Account Terms and Conditions). You must give us notice of a withdrawal or closure from your evergreen notice account between 9.00am and midday (12.00pm) (UK time) on a business day by completing a withdrawal notice we provide to You. If you complete the withdrawal notice after midday (12.00pm) UK time, or on a non-business day, notice will be taken as given on the next business day. We will process the instructions on the next business day, such that the notice period will begin on the following business day after the withdrawal notice has been received. An evergreen notice account cannot be closed or withdrawn online.
Additional Information
There is no cancellation period on this account. The product is subject to availability and may be withdrawn without notice.
AER stands for Annual Equivalent Rate and illustrates what the interest rate or Deposit Interest Charge would be if interest was paid or charged and compounded for one year.
If in exceptional circumstances we agree to an early withdrawal or closure from your evergreen notice account (for example, you enter into insolvency), an early withdrawal charge will apply. This will consist of (i) an early withdrawal administration fee of £100 and (ii) an early withdrawal adjustment fee which is calculated by the deposit amount multiplied by the remaining days of the notice period divided by the currency basis for the calculation of interest (360 for USD and EUR, 365 for GBP) multiplied by the Libor rate (or the alternative replacement rate used by SVB) for the remaining notice period, less any interest accrued to that date. The total early withdrawal charge will be advised to you at the time of withdrawal. In the event of early withdrawal, you may not achieve the published rate of return and you may receive less money back than you initially deposited. The decision whether or not to accept your request will be made by us in our sole discretion.
AER stands for Annual Equivalent Rate and illustrates what the interest rate or Deposit Interest Charge would be if interest was paid or charged and compounded for one year.
If in exceptional circumstances we agree to an early withdrawal or closure from your evergreen notice account (for example, you enter into insolvency), an early withdrawal charge will apply. This will consist of (i) an early withdrawal administration fee of £100 and (ii) an early withdrawal adjustment fee which is calculated by the deposit amount multiplied by the remaining days of the notice period divided by the currency basis for the calculation of interest (360 for USD and EUR, 365 for GBP) multiplied by the Libor rate (or the alternative replacement rate used by SVB) for the remaining notice period, less any interest accrued to that date. The total early withdrawal charge will be advised to you at the time of withdrawal. In the event of early withdrawal, you may not achieve the published rate of return and you may receive less money back than you initially deposited. The decision whether or not to accept your request will be made by us in our sole discretion.
Fixed Term Deposit Account (GBP, USD & EURO)
Account Name
Fixed Term Deposit Account – Restricted Access
What is the interest rate?
Indicative on 4 May 2023
The above interest rates are an indication only, please contact your relationship manager for the latest rates prior to investing your deposit. Other terms are available on request. Interest is calculated daily from the date of your deposit and will be paid on the maturity date.
Our most recent historic deposit interest rates are available to you. Your web browser may permit a download of these here, or alternatively we can provide a copy on request.
In accordance with the Silicon Valley Bank UK Banking Terms and Conditions, if the relevant interest rate set out for your account is a negative rate or where we have notified you that a negative interest rate charge will apply to your non-interest bearing account, we reserve the right to charge interest on some of all of the credit balance of that account.
| Balance GBP | 1 Month Fixed Term |
3 Month Fixed Term |
6 Month Fixed Term |
12 Month Fixed Term |
| Gross per year % | AER % | Gross per year % | AER % | Gross per year % | AER % | Gross per year % | AER % | |
| GBP 50,000+ | 3.62 | 3.68 | 3.76 | 3.81 | 4.04 | 4.08 | 4.13 | 4.13 |
| GBP 5,000,000+ | 3.77 | 3.84 | 4.01 | 4.07 | 4.29 | 4.34 | 4.38 | 4.38 |
| Balance USD | 1 Month Fixed Term |
3 Month Fixed Term |
6 Month Fixed Term |
12 Month Fixed Term |
| Gross per year % | AER % | Gross per year % | AER % | Gross per year % | AER % | Gross per year % | AER % | |
| USD 50,000+ | 4.33 | 4.42 | 4.58 | 4.66 | 4.74 | 4.80 | 4.65 | 4.65 |
| USD 5,000,000+ | 4.48 | 4.57 | 4.83 | 4.91 | 4.99 | 5.06 | 4.90 | 4.90 |
| Balance EUR | 1 Month Fixed Term |
3 Month Fixed Term |
6 Month Fixed Term |
12 Month Fixed Term |
| Gross per year % | AER % | Gross per year % | AER % | Gross per year % | AER % | Gross per year % | AER % | |
| EUR 50,000+ | 2.89 | 2.93 | 3.07 | 3.11 | 3.42 | 3.45 | 3.67 | 3.67 |
| EUR 5,000,000+ | 2.89 | 2.93 | 3.07 | 3.11 | 3.42 | 3.45 | 3.67 | 3.67 |
The above interest rates are an indication only, please contact your relationship manager for the latest rates prior to investing your deposit. Other terms are available on request. Interest is calculated daily from the date of your deposit and will be paid on the maturity date.
Our most recent historic deposit interest rates are available to you. Your web browser may permit a download of these here, or alternatively we can provide a copy on request.
In accordance with the Silicon Valley Bank UK Banking Terms and Conditions, if the relevant interest rate set out for your account is a negative rate or where we have notified you that a negative interest rate charge will apply to your non-interest bearing account, we reserve the right to charge interest on some of all of the credit balance of that account.
Can SVB change the interest rate?
No, rates are fixed at the date of investment until the maturity date.
In accordance with the Silicon Valley Bank UK Banking Terms and Conditions, if the relevant interest rate set out for your account is a negative rate or where we have notified you that a negative interest rate charge will apply to your non-interest bearing account, we reserve the right to charge interest on some or all of the credit balance of that account.
In accordance with the Silicon Valley Bank UK Banking Terms and Conditions, if the relevant interest rate set out for your account is a negative rate or where we have notified you that a negative interest rate charge will apply to your non-interest bearing account, we reserve the right to charge interest on some or all of the credit balance of that account.
What would the estimated balance be on maturity date on a representative range?
Indicative on 4 May 2023
The estimated value is based on a fixed interest rate for specific term.
In accordance with the Silicon Valley Bank UK Banking Terms and Conditions, if the relevant interest rate set out for your account is a negative rate or where we have notified you that a negative interest rate charge will apply to your non-interest bearing account, we reserve the right to charge interest on some or all of the credit balance of that account.
| GBP Deposit amount |
Estimated GBP value after |
| 1 Month | 3 Months | 6 Months | 12 Months | |
| 50,000 | 50,149 | 50,464 | 50,997 | 52,035 |
| 5,000,000 | 5,015,496 | 5,049,442 | 5,105,867 | 5,215,837 |
| USD Deposit amount |
Estimated USD value after |
| 1 Month | 3 Months | 6 Months | 12 Months | |
| 50,000 | 50,180 | 50,572 | 51,186 | 52,325 |
| 5,000,000 | 5,018,673 | 5,060,329 | 5,124,860 | 5,244,980 |
| EUR Deposit amount |
Estimated Euro value after |
| 1 Month | 3 Months | 6 Months | 12 Months | |
| 50,000 | 50,121 | 50,384 | 50,856 | 51,836 |
| 5,000,000 | 5,012,054 | 5,038,425 | 5,085,550 | 5,183,600 |
The estimated value is based on a fixed interest rate for specific term.
In accordance with the Silicon Valley Bank UK Banking Terms and Conditions, if the relevant interest rate set out for your account is a negative rate or where we have notified you that a negative interest rate charge will apply to your non-interest bearing account, we reserve the right to charge interest on some or all of the credit balance of that account.
How do I open and manage my account?
You can open a Fixed Term Deposit by contacting your Relationship Manager. Any qualifying customer with GBP50,000, USD50,000 or EUR50,000 and a Current Account held with Silicon Valley Bank UK can open a Fixed Term Deposit. Currently there is no maximum amount.
Can I withdraw money?
No, you will not have access to your money until the maturity date so you will not be able to make withdrawals. Interest (less any applicable tax) will be credited to your linked account on the maturity date.
Additional information
There is no cancellation period on this account. Subject to availability and may be withdrawn without notice.
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded for one year. Our most recent historic deposit interest rates are available to you. Your web browser may permit a download of these here, or alternatively we can provide a copy on request.
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded for one year. Our most recent historic deposit interest rates are available to you. Your web browser may permit a download of these here, or alternatively we can provide a copy on request.