Payment Solutions & Business Credit Cards
Grow with the credit and spend controls you need.
Boost real-time visibility and control for company spend.
Accept payments on your website or in your app.
Offer your customers integrated payments.
Incorporate technologies for automated efficiency.
Powering every stage of growth.
Manage spend with the right card and controls
Ensure your team has spending power when they need it, with rewards you can put to work.
√ 2x rewards on all purchases, no caps1
√ No charge for additional cards, no annual fee2
√ Intuitive controls to manage spend and reporting
Control expenses to help improve cash flow
SVB Travel & Expense (SVB T&E) management platform gives you real-time visibility and control.
√ Issue and manage virtual cards for specific use cases, vendors and amounts
√ Automate approvals and speed reconciliation with easy mobile tools for submitting expenses
√ Simplify travel planning with SVB T&E’s integrated travel booking for airfare, hotels and rental cars
Customize payment acceptance for any revenue model with easy-to-integrate APIs.
Streamline with business banking and merchant services all in one place.
Accept payments, manage orders and create an integrated checkout experience.
Capture new revenue by adding payments to your business model
Help increase your revenues
Improve customer experience
Simplify payments with automation
√ Create rules to auto-approve payments, and maintain an audit trail of all transactions
√ Hear from Dimitri Dadiomov, Co-Founder and CEO at Modern Treasury, on how to streamline payments directly from your SVB account
√ Lower costs and risk with secure, tokenized payments without handling account or routing numbers
Powering every stage of growth
- Help improve cashflow with flexible credit and easy-to-use spend management tools
- Deploy merchant services quickly, with minimal resources
- Add revenue streams with more ways to accept payments and next-business-day funding
- Build new products with embedded payments
- Fuel growth with flexible debt financing
- Lower costs by integrating your payment acceptance and business banking
- Lower costs and simplify with all-in-one-place convenience
- Increase flexibility with higher credit limits
- Streamline accounting for spend management and merchant services
1 2X Unlimited Rewards: 2X Unlimited Rewards Points earnings are based on net purchases made on the SVB Innovator Card. Rewards points are not applicable to virtual cards. Points can be redeemed for a variety of rewards, including travel and cash back. Cash back: Cash Rewards points can be redeemed as a statement credit to your card account. For more information about the SVB Innovator rewards program, view the latest SVB Innovator Card Agreement and Rewards Terms and Conditions.
2 Additional fees include: Cash Advance — 3% of each Cash Advance amount, but not less than $3 or more than $50; Late Payment — $32 or 2.5% of the charges that have been billed on the periodic statement and remain unpaid for one or more billing cycles, whichever is greater.
All credit products and loans are subject to underwriting, credit, and collateral approval. All information contained herein is for informational and reference purposes only and no guarantee is expressed or implied. Rates, terms, programs and underwriting policies subject to change without notice. This is not a commitment to lend. Certain terms, conditions, exclusions, and limitations apply.
Mastercard is a registered trademark of Mastercard International Incorporated and is an independent third party and not affiliated with Silicon Valley Bank, a division of First Citizens Bank & Trust Company.
The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC.
All non-SVB named companies listed throughout this document are independent third parties and are not affiliated with Silicon Valley Bank, a division of First-Citizens Bank & Trust Company.