SVB Startup Banking for Fractal game changers 

Fractal founders choose Silicon Valley Bank because we champion startups at every stage — from seed and venture raising to IPO and beyond — to accelerate growth. And to change the game.


There are many ways to describe us. "Bank” is just one.


SVB is fundamentally different than other banks.  
 
While we offer modern banking products designed for tech, life science and healthcare founders, that’s just the start.  
 
Our team of 75+ startup banking experts can help you maneuver the fundraising maze, connect with investors, and provide candid advice on how to increase the probability of your success.   
 
Founder-focused. Digitally forward. Human-to-human. We’re the bank of you.  

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startup

SVB - the bank for founders

88%

of Forbes' 2022 Next Billion-Dollar Startups are SVB clients.*

~50%

of all US VC-backed tech and life science companies bank with SVB.**

44%

of US VC-backed companies with an IPO in 2022 were SVB clients.***
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Free checking for 3 years

Enjoy free unlimited wires, bill payments and mobile deposits for a limited time. There are no monthly maintenance and transaction fees. See terms and conditions for requirements.1

interest rate
Up to 5.10% annual percentage yield on qualifying balances

Help make your money last longer with our Startup Money Market Account. Like with a savings account, eligible clients earn up to 5.10% APY on deposits of $4 million or less — so you gain a longer runway. Certain limitations and restrictions apply.2

svb card
2X unlimited rewards  

With SVB Innovators Cards, earn 2 points for every $1 spenton all your purchases. Be more efficient with travel and expense management tools and controls. Plus, count on venture-friendly benefits such as no personal liability and no annual fee.

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Accepting payments

Increase cashflow by accepting payments for sales, invoices, subscriptions and recurring billing with our Merchant Services offerings. Manage orders and create an integrated checkout experience on your website or in your app with flexible APIs. And keep the cash flowing with next-day funding.

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Global growth services 

Our team is here to support your global growth ambitions with market entry advice, introductions and more across Europe, Latin America, Israel and the Middle East, North Africa, and the Asian Pacific Area, including India, China, Australia and New Zealand.

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Curated partner offers

SVB clients gain access to deals on partner software and services that startups need such as workforce collaboration, infrastructure, talent and more.4

Let’s get growing, together


Whether you’re looking for tips from industry peers, help distilling regulations or business intelligence to inform your pursuit of investors or commercialization, SVB has been there, and we’re right here for you  
Let's talk