SVB Startup Banking for Fractal game changers
Fractal founders choose Silicon Valley Bank because we champion startups at every stage — from seed and venture raising to IPO and beyond — to accelerate growth. And to change the game.
There are many ways to describe us. "Bank” is just one.
SVB is fundamentally different than other banks.
While we offer modern banking products designed for tech, life science and healthcare founders, that’s just the start.
Our team of 75+ startup banking experts can help you maneuver the fundraising maze, connect with investors, and provide candid advice on how to increase the probability of your success.
Founder-focused. Digitally forward. Human-to-human. We’re the bank of you.
SVB - the bank for founders
88%
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Startup banking products and services geared for founders
Enjoy free unlimited wires, bill payments and mobile deposits for a limited time. There are no monthly maintenance and transaction fees. See terms and conditions for requirements.1
Help make your money last longer with our Startup Money Market Account. Like with a savings account, eligible clients earn up to 4.91% APY on deposits of $4 million or less — so you gain a longer runway. Certain limitations and restrictions apply.2
With SVB Innovators Cards, earn 2 points for every $1 spent3 on all your purchases. Be more efficient with travel and expense management tools and controls. Plus, count on venture-friendly benefits such as no personal liability and no annual fee.
Increase cashflow by accepting payments for sales, invoices, subscriptions and recurring billing with our Merchant Services offerings. Manage orders and create an integrated checkout experience on your website or in your app with flexible APIs. And keep the cash flowing with next-day funding.
Our team is here to support your global growth ambitions with market entry advice, introductions and more across Europe, Latin America, Israel and the Middle East, North Africa, and the Asian Pacific Area, including India, China, Australia and New Zealand.
SVB clients gain access to discounts on the things startups need, from cloud computing to accounting services from 50+ companies such as AWS, Google Cloud, Airtable and Vouch.4
Meet your SVB Startup Banking team
When you have a question or want advice, you can speak with us, human to human. Our Startup Banking team of 75+ finance pros, startup founders, and biopharma scientists all share a commitment to champion your success.
Champions of game changers. Champions of you.
50% of US venture-backed tech and life sciences companies bank with SVB.** We’ve helped startup after startup thrive as true game changers. We're ready to do the same for you.
For the long game
As Bank Director magazine6 says, “a lot of banks talk about the importance of relationships, but SVB plays a long game that may be unique.” We advise and service founders every step of the way. From launch to securing seed to venture rounds to major acquisitions, IPOs and more, you won’t outgrow SVB.
And while our Silicon Valley roots run deep, our reach is now truly global, with offices in innovation hubs from Bangalore to Tel Aviv. SVB can support you, wherever your business takes you.
Hub of the ecosystem
SVB banks startups, VCs, accelerators and others across the innovation economy. We’ve created what has been called a “complete ecosystem unrivaled in the venture marketplace.”6
When you join SVB, you become a part of that ecosystem, too. You can participate in our events that bring together investors, other founders, and industry luminaries. We’ll also share with you insights into emerging startups, technologies and investment trends gleaned from our unique vantage point.
Welcome to the hub of the startup ecosystem.
Fueling a better world
There are many ways we’re showing our commitment to helping catalyze a better world. One is the support we’re offering founders who are building new sustainability solutions by committing at least $5 billion in financing by 2027.
Another example: our Access to Innovation initiative is expanding opportunities for underrepresented groups to lead in the innovation economy.
Dig deeper: Guidance, trends and events
What our clients say about SVB startup banking
