Ryan Edwards


Ryan Edwards is a senior advisor, payment facilitators and embedded payments, for the global treasury team of Silicon Valley Bank. In his role, Ryan helps technology company clients offer merchant services to their customers. He drives the process by evaluating the existing payments infrastructure within the technology company — understanding what the desired future state looks like with an embedded payments strategy — and provides guidance on the best path forward to becoming a payment facilitator. Through his expertise in payment facilitation, Ryan shifts the perception from seeing merchant services as just a commodity or a race to the bottom when it comes to pricing to an understanding that they are a value-add of a company’s products, with the added benefit of being able to charge a premium for those merchant services. He is excited to see his work and its impact on consumers as it simplifies the checkout process between the merchant and the buyer, as well as helping technology companies change the buying pattern of their merchant clients. He is passionate about helping his clients innovate the payment process.

With nearly 20 years of experience in merchant acquisition and electronic processing industries, Ryan has worked with start-ups to Fortune 100 companies to provide consulting services related to card processing, card brand compliance, risk management, ISV integration and compliant omnichannel payment infrastructures. Before joining Silicon Valley Bank, he was a vice president, business development for payment facilitators at Wells Fargo.

Ryan holds a bachelor’s degree in general business administration and management from The University of Toledo. He is a CPP (certified payment professional) with the Electronic Transaction Association (ETA), and he served on the ETA Payment Facilitator Committee until 2021. Ryan is a frequent speaker at industry events and an active volunteer with Junior Achievement and the Society of St. Vincent de Paul of Phoenix.

Outside of the office, Ryan’s greatest joy is spending time with his wife and their son. They live in the Greater Phoenix area and enjoy spending time outside — hiking, camping, biking and exploring national parks.

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Senior Advisor, Payment Facilitators & Embedded Payments