Outgoing International Wire Formatting Tips
Tips for sending U.S. dollars and foreign currency wires to the countries listed below.
All international U.S. dollar and foreign currency payments require:
- Full Beneficiary Name, Address, and Account Number
- Bank Name and SWIFT/BIC (complete address is acceptable, if bank SWIFT is not available)
Additional requirements may include:
- IBAN: International Bank Account Number (up to 31 characters NO SPACES). Leave Bank-to-Bank Instructions blank when using an IBAN. See the table below for a list of countries requiring an IBAN.
- CLABE: Clave Bancaria Estandarizada (18 digits) account numbers are required on all Mexican peso (MXN) and USD payments sent to Mexico. Leave Bank-to-Bank Instructions blank when using a CLABE.
- IRC: International Routing Codes (IRC) are used by some countries to route payments through a main office to a branch. Each country has a unique name for its routing code. Enter IRC data in the Bank-to-Bank Instructions section.
- Other: Some countries require other information in addition to the beneficiary account number. Enter other data in the Bank-to-Bank Instructions section.
Please review the country and currency requirements below to ensure your international wires are formatted correctly.
Important:
- We cannot guarantee the accuracy of this information as it is subject to change without notice.
- Due to antimoney laundering regulations, countries in South America and Asia requiring beneficiary contact information also require the beneficiary to present documents to claim funds before they will be credited to an account.
- Entering country-specific information in the proper format ensures funds will be routed correctly. If you do not have a SWIFT BIC, IBAN, IRC, Mexican CLABE or other data needed for a payment, please contact the beneficiary to obtain the required information. Incorrect information may result in processing delays or additional fees.
Africa, CFA Franc (XOF)
Requirements
- Full Beneficiary Name, Address, and Account Number*
- Bank Name, Address, and SWIFT ID#
- Purpose of Payment
*The Beneficiary Account Number should be 24 digits and be in the following format:
- Bank Code (5 digits including Country Code)
- Branch Code (5 digits)
- Account Number (12 digits)
- Cle RIB (2 digits)
Note: The beneficiary may be required to provide supporting documentation to comply with the country's Exchange Control Regulations.
Argentina, Argentine Peso (ARS)
Requirements
- Beneficiary CBU (22 digit Account Number)
- Full Beneficiary Name and Address
- Bank Name, Address, and SWIFT ID#
- Purpose of Payment
Additional Requirement(s)
- Beneficiary Contact name and phone
- Beneficiary CUIT or CUIL ID (Tax ID - 11 digits)
Australia, Australian Dollar (AUD)
Requirements
- Full Beneficiary Name, Address, and Account Number
- Bank Name, Address, and SWIFT ID#
- Purpose of Payment
Additional Requirement(s)
- BSB Bank Code (6 digits)
Note: AUD also accepted by New Zealand banks. When sending AUD to New Zealand, a BSB Bank Code is not required.
Bharain, Bharaini Dinar (BHD)
Requirements
- IBAN (22 digits)
- Full Beneficiary Name and Address
- Bank Name, Address, and Swift ID#
- Purpose of Payment
Additional Requirement(s)
- Beneficiary Contact Name and Phone
Brazil, Brazilian Real (BRL)
Requirements
- IBAN (29 digits)
- Full Beneficiary Name and Address
- Bank Name, Address, and Swift ID#
- Purpose of Payment
Additional Requirement(s)
- Beneficiary Contact Name, Phone, and Email
- Beneficiary Tax ID (14 digit CNP for Companies and 9 digit CPF for individuals)
- Agency code (3 or 4 digits)
Recommendations:
SVB strongly recommends that clients inform the Beneficiary Contact that a wire has been remitted to their attention and provide full details of the wire at the time the wire request is made.
Remind the beneficiary to be attentive to communications from the beneficiary bank and to follow local banking procedures and/or instructions to claim the funds.
If the Beneficiary Contact fails to follow local banking regulations to claim the funds a delay in credit to the beneficiary account may occur.
Bulgaria, Bulgarian Leva (BGN)
Requirements
- IBAN (22 digits)
- Full Beneficiary Name and Address
- Bank Name, Address, and SWIFT ID#
- Purpose of Payment
Canada, Canadian Dollar (CAD)
Requirements
- Full Beneficiary Name, Address and Account Number
- Bank Name, Address, and SWIFT ID#
- Purpose of Payment
Additional Requirement(s)
- Bank Code (3 or 4 digits)
- Branch Transit Number (5 digits)
Chile, Chilean Peso (CLP)
Requirements
- Full Beneficiary Name, Address and Account Number
- Bank Name, Address, and Swift ID#
- Purpose of Payment
Additional Requirement(s)
- RUT Tax ID (7 or 8 digits plus a check digit)
- Beneficiary Contact Name and Phone
Note: The beneficiary may be required to provide supporting documentation to comply with the country's Exchange Control Regulations.
China, Yuan Renminbi (CNH)
Requirements
- Full Beneficiary Name, Address, Account Number
- Bank Name and Address
- CNAPS Bank Code (12 digits) or Bank SWIFT ID#
- Payment Reference
Additional Requirement(s)
- Purpose of Payment Codeword (6 characters)
| 6 Character Codeword | Payment Category | Types of Payment |
|---|---|---|
| REMTDR | Cross Border Payment (Individual) | |
| CGODDR | Cross Border Goods Trade |
|
| CSTRDR | Cross Border Service Trade |
|
| CCTFDR | Cross Border Capital Transfer (Including Capital Transfer Other Than Bond) |
|
| CCDNDR | Charity Donation | |
| COCADR | Other Current Account Transactions |
|
Colombia, Colombian Peso (COP)
Requirements
- Full Beneficiary Name, Address, and Account Number
- Bank Name, Address, and SWIFT ID#
- Purpose of Payment
Additional Requirement(s)
- Beneficiary Contact Name, Phone, and email address
- Beneficiary Tax ID number (NIT for Businesses or Cedula for Individuals)
Note: COP payments can only be processed to beneficiaries holding accounts at the following banks:
- Banco AV Villas
- Banco de Bogota
- Bancolombia
- Banco de Occidente
- Citibank
- Banco Caja Social BCSC
- Banco Davivienda
- Helm Bank (Banco de Credito)
- BBVA Colomba
- CorpBanca
- Banco GNB Sudameris
Costa Rica, Costa Rican Colon (CRC)
Requirements
- Full Beneficiary Name, Address, and 17 digit Account Number
- Bank Name, Address, and SWIFT ID#
- Purpose of Payment
Additional Requirement(s)
- Beneficiary Contact Name and Phone Number
- Cedula Juridica (9-12 digit Beneficiary Taxpayer ID)
Croatia, Croatian Kuna (HRK)
Requirements
- IBAN (21 digits)
- Full Beneficiary Name and Address
- Bank Name, Address, and SWIFT ID#
- Purpose of Payment
Czech Republic, Czech Koruna (CZK)
Requirements
- IBAN (24 digits)
- Full Beneficiary Name and Address
- Bank Name, Address, and SWIFT ID#
- Purpose of Payment
Denmark, Danish Krone (DKK)
Requirements
- IBAN (18 digits)
- Full Beneficiary Name and Address
- Bank Name, Address, and SWIFT ID#
- Purpose of Payment
Dominican Republic, Dominican Peso (DOP)
Requirements
- Full Beneficiary Name, Address and Account Number
- Bank Name, Address, and SWIFT ID#
- Purpose of Payment
Additional Requirement(s)
- For payments to Institutions include a 9+ digit RNC (TAX ID) or a 7+ digit Registro Mercantil
- For payments to Individuals include an 11 digit Cedula or Passport Number
Egypt, Egyptian pound (EGP)
Requirements
- Full Beneficiary Name, Address, and Account Number*
- Bank Name, Address, and SWIFT ID#
- Purpose of Payment
*The length and format of Beneficiary Account Number may vary depending on the receiving bank:
- National Bank of Egypt account numbers must contain 19 digits
- Bank of Alexandria account numbers must contain 12 digits.
- Bank Misr account numbers must contain 14 digits.
Additional Requirement(s)
- Beneficiary Contact Name and Phone Number
- Exact Beneficiary Bank Branch Name
Eurozone, Euro (EUR)
Requirements
- IBAN – Refer to each participating country’s IBAN lengths
- Full Beneficiary Name, Address, Account Number
- Bank Name, Address, and Swift ID#
- Purpose of Payment
Note: The EUR is the local currency in:
- Andora
- Austria
- Belgium
- Cyprus
- Estonia
- Finland
- France
- Germany
- Greece
- Ireland
- Italy
- Kosovo
- Latvia
- Lithuania
- Luxembourg
- Malta
- Monaco
- Montenegro
- Netherlands
- Portugal
- San Marino
- Slovakia
- Slovenia
- Spain
- The Vatican City
Fiji, Fijian Dollar (FJD)
Requirements
- Full Beneficiary Name, Address, Account Number
- Bank Name, Address, and Swift ID#
- Purpose of Payment
Hong Kong, Hong Kong Dollar (HKD)
Requirements
- Full Beneficiary Name, Address, and Account Number
- Bank Name, Address, and SWIFT ID#
- Purpose of Payment
Hungary, Hungarian Forint (HUF)
Requirements
- IBAN (28 digits)
- Full Beneficiary Name and Address
- Bank Name, Address, and SWIFT ID#
- Purpose of Payment
Iceland, Icelandic Krona (ISK)
Requirements
- IBAN (26 digits)
- Full Beneficiary Name and Address
- Bank Name, Address, and SWIFT ID#
- Purpose of Payment
India, Indian Rupee (INR)
Requirements
- Full Beneficiary Name, Address, and Account Number
- Bank Name, Address and SWIFT ID#
- Purpose of Payment
Additional Requirement(s)
- Beneficiary Bank IFSC Branch Code (11 digits alphanumeric)
Indonesia, Indonesian Rupiah (IDR)
Requirements
- Full Beneficiary Name, Address, Account Number
- Bank Name, Address, and SWIFT ID#
- Purpose of Payment
Additional Requirement(s)
5 digit Wire Code (/A/B/C/D/E)
- /A = Sender Customer Type (1= Individual, 2= Company/Corporation, or 3=Government)
- /B = Sender Resident Type (1= Resident or 2= Non-Resident)
- /C = Beneficiary Bank City Code (0)
- /D = Beneficiary Customer Type (1= Individual, 2= Company/Corporation, or 3=Government)
- /E = Beneficiary Resident Type (1= Resident or 2= Non-Resident)
Note: Beneficiary Customer Type 3 (Government) is only applicable if the beneficiary is an Indonesian Government Institution that maintains an account with the Central Bank (INDOIDJA)
Israel, New Israeli Shekel (ILS)
Requirements
- IBAN (23 digits)
- Full Beneficiary Name and Address
- Bank Name, Address, and SWIFT ID#
- Purpose of Payment
Japan, Japanese Yen (JPY)
Requirements
- Full Beneficiary Name, Address, and Account Number
- Bank Name, Address, and SWIFT ID#
- Purpose of Payment
- Bank Branch Name (optional)
Jordan, Jordanian Dinar (JOD)
Requirements
- IBAN (30 digits)
- Full Beneficiary Name and Address
- Bank Name, Address, and Swift ID#
- Purpose of Payment
Additional Requirement(s)
- Detailed Payment Reference and Purpose of Payment
- Purpose of Payment Code (4 digits)
Note: The local market is closed Fridays. Your beneficiary will receive funds the following business day.
Kenya, Kenyan Shilling (KES)
Requirements
- Full Beneficiary Name, Address, and Account Number
- Bank Name, Address, and SWIFT ID#
- Purpose of Payment
Additional Requirement(s)
- Beneficiary Bank Branch Code (5 digits: 2 digit Bank Code and 3 digit Branch Code)
Korea, Korean Won (KRW)
Requirements
- Full Beneficiary Name, Address, Account Number
- Bank Name, Address, and Swift ID#
- Purpose of Payment
Additional Requirement(s)
- Beneficiary Contact Name and Phone Number
- Payments to Individuals: Government Issued National ID (13 digits)
- Payment to Corporations/Companies: Tax ID or Business Registration Number (10 digits)
- Payments to Foreign Nationals: Residence Permit Number
Note: Payment of goods and services must fall within the South Korean definition of a "Business Transaction" (i.e., import or export) or risks being rejected for being a capital payment. Capital payments must be made in USD. The following are classified as capital payments:
- Rental Payments
- Donations
- Tax Payments
- Capital Funds
- Loans
- Operating Funds
Kuwait, Kuwaiti Dinar (KWD)
Requirements
- IBAN (30 digits)
- Full Beneficiary Name and Address
- Bank Name, Address, and Swift ID#
- Purpose of Payment
Malaysia, Malaysian Ringgit (MYR)
Requirements
- Full Beneficiary Name, Address, and Account Number
- Bank Name, Address, and Swift ID#
- Purpose of Payment
Additional Requirement(s)
- Beneficiary Bank Sort Code
Note: We are unable to process MYR payments to beneficiaries holding accounts with banks located in Labuan.
Mexico, Mexican Peso (MXN)
Requirements
- CLABE (18 digit Account Number)
- Full Beneficiary Name and Address
- Bank Name, Address, and SWIFT ID#
- Purpose of Payment
Morocco, Moroccan Dirham (MAD)
Requirements
- Full Beneficiary Name, Address, and Account Number
- Bank Name, Address, and SWIFT ID#
- Purpose of Payment
Namibia, Namibian Dollar (NAD)
Requirements
- Full Beneficiary Name, Address, and Account Number
- Bank Name, Address, and SWIFT ID#
- Purpose of Payment
New Zealand, New Zealand Dollar (NZD)
Requirements
- Full Beneficiary Name, Address, and Account Number
- Bank Name, Address, and SWIFT ID#
- Purpose of Payment
Note: NZD is also accepted by Australian Banks. To send NZD to Australia, include the BSB Bank Code (6 digits).
Nicaragua, Nicaraguan Cordoba (NIO)
Requirements
- Full Beneficiary Name, Address, and Account Number
- Bank Name, Address, and SWIFT ID#
- Purpose of Payment
Payment Limitations
- We are unable to process payments that equal $100.00 USD or less.
- Payments that equal $300.00 USD or less can only be processed to beneficiary accounts at Banco Lafise.
- Any payments that do not meet these dollar thresholds are subject to cancellation.
Nigeria, Nigerian Naira (NGN)
Requirements
- NUBAN (10 digit Account Number)
- Full Beneficiary Name and Address
- Bank Name, Address, and SWIFT ID#
- Purpose of Payment
Norway, Norwegian Krone (NOK)
Requirements
- IBAN (15 digits)
- Full Beneficiary Name and Address
- Bank Name, Address, and SWIFT ID#
- Purpose of Payment
Oman, Omani Rial (OMR)
Requirements
- Full Beneficiary Name, Address, and Account Number
- Bank Name, Address, and SWIFT ID#
- Purpose of Payment
Note: The local market is closed Fridays. Your beneficiary will receive funds the following business day.
Pakistan, Pakistani Rupee (PKR)
Requirements
- IBAN (24 digits)
- Full Beneficiary Name and Address
- Bank Name, Address, and SWIFT ID#
- Purpose of Payment
Additional Requirement(s)
- Beneficiary Contact Name and Phone Number
- Beneficiary Bank Branch Name
Recommendation: SVB strongly recommends that you inform the Beneficiary Contact that a Wire has been remitted to their attention and provide full details of the Wire at the time the Wire request is made.
Remind the beneficiary to be attentive to communications from the beneficiary bank and to follow local banking procedures and/or instructions to claim the funds.
If the Beneficiary Contact fails to follow local banking regulations to claim the funds a delay in credit to the beneficiary account may occur.
Peru, Nuevo Sol (PEN)
Requirements
- IBAN/CCI (20 digit Codigo de Cuenta Interbancario)
- Full Beneficiary Name and Address
- Bank Name, Address, and SWIFT ID#
- Purpose of Payment
Additional Requirement(s)
- RUC Code (11 digit Beneficiary Tax ID), or
- DNI (8 digit Documento Nacional de Identidad), or
- Carnet de Extranjeria (Foreign Registration Card) for foreigners living in Peru
Philippines, Philippines Peso (PHP)
Requirements
- Full Beneficiary Name, Address, and Account Number
- Bank Name, Address, and SWIFT ID#
- Purpose of Payment
Poland, Polish Zloty (PLN)
Requirements
- IBAN (28 digits)
- Full Beneficiary Name and Address
- Bank Name, Address, and SWIFT ID#
- Purpose of Payment
Qatar, Qatari Rial (QAR)
Requirements
- IBAN (29 digits)
- Full Beneficiary Name and Address
- Bank Name, Address, and SWIFT ID#
- Purpose of Payment
Note: The local market is closed Fridays. Your beneficiary will receive funds the following business day.
Romania, New Romanian Leu (RON)
Requirements
- IBAN (24 digits)
- Full Beneficiary Name and Address
- Bank Name, Address, and SWIFT ID#
- Purpose of Payment
Russia, Russian Ruble (RUB)
Requirements
- Full Beneficiary Name, Address, and 20 digit Account Number
- Bank Name, Address, and SWIFT ID#
- Purpose of Payment
Additional Requirement(s)
- VO code (5 digits)
- VAT (included or not included)
- Correspondent Bank BIK Code (9 digits)
- Beneficiary INN/KIO code (10 digits for legal entity or 12 digits for individual)
- Corresponding Bank Account Number (20 digits)
Saudi Arabia, Saudi Riyal (SAR)
Requirements
- IBAN (24 digits)
- Full Beneficiary Name and Address
- Bank Name, Address, and Swift ID#
- Purpose of Payment
Note: The local market is closed Fridays. Your beneficiary will receive funds the following business day.
Singapore, Singaporean Dollar (SGD)
Requirements
- Beneficiary Name, Address, and Account Number
- Bank Name, Address, and SWIFT ID#
- Purpose of Payment
- Branch Code/Bank Code (optional)
South Africa, South African Rand (ZAR)
Requirements
- Full Beneficiary Name, Address, and Account Number
- Bank Name, Address, and SWIFT ID#
- Purpose of Payment
Sweden, Swedish Krona (SEK)
Requirements
- IBAN (24 digits)
- Full Beneficiary Name and Address
- Bank Name, Address, and SWIFT ID#
- Purpose of Payment
Switzerland, Swiss Franc (CHF)
Requirements
- IBAN (21 digits)
- Full Beneficiary Name and Address
- Bank Name, Address, and SWIFT ID#
- Purpose of Payment
Taiwan, New Taiwan Dollar (TWD)
Requirements
- Full Beneficiary Name, Address, and Account Number
- Bank Name, Address, and SWIFT ID#
- Contact Name and Phone Number
- Purpose of Payment
Additional Requirement(s)
- Beneficiary Contact Name and Phone Number
Recommendation: SVB strongly recommends that you inform the Beneficiary Contact that a Wire has been remitted to their attention and provide full details of the Wire at the time the Wire request is made.
Remind the beneficiary to be attentive to communications from the beneficiary bank and to follow local banking procedures and/or instructions to claim the funds.
If the Beneficiary Contact fails to follow local banking regulations to claim the funds a delay in credit to the beneficiary account may occur.
Thailand, Thai Baht (THB)
Requirements
- Full Beneficiary Name, Address, and Account Number
- Bank Name, Address, and SWIFT ID#
Additional Requirement(s)
- Beneficiary's tax ID (13 digits) or Passport Number
Turkey, Turkish Lira (TRY)
Requirements
- IBAN (26 digits)
- Full Beneficiary Name and Address
- Bank Name, Address, and SWIFT ID#
- Purpose of Payment
Ukraine, Ukrainian Hryvnia (UAH)
Requirements
- Full Beneficiary Name, Address, and Account Number
- Bank Name, Address, and SWIFT ID#
- Purpose of Payment
Additional Requirement(s)
- Specific and Detailed Explanation for Payment
- Number and Date of Invoice and Contract
United Arab Emirates, Emirati Dirham (AED)
Requirements
- IBAN (23 digits)
- Full Beneficiary Name and Address
- Bank Name, Address, and SWIFT ID#
- Purpose of Payment
United Kingdom, Pound Sterling (GBP)
Requirements
- IBAN (22 digits)*
- Full Beneficiary Name and Address
- Bank Name and Address
- Purpose of Payment
*If the IBAN is not available, the 6 digit Beneficiary Bank Sort Code must be provided along with the 8 digit Beneficiary Account Number.
Vietnam, Vietnamese Dong (VND)
Requirements
- Full Beneficiary Name, Address, Account Number
- Bank Name, Address, and SWIFT ID#
- Purpose of Payment
Additional Requirement(s)
- Bank Branch Name
Note: The beneficiary may be required to provide supporting documentation to comply with the country's Exchange Control Regulations. Payments cannot be made to Foreign Indirect Investment Accounts (FIIAs).
Zambia, Zambian Kwacha (ZMW)
Requirements
- Full Beneficiary Name, Address and Account Number
- Bank Name and Address
- Purpose of Payment
Note: For payments to Barclays Bank Zambia, a 6 digit branch code is required.
ISO Country Code, Country, and IBAN Digit Length |
||||||||
| AD | Andorra | 24 | GI | Gibraltar | 23 | MT | Malta | 31 |
| AE | United Arab Emirates | 23 | GL | Greenland | 18 | MU | Mauritius | 30 |
| AL | Albania | 28 | GR | Greece | 27 | NL | The Netherlands | 18 |
| AT | Austria | 20 | GT | Guatemala | 28 | NO | Norway | 15 |
| AZ | Azerbaijan | 28 | HR | Croatia | 21 | PK | Pakistan | 24 |
| BA | Bosnia and Herzegovina | 20 | HU | Hungary | 28 | PL | Poland | 28 |
| BE | Belgium | 16 | IE | Ireland | 22 | PS | Palestine | 29 |
| BG | Bulgaria | 22 | IL | Israel | 23 | PT* | Portugal | 25 |
| BH | Bahrain | 22 | IQ | Iraq | 23 | QA | Qatar | 29 |
| BR | Brazil | 29 | IS | Iceland | 26 | RO | Romania | 24 |
| BY | Belarus | 28 | IT | Italy | 27 | RS | Serbia | 22 |
| CH | Switzerland | 21 | JO | Jordan | 30 | SA | Saudi Arabia | 24 |
| CR | Costa Rica | 22 | KW | Kuwait | 30 | SC | Seychelles | 31 |
| CY | Cyprus | 28 | KZ | Kazakhstan | 20 | SE | Sweden | 24 |
| CZ | Czech Republic | 24 | LB | Lebanon | 28 | SI | Slovenia | 19 |
| DE | Germany | 22 | LC | Saint Lucia | 32 | SK | Slovak Republic | 24 |
| DK | Denmark | 18 | LI | Liechtenstein | 21 | SM | San Marino | 27 |
| DO | Dominican Republic | 28 | LT | Lithuania | 20 | ST | Sao Tome and Principe | 25 |
| EE | Estonia | 20 | LU | Luxembourg | 20 | SV | El Salvador | 28 |
| ES* | Spain | 24 | LV | Latvia | 21 | TL | Timor-Leste | 23 |
| FI* | Finland | 18 | MC | Monaco | 27 | TN | Tunisia | 24 |
| FO | Faroe Islands | 18 | MD | Moldova | 24 | TR | Turkey | 26 |
| FR* | France | 27 | ME | Montenegro | 22 | UA | Ukraine | 29 |
| GB* | United Kingdom | 22 | MK | Macedonia, Former Yugoslav Republic of | 19 | VG | Virgin Islands, British | 24 |
| GE | Georgia | 22 | MR | Mauritania | 27 | XK | Kosovo | 20 |