Having trouble with your SVB home mortgage payments?
The following notice is required in accordance with California Civil Code Section 2923.5(g)(1).
If you cannot afford your monthly mortgage payments and wish to avoid foreclosure, you may be eligible for a loan restructure or modification. We determine eligibility for loan modifications on a case-by-case basis. Among other things, we will consider the value of your property and your ability (based on your current income) to make monthly mortgage payments in accordance with any modification. You may also qualify to refinance your current loan with us.
If you are interested in exploring any of the options listed above, you will need to provide us with certain financial information, including the following: your most recent paystub, list of current monthly expenses, your most recent tax return, bank statements, a current valuation of your property, if available (such as an appraisal). Also, please complete the application on this page.
Uniform Residential Loan Application (PDF)
If you would like to discuss your options to avoiding foreclosure with us, please call Silicon Valley Bank at 1.866.238.0872 and ask to be forwarded to the Advisory Services Department. You may also contact the Department of Housing and Urban Development (HUD) to find a HUD-certified housing counseling agency by calling 1.800.569.4287. Additional information is made available by HUD on its website at http://www.hud.gov.