Expense management for fast-growing companies

SVB Innovator Card, a business card and integrated robust T&E expense management platform that can scale with your business - at no extra cost1 

Manage employee travel and expenses, procurement and payables with custom controls and automated workflows for faster reconciliation. 

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expense mgmt w Offer

Automate for maximum efficiency

Streamline end-to-end, from automated virtual card issuance and auto-categorized transactions, to automated expense reporting, pre-approvals and auto-sync to your ERP.

Your company’s custom spend policies can be automatically enforced based on user, use case, budget, spend category, time frame and more.

More peace of mind with Mastercard

Pay with confidence anywhere worldwide – online, in mobile apps or in stores –
with physical or virtual cards.

1 For complete details about the SVB Innovator Card, including applicable fees and terms and conditions of the Card, please see the SVB Innovator Card Agreement and Rewards Terms and Conditions.

All credit products and loans are subject to underwriting, credit, and collateral approval. All information contained herein is for informational and reference purposes only and no guarantee is expressed or implied. Rates, terms, programs and underwriting policies subject to change without notice. This is not a commitment to lend. Certain terms, conditions, exclusions, and limitations apply, including a limit on cash advance capabilities.

2 This offer is only available for new Innovator Card charge programs setup on rewards with company bill and company rewards. Offer expires 7/31/2025.

3,000,000 rewards points are based on:

• Net purchases made on the SVB Innovator Card. Rewards points are not applicable to virtual cards.

• Receive one additional bonus point on net purchases (minus returns/credits) until the bonus period expires: (1) when you reach the $1 million spend threshold, or (2) six months from the date of your enrollment in this promotional offer, whichever comes first.

• The enrollment process for this program can take up to 10 business days. You will not earn any additional bonus points until the enrollment process has been completed.

• Rewards points will be awarded 30 days after the eligible dollar amount has been spent collectively between the cards within your program.

Once the bonus period expires, you will earn 2X Unlimited Rewards. 2X Unlimited Rewards Points earnings are based on net purchases (minus returns/credits) made on the SVB Innovator Card. SVB virtual cards can earn 1x rewards on all purchases, or revenue share at the rate determined by the client relationship. Points can be redeemed for a variety of rewards, including travel and cash back. Cash back: Cash Rewards points can be redeemed as a statement credit to your card account. For complete details about the SVB Innovator Card, including applicable fees and terms and conditions of the Card, please see the SVB Innovator Card Agreement and Rewards Terms and Conditions.

Mastercard is a registered trademark of Mastercard International Incorporated and is an independent third party.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC.

All non-SVB named companies listed throughout this document are independent third parties and are not affiliated with Silicon Valley Bank, a division of First-Citizens Bank & Trust Company.