Credit Products Designed to Fuel the Innovation Economy
SVB provides tailored credit solutions for VC-backed startups and investors in the innovation economy.
Become a client or reach out to your Relationship Manager to learn how we can tailor a solution to meet your needs.
SVB continues to be committed to helping innovators, enterprises and investors succeed.
US Tech and Healthcare Lending
Q2 - Q4 2023
Lending solutions tailored for growth
As a patient lender to the innovation economy, we have a unique perspective for your industry vertical.
- Extending runway for VC-backed startups
- Financing growth activities and customer acquisition
- Funding CAPEX and purchasing long term assets
- Managing a VC / PE fund and firm
SVB offers a full suite of lending solutions with specializations for your industry vertical
Choosing the right credit partner is one of the most critical decisions a business leader can make.
SVB understands the unique pressures of establishing a new business while managing funding cycles and rapidly scaling an organization. We have pioneered innovative lending options such as venture debt and recurring revenue lines of credit, and provide a full solution set beyond lending to help you start, run and grow your business.
We offer unparalleled client service and foster community in the innovation ecosystem with curated industry events and insights, as well as exclusive offers for SVB clients.
We invest time to understand your objectives and design a unique credit solution tailored to your needs, enabling you to concentrate on propelling your success.
Lending to fit your business needs and stage of growth
A term loan secured at the same time or shortly after an equity round, used to provide runway extension and minimize founder equity dilution in the next funding round.
Flexible capital solutions for fast-growing clients. Lending is assessed based on accounts receivable, inventory or the quality of recurring revenue and can be put to work to accelerate working capital cycles and to fuel business growth.
A loan provided to a sponsor-controlled company for the purpose of financing the initial buyout, a distribution, or an acquisition.
SVB has deep expertise in sustainable energy and offers a full suite of financing solutions for sectors such as clean energy generation and storage, water infrastructure and more.
Capital Call Lines of Credit allow both VC and PE funds to more easily manage investment flows with LPs and help enhance fund return measures.
Asset-based lending to allow PE funds to leverage the value of portfolio company investments to support continued investment activity.
SVB is made stronger with the diversified platform and backing of First Citizens Bank
1 Moody’s Investor Service, S&P Global Ratings data as of 12/31/2023.
2 Large Commercial Banks, Federal Reserve Statistical Release 12/31/2023.
Frequently asked questions
Where can I learn more about Venture Debt?
Please reach out to your SVB Relationship Manager to learn if Venture Debt is right for your company. There’s also more info online: svb.com/startup-insights/venture-debt/how-does-venture-debt-work