SVB Virtual Cards
Already an SVB client*? Get Started
Interested in an SVB card and not a client?
Leverage virtual cards for your business needs
Accounts payable
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Improve accounts payable process efficiencies
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Optimize working capital
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Expedite supplier payments
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Monetize your accounts payable spend
On-demand payments
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Control spending with pre-spend controls and approval workflows
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Make secure online payments for purchases and subscriptions
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Avoid issuing physical plastic cards for every employee
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Gain visibility into company spending
Travel and expenses
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Use virtual cards to book travel
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Set spending limits for specific trips
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Employ tighter control over travel expenses
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Gain visibility into T&E spend
Discover the benefits of SVB virtual cards to you and your business
Improved control, compliance and security
Intuitive reconciliation and reporting
Widely accepted
Optimize cash flow
What to look for in a virtual cards program
Web-based application
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Intuitive online application that does not require system integration
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Enables authorized users to easily generate virtual cards for purchase requests
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Ideal for on-demand purchasing, travel and accounts payables needs
Accounts payable batch file
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Integrates directly into your ERP system to generate AP file
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Automated transaction reconciliation by linking invoices to virtual card payments
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Provides increased visibility into payment disbursements
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Ideal for automating end-to-end accounts payables process
API
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Developer-friendly interface with highly configurable capabilities
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Enables real-time generation of virtual cards at scale
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Ideal for high-volume, high-frequency payments
Get a single, real-time account view
Program features
Accelerate reconciliation with SVB Virtual Card features, including:
• Instantly generate unique single-use or multi-use virtual cards on-demand 24 hours a day, 356 days a year
• Define control parameters specific to the intended/approved card use to increase transaction security and prevent misuse
• Optional pre-spend controls like approval routing on virtual card requests
• Automated reconciliation between Invoices/POs and virtual card transactions to simplify accounting processes
• Make virtual card payments globally in multiple currencies
• Integrates easily into spend management solutions like Coupa, Teampay, Airbase and more
Give your company the transparency and security of virtual cards
To learn more about how SVB virtual cards can help you manage balances, transactions, and more, contact your relationship manager or click the link below. Already an SVB client*? Get Started. Interested in an SVB card and not a client?
*SVB clients are companies with an existing business banking relationship with Silicon Valley Bank.
The term virtual card number (VCN) is synonymous with industry terminology such as virtual card, virtual account, v-card, single-use accounts, enterprise application platform (EAP), and e-payables.
New Corporate and Business Card programs are subject to credit approval. For complete details about the SVB Innovator Card and SVB Multi Card Mastercard, including applicable fees and terms and conditions of the Card program, please see the SVB Innovator Card Agreement and Rewards Terms and Conditions and SVB Multi Card Mastercard Terms and Conditions for full program details. All credit products and loans are subject to underwriting, credit, and collateral approval. All information contained herein is for informational and reference purposes only and no guarantee is expressed or implied. Rates, terms, programs and underwriting policies subject to change without notice. This is not a commitment to lend. Certain terms, conditions, exclusions, and limitations apply, including a limit on cash advance capabilities.
Mastercard is a registered trademark of Mastercard International Incorporated and is an independent third party.
The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC.
All non-SVB named companies listed throughout this document are independent third parties and are not affiliated with Silicon Valley Bank, a division of First-Citizens Bank & Trust Company.