Business Banking Business Checking

Business Checking

Big ideas don’t fit in a one-size-fits-all package. Founders need flexibility. SVB banking services are designed to help clients as they turn big ideas into thriving businesses.

Become a Client 

Solutions for banking with ease
 

You’re busy building a company. We’ve got services designed to help you accomplish more as you work to grow your business.

SVB Edge
 
Optimized for startups

Everything you need to help with jump-starting your business.

 
Free checking¹, 1.0% interest rate² on savings, and 2X unlimited reward points³ on card purchases.
  • A business checking account with free¹ unlimited wires, bill payments and mobile deposits.
  • A startup money market account with a competitive interest rate of 1.0%².
  • A credit card that’ll earn 2 points³ for every $1 spent and no foreign transaction fees.
SVB Standard Banking
 

Optimized for venture-funded and corporate banking

Banking services for companies with higher transaction volumes at any business stage.

Standard SVB pricing applies but can be offset by earnings credit on your account balances. More details here.

Our standard banking solution provides a full suite of cash management services for companies with more complex banking needs

  • Receive earnings credit on balances that can offset many maintenance and service fees
  • Access cash management services to help you simplify accounting, lower business costs and better manage cash flows
  • Ability to group accounts together to simplify cash management by combining earnings credit and eligible fees
  • Detailed monthly analysis statements let you easily monitor account activity
What’s included with our business checking solutions
 
 
Demand Deposit Account
Make an unlimited number of deposits or withdrawals and there are no minimum balance requirements.
 
SVB Online Banking
Get real-time account information 24/7 and tools for tracking cash flow and transactions to help you manage your bottom line.
 
SVB Mastercard Debit Business Card
Go cash-free, get global travel and business benefits and gain zero liability protection against fraudulent transactions.
More ways SVB can help you bank smarter – and more efficiently
 
Our banking solutions come with a range of features that may help you streamline your business processes and get more efficient.
 
SVB Direct Connect
Connect with a variety of popular business apps like QuickBooks, Xero, Expensify4 plus many others for better financial management.
 
SVB Transact Gateway
Sync your account with back-office accounting software or ERP solutions for more efficient payment automation.
 
SVB Mobile
Accomplish more on the go, including account reporting, internal transfers, mobile deposits, managing wires and a host of other transactions.
 
Remote Deposit Capture
Get on top of receivables and deposits by scanning or sending electronic images of checks directly to SVB from your desktop or mobile phone.
Ready to get started?
 

Learn how SVB banking services can help support you as you build a high-performance business.

Become a Client

Learn how to get more out of your banking relationship

 
With over 35 years of experience partnering with innovators and entrepreneurs, SVB is uniquely positioned to help you get the best value out of your company’s banking relationships.
Breaking Down A Startup Pivot Strategy
 
Top Metrics for Evaluating Startup Health
 
One CFO’s Key to Success: Understand People Before Numbers
 
How to Take Your Startup Global: Q&A with Caitlin Haberberger
 
Explore more ways SVB can help you
 
Our banking products can help support you as you look to unlock new opportunities no matter your stage of growth – call us today to learn how SVB can help your business.
 
Corporate Cards
SVB Corporate Cards5 are designed to help you better manage your spending and payments transactions, while you scale and grow your business. 
 
Business Checking
Easy-to-use banking services6 that let you focus on building your business. 
 
Global Banking Services
Banking, investment and advisory services designed to support your business as you look to expand globally. 
 
Online Tools & Integration
24/7 banking tools designed with maximum flexibility, integration options and robust security.
 
Lending
Flexible, tailored financing solutions5 to help you fuel your business strategies.
 
Foreign Exchange Services
Foreign exchange services7 to help you optimize currency moves and manage risks better in international markets.