SVB Transact Gateway Cutoff Times
Below are cutoff times for payments and funds transfer services available through SVB Transact Gateway. Payment instructions received after a cutoff time or on non-business days will be processed on the next available business day.
United States
| Payment Type | Funding/Debit Account Type | Cutoff Time |
|---|---|---|
| Fed Wires | USD Demand Deposit Accounts | 2:00 p.m. PT |
| USD International Wires | USD Demand Deposit Accounts | 2:00 p.m. PT |
| Foreign Currency Wires | USD Demand Deposit or Multi-Currency Accounts | 1:00 p.m. PT |
| ACH Credits and Debits | USD Demand Deposit Accounts | 7:00 p.m. PT |
| International Wires Multi-Currency Accounts | Multi-Currency Accounts | 1:00 p.m. PT |
| International Wires | In-Country Accounts (Accounts at Partner Banks) | 1:00 p.m. PT |
| CAD International Non-urgent Payments | Multi-Currency or Bank of Montreal Accounts | 1:00 p.m. PT |
Note: The cutoff times for payments made through SVB Online Banking (U.S. accounts) may be different.
Silicon Valley Bank is registered in England and Wales at 41 Lothbury, London EC2R 7HF, UK under No. FC029579. Silicon Valley Bank is authorised and regulated by the California Department of Business Oversight and the United States Federal Reserve Bank; authorised by the Prudential Regulation Authority with number 577295; and subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details about the extent of our regulation by the Prudential Regulation Authority are available from us on request. Silicon Valley Bank is a subsidiary of SVB Financial Group, a Delaware corporation and is an affiliate of SVB Financial Group UK Limited. SVB Financial Group UK Ltd is registered in England and Wales at 41 Lothbury, London EC2R 7HF, UK under No. 5572575 and is authorised and regulated by the Financial Conduct Authority, with reference number 446159. SVB Financial Group and its subsidiary Silicon Valley Bank are members of the Federal Reserve System and Silicon Valley Bank is a member of the FDIC.