SVB Transact Gateway Cutoff Times
Below are cutoff times for payments and funds transfer services available through SVB Transact Gateway. Payment instructions received after a cutoff time or on non-business days will be processed on the next available business day.
United States
| Payment Type | Funding/Debit Account Type | Cutoff Time |
|---|---|---|
| Fed Wires | USD Demand Deposit Accounts | 2:30 p.m. PT |
| USD International Wires | USD Demand Deposit Accounts | 2:30 p.m. PT |
| Foreign Currency Wires | USD Demand Deposit or Multi-Currency Accounts | 1:00 p.m. PT |
| ACH Credits and Debits | USD Demand Deposit Accounts | 7:00 p.m. PT |
| International Wires Multi-Currency Accounts | Multi-Currency Accounts | 1:00 p.m. PT |
| International Wires | In-Country Accounts (Accounts at Partner Banks) | 1:00 p.m. PT |
| Check Print - Same Day | USD Demand Deposit Accounts | 6:00 a.m. PT |
| Check Print - Cancel Payment | USD Demand Deposit Accounts | 5:00 a.m. PT on banking day of the process date |
Note: The cutoff times for payments made through SVB Online Banking (U.S. accounts) may be different.