1 Free checking through SVB Edge available for up to three years from account opening on included services and thereafter will be subject to an account maintenance fee of $50 per month plus outgoing wire fees, Domestic and International, and Standing/Auto Drawdown/Reverse wire fees.. If expanded or additional account and banking services are needed by a company during the first three years, outside of what is included with the SVB Edge checking account and related services, these will be available only through a checking and banking account solution outside of the SVB Edge checking account product, and subject to both applicable standard services fees, and a monthly account maintenance fee. Transactions processed, such as for overdrafts, NFS’s, returned and collection items will incur a fee as described in the Schedule of Fees. SVB does not provide a complimentary order of check stock. Eligibility requirements apply for Mobile Deposit.
2 Applies to ACH credits or debits received and not originated. Fees apply to originated ACH payments through your SVB account.
3 Corporate and Business Card programs are subject to credit approval. For complete details about the SVB Innovators Card, including applicable fees and terms and conditions of the Card program, please see the SVB Innovators Card Terms and Conditions for full program details. All credit products and loans are subject to underwriting, credit, and collateral approval. All information contained herein is for informational and reference purposes only and no guarantee is expressed or implied. Rates, terms, programs and underwriting policies subject to change without notice. This is not a commitment to lend. Certain terms, conditions, exclusions, and limitations apply, including a limit on cash advance capabilities. 2X Unlimited Rewards Points earnings are based on net purchases made on the SVB Innovators Card. QuickBooks is a registered trademark of Intuit, Inc., Expensify is a registered trademark of Expensify, Xero is a registered trademark of Xero Limited.
4 Money Market Accounts are interest-bearing accounts unless otherwise stated. The applicable interest rate for the Startup Money Market Account is disclosed on the Money Market Account Rate Sheet issued at or prior to account opening. A maximum of six (6) withdrawals or transfers per monthly statement period are allowed. Interest rate earnings on the SVB Startup Money Market Account is available for accounts with deposit balances up to $999,999.99. Fees could reduce earnings on the account. You must deposit and maintain a balance for the respective interest rate in order to earn the disclosed rate. Interest is calculated daily and credited monthly to the account. If you close your account before interest is credited, you will not receive the accrued interest. For additional terms and conditions, please refer to Silicon Valley Bank’s Deposit Agreement and Disclosure Statement.
5 Terms and conditions apply. Offers subject to change without notice. Provider companies offering discounted tools and services are independent third parties and not affiliated with SVB Financial Group, except Vouch, Inc. Vouch, Inc. is an affiliate of SVB Financial Group ("SVB") under the Bank Holding Company Act. Additional information is available at https://www.ffiec.gov/npw/. Insurance products are offered through Vouch Insurance Services, LLC ("Vouch Insurance"), a wholly owned subsidiary of Vouch, Inc. Insurance products are not insured by the FDIC or any government agency and are not deposits or other obligations of or guaranteed by SVB or any of its affiliates.
6 Investment products:
|Are not insured by the FDIC or any other federal government agency
||Are not deposits of or guaranteed by a bank
||May lose value
7 Foreign exchange transactions can be highly risky, and losses may occur in short periods of time if there is an adverse movement of exchange rates. Exchange rates can be highly volatile and are impacted by numerous economic, political and social factors as well as supply and demand and governmental intervention, control and adjustments. Investments in financial instruments carry significant risk, including the possible loss of the principal amount invested. Before entering any foreign exchange transaction, you should obtain advice from your own tax, financial, legal and other advisors and only make investment decisions on the basis of your own objectives, experience and resources.
8 All loans are subject to underwriting, credit, and collateral approval. All information contained herein is for informational purposes only and no guarantee is expressed or implied. Rates, terms, programs and underwriting policies subject to change without notice. This is not a commitment to lend. Terms and conditions apply.