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SVB Startup Banking
Business banking for technology and life science/healthcare startups
Startup banking products and services for founders
Up to 4.18% annual percentage yield on qualifying balances
Gain interest income with our Startup Money Market Account. Like a savings account, you can earn up to 4.18% APY on deposits over $1M – to help extend your runway. Certain limitations and restrictions apply.1
Free checking for 3 years
Enjoy free unlimited wires, bill payments and mobile deposits. There are no monthly maintenance and transaction fees. See terms and conditions for requirements.2
Earn up to 3,000,000 rewards points
You could earn up to 3X rewards3 on all purchases made on the SVB Innovator Card for the next $1M you spend, or the next 6 months, whichever comes first after you enroll. Plus venture-friendly benefits such as no personal liability or annual fee, robust spend controls, automated workflows and more.
Accepting payments
Increase cashflow by accepting payments for sales, invoices, subscriptions and recurring billing with our Merchant Services offerings. Manage orders and create an integrated checkout experience on your website or in your app with flexible APIs. And keep the cash flowing with next-day funding.
Global growth services
Our team is here to support your global growth ambitions with market entry advice and networking across Europe, Latin America, India, MENA, Asia, Israel, Australia and New Zealand.
Discounted partner offers
SVB Technology, Life Science/Healthcare & Global Business clients gain access to deals on partner software and services that startups need such as workforce collaboration, infrastructure, talent and more.4
60%
of the 2024 CNBC Disruptor 50 list are SVB clients*
~50%
of the Forbes’ Next Billion Dollar Startups 2024 are SVB clients**
Navigate startup banking events, insights and trends
What our clients say about SVB startup banking
Ian Seigel
CEO, ZipRecruiter
“It's stunning how great SVB has been as a partner, and as a networking tool. I would encourage every entrepreneur to definitely consider SVB.”
DROdio
CEO, Storytell.ai
“SVB focuses totally on how founders work today, with an eye on tomorrow. It’s like futureproofing, but with a bank.”
Jeff Gamble and Danish Nagda
Co-Founders , Rezilient Health
“SVB has been a supportive partner throughout our company’s growth stages.”
Adena and Chad Jones
Co-Founders , Another Lane
"Being members of SVB gives us room to grow and the support we need to hit desired milestones."
Shan-Lyn Ma
CEO, Zola
“I’ve been blown away by how SVB anticipates our needs.”