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Liquidity Management Deposits & Investments

Deposits & Investments

Successful companies invest their cash to build capital and fuel growth. SVB can design a strategy that scales with your needs.

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Our solutions 
 
SVB Cash Sweep Program
Money Market Account
 
SVB Cash Sweep Program
 
Automated investment in low-risk funds, based on limits that you set.
More details
  • Detailed reporting via SVB Online Banking integration
  • Triple A- rated funds providing competitive market rates
  • Easy set up and reporting, so you can focus on running your business
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Money Market Account
 
An interest-bearing bank deposit account that enables you to earn compound interest. 
More details
  • No wire, ACH or monthly minimum fees1
  • Easy transfer of funds between operating accounts and MMA
  • No minimum account opening balance1
Become a Client
More cash management tools from SVB
 
You are busy building your business. SVB Liquidity Advisors can recommend solutions for your current and future needs as your cash management goals grow more complex.
 
SVB Asset Management
Work with a dedicated advisory team to customize a strategy that focuses on your unique business needs. Learn more
 
Global Payments
Expand your business around the world with our international payment tools, which can serve 130+ countries in 90+ currencies, at any time you choose.  Learn more
Make your cash work for you while you grow your business
 
Our Liquidity Advisors are experts at helping you design cash strategies based on the singular needs of your industry and business stage.
 
Simple account set up and access
Review holdings and move funds between accounts seamlessly via SVB Online Banking. 
 
24/7 access and convenience
Get real-time visibility into your cash position and review returns on SVB Online Banking and our mobile app. 
 
Smart risk management
Gain access to a menu of  top-rated money market funds to help ensure capital preservation and competitive yields. 
Ready to get started?
 

SVB Liquidity Advisors stand ready to help you build a deposit and investment strategy for your growing company.

Become a Client

Tap into our investment expertise

 
SVB has been partnering with innovators and entrepreneurs for over 35 years and understands the challenges unique to different industries and business stages. We know what it takes to be successful.
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SVB is here for you at every stage
With over 35 years of experience, SVB has products, services and deep expertise that can help support your business as you strive to reach the next stage of growth.
 
Startup Banking
 
Our startup banking and financial services help support founders get launched and gain flexibility to scale.
 
Venture-Funded
 
Our banking and advisory services for venture-backed businesses can help meet the complex needs of fast-growth companies.
 
Corporate Banking
 
Our banking and advisory services for late-stage and public businesses help support with building value and managing growth.

1SVB MMAs with no transaction/monthly min. fees, or no minimum account opening balance currently include the Enhanced Rate MMA, Premium MMA, PES Bonus MMA or Startup MMA only.   

Cash Sweep and Demand Deposit Accounts (DDA) are offered and provided by Silicon Valley Bank. Separately Managed Accounts are advised by SVB Asset Management (SAM) and custodied at a third-party custodian. SVB Asset Management is a registered investment advisor and nonbank affiliate of Silicon Valley Bank, and a member of SVB Financial Group.   

Through the SVB Cash Sweep Program, excess funds in deposit accounts are invested in money market funds and there is a required minimum target balance of $1,000,000. Please see the Cash Sweep Program Account Agreement and the Deposit Agreement and Disclosure Statement for further information. Although money market funds seek to preserve the value of your investment at $1 per share, it is possible to lose money by investing in a money market fund. Investors in a money market fund should carefully consider the information contained in the fund's prospectus, including investment objectives, risks, charges and expenses. You can obtain a prospectus by calling your relationship advisor at Silicon Valley Bank. Please read the prospectus carefully before investing. 

Money Market Accounts (MMA) and Demand Deposit Accounts (DDA) are offered and provided by Silicon Valley Bank; and, Separately Managed Accounts are advised by SVB Asset Management (SAM), and custodied at a third-party custodian. Money Market Accounts are interest bearing accounts unless otherwise stated. The interest rate and Annual Percentage Yield (APY), if applicable is disclosed on the Money Market Account Rate Sheet issued at or prior to account opening; rates are variable and subject to change before or after account opening. You must deposit and maintain a minimum balance amount when required for the respective MMA product and tier in order to earn the disclosed Annual Percentage Yield (APY) or interest rate. A fee may apply for each month your balance falls below the disclosed minimum - SVB MMAs with no transaction/monthly min. fees, or no minimum account opening balance currently include the Enhanced Rate MMA, Premium MMA, PES Bonus MMA or Startup MMA only. Interest is calculated daily and credited monthly to the account. MMA’s are subject to statement cycle transaction limits. A maximum of six (6) withdrawals or transfers per monthly statement period are allowed. Fees could reduce earnings on the account. For current information on MMA products, rates and tiers, or to obtain Silicon Valley Bank’s Deposit Agreement and Disclosure Statement please contact Client Services at 1-800-774-7390.   

SVB Asset Management is a registered investment advisor and non-bank affiliate of Silicon Valley Bank, and a member of SVB Financial Group.  

Investments products and services offered by SVB Asset Management, and investments in money market funds: 

Are not insured by the FDIC or any other federal government agency  Are not deposits of or  
guaranteed by a bank 		 May lose value 


1119-0175MS-103120 

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© 2020 SVB Financial Group. All rights reserved. SVB, SVB FINANCIAL GROUP, SILICON VALLEY BANK, MAKE NEXT HAPPEN NOW and the chevron device are trademarks of SVB Financial Group, used under license. Silicon Valley Bank is a member of the FDIC and the Federal Reserve System. Silicon Valley Bank is the California bank subsidiary of SVB Financial Group (Nasdaq: SIVB).