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Cash Management Accounts
Invest your excess cash balances to earn returns on your funds. SVB can design a strategy that scales with your needs.
Our solutions
Money Market Account
Certificate of Deposit
Cash Sweep
Insured Cash Sweep
Business Interest Sweep
Money Market Account
Earn a competitive interest rate on your deposits.1
- FDIC-insured to $250,000
- Multiple MMA products to meet your needs
- Easy transfer of funds between operating accounts and MMA
- Account reporting via SVB online banking
Certificate of Deposit (CD)
Earn a consistent stream of interest income on your balances
- Interest rate is locked-in for the stated term of CD
- Multiple maturity options available
- No opening or maintenance fees
- FDIC insured up to maximum allowable per the law
- Early withdrawal fees are applicable*
Cash Sweep
Earn dividends on your idle cash while maintaining access to your funds.2
- AAA- rated money market funds from top-tier managers
- Convenient on-line access
- Flexible set-up and reporting, so you can focus on running your business
Insured Cash Sweep³
Earn interest on funds automatically swept to a network fully insured by the FDIC.4
- FDIC insurance coverage up to $190M per tax identification number.
- Earn interest on excess cash balances placed using Insured Cash Sweep.
- Maintain full access to deposits through your linked SVB checking account.
Business Interest Sweep
Automated sweep of funds to an interest-bearing deposit account.
- Earn competitive interest rates on account balances
- FDIC-insured to $250,000
- Maintain liquidity of your funds with simple online transfers between BIS and operating accounts
- Account reporting via SVB online banking
More cash management tools from SVB
You are busy building your business. SVB Liquidity Advisors can recommend solutions for your current and future needs as your cash management goals grow more complex.
SVB Asset Management
Work with a dedicated advisory team to customize a strategy that helps you achieve your investment objectives.5
Global Payments
Send and receive payments in 90+ currencies to more than 110 countries, securely, quickly and easily.
Make your cash work for you while you grow your business
Our Liquidity Advisors can help you design cash management strategies based on the singular needs of your industry and business stage.
Simple account set up and access
Review holdings and move funds between accounts seamlessly via SVB online banking.
24/7 access and convenience
Get real-time visibility into your cash position and review returns on SVB online banking.
Access SVB expertise and business insights
Go beyond banking by joining the SVB network of investment, finance and innovation experts to gain industry connections and help your growing business.
Startup Banking
Our startup banking financial services help support founders get launched and gain flexibility to scale.
Venture-Funded
Our banking and advisory services for venture-backed businesses can help meet the complex needs of fast-growth companies.
Corporate Banking
Our banking and advisory services for late-stage and public businesses help support with building value and managing growth.