Cash Management Accounts

Invest your excess cash balances to earn returns on your funds. SVB can design a strategy that scales with your needs.

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Our solutions

Money Market Account

Earn a competitive interest rate on your deposits.¹

FDIC-insured to $250,000
Multiple MMA products to meet your needs
Easy transfer of funds between operating accounts and MMA
Account reporting via SVB online banking

Certificate of Deposit

Earn a consistent stream of interest income on your balances

Interest rate is locked-in for the stated term of CD
Multiple maturity options available
No opening or maintenance fees
FDIC insured up to maximum allowable per the law
Early withdrawal fees are applicable*

Cash Sweep

Earn dividends on your idle cash while maintaining access to your funds.²

AAA- rated money market funds from top-tier managers
Convenient on-line access
Flexible set-up and reporting, so you can focus on running your business

Insured Cash Sweep

Earn interest on funds automatically swept to a network fully insured by the FDIC.⁴

FDIC insurance coverage up to $190M per tax identification number.
Earn interest on excess cash balances placed using Insured Cash Sweep.
Maintain full access to deposits through your linked SVB checking account.

Business Interest Sweep

Automated sweep of funds to an interest-bearing deposit account.

Earn competitive interest rates on account balances
FDIC-insured to $250,000
Maintain liquidity of your funds with simple online transfers between BIS and operating accounts
Account reporting via SVB online banking

More cash management tools from SVB

You are busy building your business. SVB Liquidity Advisors can recommend solutions for your current and future needs as your cash management goals grow more complex.

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Make your cash work for you while you grow your business

Our Liquidity Advisors can help you design cash management strategies based on the singular needs of your industry and business stage.

Simple account set up and access

Review holdings and move funds between accounts seamlessly via SVB online banking.

24/7 access and convenience

Get real-time visibility into your cash position and review returns on SVB online banking.

Access SVB expertise and insights

Go beyond banking by joining the SVB network of investment, finance and innovation experts to gain industry connections and help your business grow.

Ready to get started?

SVB Liquidity Advisors stand ready to help you build cash management strategies for your growing company.

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Tap into our investment expertise

SVB has been partnering with innovators and entrepreneurs for over 40 years and understands the challenges unique to different industries and business stages. We know what it takes to be successful.