Startup banking products and services for founders

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Up to 3.82% annual percentage yield on qualifying balances
Gain interest income with our Startup Money Market Account. Like a savings account, you can earn up to 3.82% APY on deposits over $1M – to help extend your runway. Certain limitations and restrictions apply.1 Explore now
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Free checking for three years
Get free unlimited wires, bill payments and mobile deposits – all with no monthly maintenance and transaction fees. See terms and conditions for requirements.2 Explore now
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Earn up to 3,000,000 rewards points
Maximize your rewards with the SVB Innovator Card. You could earn up to 3X rewards3 on all purchases made on the SVB Innovator Card for the next $1M you spend, or the next six months, whichever comes first after you enroll. Plus, venture-friendly benefits such as no personal liability or annual fee, robust spend controls, automated workflows and more. Explore now
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Accepting payments
Increase cashflow with our Merchant Services and Payment Solutions. Accept payments for sales, invoices, subscriptions and recurring billing. Manage orders and create an integrated checkout experience on your website or app with flexible APIs. And keep the cash flowing with next-day funding. Explore now
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Global growth services
Our team is here to support your global growth ambitions with market entry advice and networking across Europe, Latin America, India, MENA, Asia, Isreal, Australia and New Zealand. Explore now
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Discounted partner offers
Benefit from exclusive partner discounts on software and services. SVB technology, life science/healthcare & global business clients can save on software and services such as workforce collaboration, infrastructure, talents and more.4
Explore now
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SVB Go – Digital banking. Evolved.

Introducing SVB’s new online digital banking platform

  • Move money: Issue payments anywhere in the world via bill pay, check or ACH – done in seconds and all from a single screen.
  • Gain insight: Access your company’s transactions: real-time, searchable, and all in one place from SVB Go’s thoughtfully designed dashboard.
  • Integrate seamlessly: Link SVB Go to your existing accounting, collaboration and security tools like QuickBooks, NetSuite and Xero.
Learn more

SVB - the bank for startups

60%
of the companies on the 2025 Forbes Fintech 50 List are SVB clients*
40%
of the Forbes 2025 AI 50 list are SVB clients**

Navigate startup banking events, insights and trends

Guidance from industry experts
Sector-specific trend reports
Networking and educational webinars

Ready to begin startup banking?

Get started

FAQs

Does SVB offer resources for startups seeking funding or investment?

Yes. While SVB doesn't directly fund startups, we're deeply committed to helping your startup secure investment. We can connect you with the resources and network you need, focusing on:

Investor connections: Access our extensive network of VCs, angels and other investors. Expand your reach and connect with potential funders.

Fundraising support & events: Refine your pitch deck, navigate the fundraising process and leverage our curated events and webinars to connect with investors. Increase your chances of securing funding and build valuable relationships.

Market insights reports: Access our industry-specific research and trend analysis. Stay informed about market dynamics and make data-driven decisions.

Digital banking for founders: Complement your funding efforts with specialized banking services and capital strategies. Manage finances efficiently and fuel your growth via our award-winning digital banking platform.

How can a bank support my startup as it grows?

A bank should be a true financial partner, adapting to your evolving needs. SVB provides scalable solutions as you grow:

Flexible credit lines: Access the capital you need to seize opportunities. Fund growth and expansion.

Treasury management: Optimize your cash flow and manage finances. Improve financial control and efficiency.

Cash management accounts: Maximize your returns with competitive interest rates on deposits and money market accounts (MMAs). Make your cash work harder for you.

Discounted partner offers: Access deals on partner software and services. Reduce costs and access valuable tools that support your growth.

Can a startup bank account help with cash flow management?

Yes! A dedicated startup business bank account offers essential tools for managing cash flow:

Automated Bill Pay: Streamline payments and avoid late fees. Save time and reduce administrative hassle.

Integrated expense tracking: Gain clear visibility into your spending. Control expenses and identify areas for savings.

Higher-yield Money Market Accounts: Make your money work harder. Maximize returns on your cash reserves.

Real-time reporting: Monitor your financial health and make informed decisions. Stay on top of your finances and make data-driven decisions. Explore our digital banking platform.

Does SVB have experience working with startups in my industry?

Yes, SVB has deep expertise across diverse industries in the innovation economy, including:

We understand your industry's unique challenges and opportunities. Explore our recent transactions to see how we've supported companies across these industries.

What is startup banking at SVB?

SVB Startup Banking is a collection of tailored products and services designed for the specific needs of early-stage companies in the innovation economy. Pioneered by SVB over 40 years ago, it goes beyond traditional banking by offering:

  • Tailored financial solutions: Access products and services built for startups. Streamlined finances and efficient operations.
  • Expert guidance: Receive support from advisors who understand your challenges. Make informed decisions and navigate complex situations.
  • Networking opportunities: Connect with investors and other key players in the innovation ecosystem. Access funding and strategic partnerships.
  • Scalable support: Partner with a bank that can grow with your business. Long-term support and adaptable solutions.

Get started with SVB Startup Banking today.