Accelerate growth with venture debt

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Why raise venture debt?

Venture debt is a loan designed for fast-growing investor-backed startups, providing them with access to non-equity capital with minimal dilution. It's a debt financing solution ideal for venture-backed companies that have raised a Series A or a sizeable seed round of $5M+. It is often secured at the same time or soon after an equity round and is used to extend runway between equity raises.
Accelerate company growth
Venture debt reduces the average cost of the capital to fund operations when a company is scaling quickly or burning cash.
Boost cash reserves and flexibility
Venture debt can be used as a cash cushion against operational glitches, fundraising challenges and unforeseen capital needs.
Extend runway
Venture debt extends cash runway at a fraction of the cost of equity - typically providing several months of additional capital to help achieve milestones.
Complement an equity round
Raising debt alongside equity fundraising allows for optimal leverage, terms and efficiency and ensures access to capital when you may truly need it.
Bridge to equity round
Venture debt can help bridge the gap to the next equity round - providing an alternative to an expensive bridge round.
Minimize equity dilution
Keep more of what you've built: venture debt is generally +95% less dilutive than equity, so you and your team retain more ownership as you grow.

Why startups choose SVB as their virtual debt lender

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Unmatched experience and expertise
As a patient lender to the innovation economy for 40+ years, we're one of the largest venture debt providers - supporting thousands of startups across all kinds of niches and market conditions. Our deep experience offers a unique perspective on how venture debt can propel your success. 
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Consultative partner
We are here for you every step of the way, led by a dedicated advisor passionate about supporting you through every stage of your rapid growth. We share your vision and help you see it through, delivering value well beyond the check. 
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Flexible, creative debt solutions
Tailored financing options, including venture debt, are designed to solve your long-term business needs and pinpoint the right amount of funding you may need. See some of our recent transactions.

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If you are a high-growth startup, we can help you determine if and when venture debt may be right for you.
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All loans are subject to underwriting, credit, and collateral approval. All information contained herein is for informational purposes only and no guarantee is expressed or implied. Rates, terms, programs and underwriting policies subject to change without notice. This is not a commitment to lend. Terms and conditions apply.

This material, including without limitation to the statistical information herein, is provided for informational purposes only. The material is based in part on information from third-party sources that we believe to be reliable but which has not been independently verified by us, and, as such, we do not represent the information is accurate or complete. The information should not be viewed as tax, investment, legal or other advice, nor is it to be relied on in making an investment or other decision. You should obtain relevant and specific professional advice before making any investment decision. Nothing relating to the material should be construed as a solicitation, offer or recommendation to acquire or dispose of any investment, or to engage in any other transaction.