Free checking through SVB Edge available for up to three years from account opening on included services and thereafter will be subject to an account maintenance fee of $50 per month plus outgoing wire fees, Domestic and International, and Standing/Auto Drawdown/Reverse wire fees.. If expanded or additional account and banking services are needed by a company during the first three years, outside of what is included with the SVB Edge checking account and related services, these will be available only through a checking and banking account solution outside of the SVB Edge checking account product, and subject to both applicable standard services fees, and a monthly account maintenance fee. Transactions processed, such as for overdrafts, NFS’s, returned and collection items will incur a fee as described in the Schedule of Fees. SVB does not provide a complimentary order of check stock. Eligibility requirements apply for Mobile Deposit.
*Unlimited bill payment transactions available up to the standard daily cap of $100K.2
Money Market Accounts are interest-bearing accounts unless otherwise stated. The applicable interest rate for the Startup Money Market Account is disclosed on the Money Market Account Rate Sheet issued at or prior to account opening. A maximum of six (6) withdrawals or transfers per monthly statement period are allowed. Interest rate earnings on the SVB Startup Money Market Account is available for accounts with deposit balances up to $999,999.99. Fees could reduce earnings on the account. You must deposit and maintain a balance for the respective interest rate in order to earn the disclosed rate. Interest is calculated daily and credited monthly to the account. If you close your account before interest is credited, you will not receive the accrued interest. For additional terms and conditions, please refer to Silicon Valley Bank’s Deposit Agreement and Disclosure Statement.3
Corporate and Business Card programs are subject to credit approval. See the SVB Innovators Card Terms and Conditions
for full program details. Certain terms, conditions, exclusions, and limitations apply, including a limit on cash advance capabilities. 2X Unlimited Rewards Points earnings are based on net purchases made on the SVB Innovators Card. QuickBooks is a registered trademark of Intuit, Inc., Expensify is a registered trademark of Expensify, Xero is a registered trademark of Xero Limited.4
Applies to ACH credits or debits received and not originated. Fees apply to originated ACH payments through your SVB account. ^
Terms and conditions apply. Offers subject to change without notice. Provider companies offering discounted tools and services are independent third parties and not affiliated with SVB Financial Group, except Vouch, Inc. Vouch, Inc. is an affiliate of SVB Financial Group ("SVB") under the Bank Holding Company Act. Additional information is available at https://www.ffiec.gov/npw/. Insurance products are offered through Vouch Insurance Services, LLC ("Vouch Insurance"), a wholly owned subsidiary of Vouch, Inc. Insurance products are not insured by the FDIC or any government agency and are not deposits or other obligations of or guaranteed by SVB or any of its affiliates.5
$500 bonus deposit is only available for (1) existing StartX members who are not existing clients of SVB, and open a new SVB Business checking account, or (2) newly enrolled and accepted StartX members who have also opened a new (or (3) currently maintain an existing) SVB Business checking account. (1) For existing StartX members who are new (not existing) clients to SVB, the $500 bonus deposit will be applied to your SVB Business checking account within 30 calendar days after opening a new SVB Business checking account. (2) For newly enrolled and accepted StartX members who are new clients to SVB, the $500 bonus deposit will be applied to your SVB Business checking account within 30 calendar days after both Demo Day (or) acceptance as a new StartX startup company, and, opening a new SVB business checking account has been completed. (3) For SVB clients who currently maintain an existing SVB business checking account, the $500 bonus deposit will be applied to your SVB Business checking account within 30 calendar days after Demo Day (or) acceptance as a StartX startup. You are eligible to receive one bonus as an existing or new StartX startup company to the SVB Business checking account established for your company. Bonuses are considered interest income and for certain companies (excluding corporations and/or tax exempt organizations) this may be
reported on IRS Form 1099-INT (or Form 1042-S, if applicable).