Early stage credit options

Debt offerings1 from SVB and our network of early stage credit partners can provide financing solutions to help your growing business.

Debt solutions to help your business thrive

SVB has worked with startups for over 35 years and understands what it takes to support businesses like yours at all stages. Here are some funding options to consider.

SVB Venture Debt

Venture debt1 can provide a flexible way to extend your runway between funding rounds without having to give up equity. And when paired with venture capital investment, it can be a powerful tool to accelerate growth.

Advantages of venture debt 
  • Flexibility in how you can apply the funds
  • Reduced dilution
  • Fund critical expenses as you seek VC funding
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Flexible Financing Options from SVB’s Early Stage Credit Partners

SVB’s external credit partners offer financing solutions tailored for revenue-generating startups that don’t have traditional venture backing. We can connect you to them. 

Clearco revenue-financing

Clearco* offers non-dilutive capital based on revenues, primarily to e-commerce and SaaS companies. This is typically best for companies looking to invest in advertising or purchase inventory. 

Lighter Capital revenue-financing

Lighter Capital* offers capital based on recurring revenues. This is typically best for companies looking to invest in growth initiatives, like hiring. 

Pollen VC revenue-financing 

Pollen VC* provides lines of credit based on mobile app revenue. This is typically best for companies - especially game developers - that want to invest in client acquisition. 

Want more info about SVB’s early stage credit partners?


Contact your Relationship Manager today to see if your startup can benefit from a cash cushion, lower capital costs and flexible financing through venture debt.

Insights on how venture debt can help your business grow

These curated articles offer additional background information to help you understand the dynamics of venture debt.

Don’t give away more than you have to when taking venture capital


How to determine your seed-stage startup’s valuation

Lewis Hower