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About the Author

Michelle is a managing director specializing in global treasury and payments for Silicon Valley innovators, enterprises, and investors. She leads a team that is responsible for advising clients on a range of domestic and international solutions to include payments, collections, information reporting and global account structures. For the past 15 years she has delivered innovative solutions and advice that support her clients’ global treasury needs.

Her commercial banking experience includes relationship building, client support, and product sales for the technology segment. She has a bachelor's degree in psychology from University of the Philippines and holds the Association for Financial Professionals' Certified Treasury Professional (CTP) designation. She currently serves as volunteer Board Treasurer for her community's philanthropic foundation.