SVB Startup Banking for Y Combinator game changers

You work with Y Combinator. But why work with us? We can support you at every stage — from early funding to IPO and beyond — to help accelerate your growth. And to change the game.

There are many ways to describe us. "Bank” is just one.

SVB is fundamentally different than other banks. 

While we offer modern banking products designed for tech, life science and healthcare founders, that’s just the start. 
Our team of 75+ startup banking experts can help you maneuver the fundraising maze, connect with investors, and provide candid advice on how to increase the probability of your success.  

Founder-focused. Digitally forward. Human-to-human. We’re the bank of you. 
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Founders trust SVB


Forbes Magazine named SVB as the No. 1 bank for startups.*


of all US venture-backed tech and life science companies bank with SVB.**


of US venture-backed companies with an IPO in H1 2021 are SVB clients.***
free checking@2x
Free checking

Enjoy free unlimited wires, bill payments and mobile deposits. There are no monthly maintenance and transaction fees.1
interest rate
3% interest rate 

Help make your money last longer with our Startup Money Market Account. Like with a savings account, you’ll earn up to 3% on deposits — so you gain a longer runway.2
unlimited rewards@2x
2X unlimited rewards 

With SVB Innovators Cards, earn 2 points for every $1 spent3 to help you with the growing needs of your business. Count on venture-friendly credit approval, no personal liability, and no annual fee.
accepting payments@2x
Accepting payments

Accept card payments — whether e-commerce or in person — with ease and speed using our Merchant Services offerings. Our customized payment solutions can help you meet your payment processing objectives.
growth services@2x
Global growth services

Support your global growth with our Global Gateway’s banking services and global market entry advice and introductions across Latin America, India, Middle East, North Africa, Australia and New Zealand.
Curated discount offers

SVB clients gain access to discounts on the things startups need, from cloud computing to accounting services from 50+ companies such as AWS, Google Cloud, Airtable and Vouch.4

Let’s get growing, together

Whether you’re looking for tips from industry peers, help distilling regulations or business intelligence to inform your pursuit of investors or commercialization, SVB has been there, and we’re right here for you  
Let's talk