11 of 15 YC startups with IPOs bank with SVB

And 7 of those began with SVB Startup Banking.*

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Startup banking products and services for founders

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Up to 4.18% annual percentage yield on qualifying balances
Gain interest income with our Startup Money Market Account. Like a savings account, you can earn up to 4.18% APY on deposits over $1M – to help extend your runway. Certain limitations and restrictions apply.1
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Free checking for 3 years
Enjoy free unlimited wires, bill payments and mobile deposits. There are no monthly maintenance and transaction fees. See terms and conditions for requirements.2
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Earn up to 3,000,000 rewards points
You could earn up to 3X rewards3 on all purchases made on the SVB Innovator Card for the next $1M you spend, or the next 6 months, whichever comes first after you enroll. Plus venture-friendly benefits such as no personal liability or annual fee, robust spend controls, automated workflows and more.  
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Accepting payments
Increase cashflow by accepting payments for sales, invoices, subscriptions and recurring billing with our Merchant Services offerings. Manage orders and create an integrated checkout experience on your website or in your app with flexible APIs. And keep the cash flowing with next-day funding.
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Global growth services 
Our team is here to support your global growth ambitions with market entry advice and networking across Europe, Latin America, India, MENA, Asia, Israel, Australia and New Zealand.
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Discounted partner offers 
SVB Technology, Life Science/Healthcare & Global Business clients gain access to deals on partner software and services that startups need such as workforce collaboration, infrastructure, talent and more.4
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SVB Go – Digital Banking. Evolved.

Introducing SVB’s new digital banking platform

  • Move Money: Issue payments anywhere in the world via bill pay, check, or ACH – done in seconds and all from a single screen.
  • Gain Insight: Your company’s transactions: real-time, searchable, and all in one place from SVB Go’s thoughtfully designed dashboard.
  • Integrate Seamlessly: Link SVB Go to your existing accounting, collaboration and security tools like QuickBooks, NetSuite and Xero.
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SVB - the bank for startups

60%
of the 2024 CNBC Disruptor 50 list are SVB clients*
~50%
of the Forbes’ Next Billion Dollar Startups 2024 are SVB clients**

We’re ready when you are.

Discover why so many YC tech startups and life sciences ventures choose SVB — and stay with SVB. Our Startup Banking team is ready to answer any questions you have.