Cash Management Services

Develop your cash management strategy with our holistic approach to personal finances

A comprehensive cash management strategy provides peace of mind by addressing your liquidity, savings and investment needs. Our private checking, savings, money market and near- to medium-term investment options are designed to help you seamlessly execute your financial plans.
Helping you manage your cash more effectively
Employ a range of cash management options

Address your cash management needs with our robust suite of solutions.

Oversee your entire portfolio

Allocate cash for your daily operations as well as your short- and long-term goals.

Pursue your financial objectives

Implement your plans using our diverse range of banking and investment vehicles.

Cash management solutions
Checking accounts

Provide immediate access to cash for your daily transactions and operations. FDIC insured up to standard limits.

Money market deposit accounts

MMDAs1 offer immediate access to cash and earn competitive yields on cash balances reserved for near-term purchases, investments, liabilities and unplanned cash flow needs.

Insured Cash Sweeps ICS2 may also be an option for clients with outsized deposits who have a need for multimillion dollar FDIC insurance.

Certificates of deposit

CDs1 produce higher yields for excess cash reserved for near- to medium-term needs such as tax payments, capital calls and investments.

Non-bank cash management solutions

Allow for variations in tax brackets, time horizons and risk profiles. These near- to medium-term cash investments, such as treasuries3, taxable and tax-exempt money market mutual funds4 are flexible resources that can also address liquidity needs. However, they are not FDIC ensured, not guaranteed by the bank and may lose value.

Our thinking

Insights from our thought leaders.

Develop your cash management strategy

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More insights

Additional ideas from our team of professionals.

Short-term liquidity options: What are your choices?

When you need a cost effective source of cash, be sure to consider these not-so-obvious factors.

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How can we reach you?

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Additional notes regarding your inquiry.

While you’re creating the future, we’re helping your finances move forward.

Keeping pace with change means being prepared. We can help. SVB Private serves wealth clients like you to develop a fresh, holistic approach to your financial life and legacy.

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advisor team

We’re here to build a collaborative partnership.

Communication and connectivity are at the heart of everything we’ll accomplish together.

Get to know us

Individuals and families are different

We collaborate to arrive at a deep understanding of what drives you. With a holistic approach, we can help you grow and protect your wealth and legacy at every stage of your journey by considering your complete picture.

More ways we help


1Banking, lending, and trust products or services are offered by Silicon Valley Bank, a Division of First-Citizens Bank. Silicon Valley Bank, a Division of First Citizens Bank is a member of the FDIC and of the Federal Reserve System. Loans are subject to underwriting, credit and collateral approval. NMLSR ID 503941.

Money Market Accounts (MMAs) and CDs: (CDs) Rates are subject to change at any time, and are not guaranteed until the CD has been opened. Minimum opening deposit amount may be required depending on term. Fees could reduce the earning on the account. Early withdrawal(s) are subject to early withdrawal penalties. (MMA’s) Rates are subject to change before or after account opening. Fees could reduce earnings on account.

2Placement of your funds through the ICS service is subject to the terms, conditions and disclosures set forth in the agreements that you enter into with us, including the ICS Deposit Placement Agreement. Limits and customer eligibility criteria apply. Program withdrawals are limited to six per month when using the ICS savings option. ICS, Insured Cash Sweep, and Bank Safe, Bank Smart are registered service marks of IntraFi Network LLC. For more information, please visit

3Wealth management and investment advisory services are offered through SVB Wealth LLC, an SEC-registered investment adviser.

4Brokerage products and services are offered through SVB Investment Services, Inc, a registered broker-dealer, Member FINRA and SIPC.