Cards tailored for every stage of growth
Innovator Card helps startups improve cash flow and efficiency with flexible credit1, 1.5X rewards on all business spend, with no caps2 and time-saving automation for managing expenses.
Special Offer - Spend more, earn more3
- Spend $60K in your first 90 days to earn 250,000 total points! (90,000 rewards points + 160,000 bonus points)
- Won’t hit $60K? Don’t worry! Spend $10K in your first 90 days and earn 45,000 total points (15,000 rewards points + 30,000 bonus points)
Accelerator Card helps maturing companies sustain growth with scalable credit4, cash rebate on business spend5, precision spend management and analytics, and strategic advisory.
Special Offer - Earn up to a $1,000 cash bonus6 in your first 60 days
- Earn $500 in cash bonus when you spend at least $50K then
- Earn another $500 in cash bonus when you use SVB spend management platform. Enroll in the platform, submit three or more card expenses, and set up sync to your ERP or accounting system.
1 For complete details about the SVB Innovator Card, including applicable fees and terms and conditions of the Card, please see the SVB Innovator Card Terms and Conditions.
2 For complete details about the SVB Accelerator Card, including applicable fees and terms and conditions of the Card, please see the SVB Accelerator Card Terms and Conditions.
3 SVB Cash Rebate earnings are based on net business purchases (minus returns/credits) with the SVB Cash Rebate Program for Cards. SVB virtual cards can earn rebates at the rate determined by the client relationship.
4 This offer is only available for Accelerator Card charge programs set up on company bill and company cash rebate. Offer expires 12/31/2026.
Cash bonuses are awarded 30 days (or up to 2 statement cycles) after meeting the offer criteria within the first 60 days of account opening. Criteria includes:
• $500 cash bonus is awarded after $50,000 has been spent collectively between the cards within your program.
• $500 cash bonus is awarded after enrolling in the SVB spend management platform, and using the platform to submit 3 or more card expenses and set up accounting sync for a third-party ERP or financial software.
In order for the client to earn the $500 cash bonus for enrolling in SVB T&E, the client must first spend $50K within the first 60 days before they are qualified to earn the second $500 for SVB T&E adoption.
5 SVB Unlimited Rewards Points earnings are based on net purchases (minus returns/credits) made on the SVB Innovator Card. SVB virtual cards can earn 1x rewards on purchases, or revenue share at the rate determined by the client relationship. Points can be redeemed for a variety of rewards, including travel and cash back. Cash back: Cash Rewards points can be redeemed as a statement credit to your card account. For more information about the SVB Innovator Card rewards program, please see the SVB Innovator Card Rewards Agreement.
6 This offer is only available for Innovator Card charge programs set up on rewards with company bill and company rewards. Offer expires 12/31/2026.
Rewards points and bonus rewards points are awarded 30 days (or up to 2 statement cycles) after meeting the offer criteria within the first 90 days of account opening. Criteria includes:
• 45,000 rewards points are awarded after $10,000 has been spent collectively between the cards within your program. When spending $10,000, you will earn 15,000 rewards points at an earn rate of 1.5x. You will receive an additional 30,000 bonus points for a total of 45,000 points.
• 250,000 rewards points are awarded after $60,000 has been spent collectively between the cards within your program. When spending $60,000, you will earn 90,000 rewards points at an earn rate of 1.5x. You will receive an additional 160,000 bonus points for a total of 250,000 points.
Clients will earn either the $10k spend / 45,000 reward points (30,000 bonus) OR $60k spend / 250,000 rewards points (160,000 bonus).
7 Mastercard terms and conditions apply.
All credit products and loans are subject to underwriting, credit, and collateral approval. All information contained herein is for informational and reference purposes only and no guarantee is expressed or implied. Rates, terms, programs and underwriting policies subject to change without notice. This is not a commitment to lend. Certain terms, conditions, exclusions, and limitations apply, including a limit on cash advance capabilities.
Mastercard is a registered trademark of Mastercard International Incorporated and is an independent third party. The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC.
All non-SVB named companies listed throughout this document are independent third parties and are not affiliated with Silicon Valley Bank, a division of First-Citizens Bank & Trust Company.
Banking and lending products or services are offered by Silicon Valley Bank, a division of First-Citizens Bank & Trust Company. Accounts are subject to credit approval. Restrictions and limitations may apply.
View the Commercial Cards Terms & Conditions.