• Premium Wine Banking

     
  • Dan Costa, Michael Browne, Chris Costello, Founders, Kosta Brown Wines

    Fine wine has taken full flight.

    The U.S. premium wine industry is no longer a game for amateurs. It's respected for the quality of its product and owns an impressive share of the international market. As the economy has rebounded, fine wines have benefitted from improvement in affluent spending and the maturing of the Millennials, but continue to face headwinds as international competitors emerge and distribution channels evolve.

    Silicon Valley Bank understands you need a partner who goes well beyond banking and acts as a strategic advisor. Our premium wine experts have an unparalleled appreciation for the rewards that winemaking offers, as well as the challenges you face. Our long-standing relationships with the wine industry —along with our exclusive research, benchmarking and brand-building services — allow us to provide unique insights into strategies for managing and fueling your growth.


    Solutions

    • Financing Solutions

      We understand what it takes to turn challenge into opportunity. Let our expertise in engineering customized financing help you focus on the business of growing grapes and making wine.

      For Vineyards
       
      • Vineyard acquisition
      • Vineyard development
      • Re-planting
      • Seasonal crop lines of credit
      • Long-term real estate purchases
      • Equipment loans
       
      For Wineries
       
      • Inventory and accounts receivable financing
      • General working capital lines of credit
      • Winery acquisition
      • Winery construction and upgrades
      • Vineyard acquisition
      • Short and long term real estate loans
      • Equipment and barrel facilities
      • Buyouts and recapitalizations
       
     

    • Treasury Management Solutions

      Accelerate cash flow, minimize the risks of nonpayment and maintain a competitive edge with SVB's extensive knowledge and tools, including:

      • Cash management solutions that streamline your receivables and payables, minimize risk and help shorten your cash conversion cycle.
      • Investment solutions that help you optimize liquidity, capital preservation, and return.
       

    • International Banking Solutions

      Tap into our global network of services in more than 60 countries around the world, with tailored solutions for financing international growth, managing your cash around the world and mitigating risk as you expand internationally.

    • Benchmarking Solutions

      Increase your understanding of the factors driving your top and bottom line. Our proprietary benchmarking service creates custom financial comparisons of your operations to those of your peer group. 

    • Brand Building

      Boost awareness of your brand. We act as your global brand ambassador, providing sales leads and introductions to wine lovers. 
     

    Contact us to learn how SVB can help you achieve your goals.

  • Select Clients

    "The customized Peer Group Analysis report presented by Silicon Valley Bank at our annual shareholder meeting is a real asset to us. The presentation is very professional and is highly relevant because it is specific to our winery’s business model and segment in the industry. This provides unmatched insight into our company’s relative performance and enhances our shareholders’ and Board of Director’s confidence in our business. I know of no other bank that offers this comprehensive service." 
    Merry Edwards, Owner and Winemaker

    "Silicon Valley Bank is invaluable to us — they know the industry, they know our business and most importantly, they know us."
    Mark and Teresa Aubert, Owners

    "SVB is as knowledgeable about the wine business as the vintners they serve. Instead of viewing our unique issues and needs as barriers and telling us why things won't work, SVB finds the best solution for our situation." 
    Harry Peterson-Nedry, Founder and Winemaker

    "When I talk to my bankers at Silicon Valley Bank, finance is important, of course, but they ask questions related to the wine, showing how knowledgeable they are about winemaking and the wine industry. The fact that a banker is able to talk about more than finance is stunning and a big deal to me. I like that they relate to my business. As we've grown and become more sophisticated as a business and SVB's questions have gotten more involved, the team's interest level in the wine business has remained the same. We have a relationship with SVB and we consider it much more than just a vendor of banking services."
    Adam Lee, Founder and Winemaker

    "SVB has a thorough appreciation and understanding of the wine industry. They have seen the ups and downs of the industry and yet their commitment has not wavered. Their reputation and commitment enables them to be the stable, strong partner to many of us in the wine industry and one to whom we can turn to when we face unpredictable and challenging issues and need their help."
    Garen Staglin, Owner
 
Equal Housing Lender © 2013 SVB Financial Group · Member Federal Reserve System · Member Nasdaq: SIVB
Privacy Policy · Terms of Use · About SVB · Careers · Media · Investor Relations · Feedback
 
Please wait...