Interest Rates

For additional information, download our UK Banks Terms and Conditions.

UK Bank Terms & Conditions 

Current Plus Account (GBP)

Available Currencies

 
Current Plus Account (GBP) - Instant Access

What is the interest rate?

 
Effective from 1 December 2021

Balance Gross per year % AER %
0+ 0.00 0.00

Interest is accrued daily on the daily net value dated balance and applied monthly on the final working day. A Deposit Interest Charge will apply where you hold credit balances greater than the thresholds outlined above. If you hold balances greater than the threshold shown, the Deposit Interest Charge will apply to the portion of the balance that you hold above the threshold.

Our most recent historic deposit interest rates are available to you. Your web browser may permit a download of these here, or alternatively we can provide a copy on request.

Corporate Deposit Account

Available Currencies

 
Corporate Deposit Account (AUD, CAD, CHF, CNH, DKK, EUR, GBP, HKD, ILS, JPY, NOK, NZD, SEK, SGD, USD, ZAR) – Instant Access

What is the interest rate?

 
GBP - Effective from 16 December 2021

Balance Gross per year % AER %
0+ 0.65 0.65
250,000+ 0.00 0.00
5,000,000+ 0.10 0.10

USD - Effective from 1 December 2021

Balance Gross per year % AER %
0+ 0.00 0.00
5,000,000+ 0.10 0.10

EUR - Effective from 1 December 2021

Balance Gross per year % AER %
0 0.00 0.00
30,000,000+ -0.60 -0.60

AUD - Effective from 1 December 2021

Balance Gross per year % AER %
0 0.00 0.00

CAD - Effective from 1 December 2021

Balance Gross per year % AER %
0 0.00 0.00

CHF - Effective from 1 December 2021

Balance Gross per year % AER %
0 0.00 0.00
10,000,000+ -1.00 -1.00

CNH - Effective from 1 December 2021

Balance Gross per year % AER %
0 0.00 0.00

DKK - Effective from 1 December 2021

Balance Gross per year % AER %
0 0.00 0.00
75,000,000+ -0.70 -0.70

HKD - Effective from 1 December 2021

Balance Gross per year % AER %
0 0.00 0.00

ILS - Effective from 1 December 2021

Balance Gross per year % AER %
0 0.00 0.00

JPY - Effective from 1 December 2021

Balance Gross per year % AER %
0 0.00 0.00
1,000,000,000+ -0.10 -0.10

NOK - Effective from 1 December 2021

Balance Gross per year % AER %
0 0.00 0.00

NZD - Effective from 1 December 2021

Balance Gross per year % AER %
0 0.00 0.00

SEK - Effective from 1 December 2021

Balance Gross per year % AER %
0 0.00 0.00

SGD - Effective from 1 December 2021

Balance Gross per year % AER %
0 0.00 0.00

ZAR - Effective from 1 December 2021

Balance Gross per year % AER %
0 0.00 0.00

Interest is accrued daily on the daily net value dated balance and applied monthly on the final working day. A Deposit Interest Charge will apply where you hold credit balances greater than the thresholds outlined above. If you hold balances greater than the threshold shown, the Deposit Interest Charge will apply to the portion of the balance that you hold above the threshold.

Our most recent historic deposit interest rates are available to you. Your web browser may permit a download of these here, or alternatively we can provide a copy on request.

Foreign Currency Account

Available Currencies

 
Foreign Currency Account (AUD, CAD, CHF, CNH, DKK, EUR, HKD, ILS, JPY, NOK, NZD, SEK, SGD, USD, ZAR) – Instant Access

What is the interest rate?

 
USD - Effective from 1 December 2021

Balance Gross per year % AER %
0+ 0.00 0.00

EUR - Effective from 1 December 2021

Balance Gross per year % AER %
0 0.00 0.00
30,000,000+ -0.60 -0.60

AUD - Effective from 1 December 2021

Balance Gross per year % AER %
0 0.00 0.00

CAD - Effective from 1 December 2021

Balance Gross per year % AER %
0 0.00 0.00

CHF - Effective from 1 December 2021

Balance Gross per year % AER %
0 0.00 0.00
10,000,000+ -1.00 -1.00

CNH - Effective from 1 December 2021

Balance Gross per year % AER %
0 0.00 0.00

DKK - Effective from 1 December 2021

Balance Gross per year % AER %
0 0.00 0.00
75,000,000+ -0.70 -0.70

HKD - Effective from 1 December 2021

Balance Gross per year % AER %
0 0.00 0.00

ILS - Effective from 1 December 2021

Balance Gross per year % AER %
0 0.00 0.00

JPY - Effective from 1 December 2021

Balance Gross per year % AER %
0 0.00 0.00
1,000,000,000+ -0.10 -0.10

NOK - Effective from 1 December 2021

Balance Gross per year % AER %
0 0.00 0.00

NZD - Effective from 1 December 2021

Balance Gross per year % AER %
0 0.00 0.00

SEK - Effective from 1 December 2021

Balance Gross per year % AER %
0 0.00 0.00

SGD - Effective from 1 December 2021

Balance Gross per year % AER %
0 0.00 0.00

ZAR - Effective from 1 December 2021

Balance Gross per year % AER %
0 0.00 0.00

Interest is accrued daily on the daily net value dated balance and applied monthly on the final working day. A Deposit Interest Charge will apply where you hold credit balances greater than the thresholds outlined above. If you hold balances greater than the threshold shown, the Deposit Interest Charge will apply to the portion of the balance that you hold above the threshold.

Our most recent historic deposit interest rates are available to you. Your web browser may permit a download of these here, or alternatively we can provide a copy on request.

Client Monies Account (GBP)

Available Currencies

 
Client Monies Account (GBP) – Instant Access

What is the interest rate?

 
GBP - Effective from 16 December 2021

Balance Gross per year % AER %
0+ 0.00 0.00
5,000,000+ 0.10 0.10

Interest is accrued daily on the daily net value dated balance and applied monthly on the final working day. A Deposit Interest Charge will apply where you hold credit balances greater than the thresholds outlined above. If you hold balances greater than the threshold shown, the Deposit Interest Charge will apply to the portion of the balance that you hold above the threshold.

Our most recent historic deposit interest rates are available to you. Your web browser may permit a download of these here, or alternatively we can provide a copy on request.

Foreign Currency Client Monies Account

Available Currencies

 
Foreign Currency Client Monies Account (AUD, CAD, CHF, CNH, DKK, EUR, HKD, ILS, JPY, NOK, NZD, SEK, SGD, USD, ZAR) – Instant Access

What is the interest rate?

 
USD - Effective from 1 December 2021

Balance Gross per year % AER %
0+ 0.00 0.00

EUR - Effective from 1 December 2021

Balance Gross per year % AER %
0 0.00 0.00
30,000,000+ -0.60 -0.60

AUD - Effective from 1 December 2021

Balance Gross per year % AER %
0 0.00 0.00

CAD - Effective from 1 December 2021

Balance Gross per year % AER %
0 0.00 0.00

CHF - Effective from 1 December 2021

Balance Gross per year % AER %
0 0.00 0.00
10,000,000+ -1.00 -1.00

CNH - Effective from 1 December 2021

Balance Gross per year % AER %
0 0.00 0.00

DKK - Effective from 1 October 2021

Balance Gross per year % AER %
0 0.00 0.00
75,000,000+ -0.70 -0.70

HKD - Effective from 1 December 2021

Balance Gross per year % AER %
0 0.00 0.00

ILS - Effective from 1 December 2021

Balance Gross per year % AER %
0 0.00 0.00

JPY - Effective from 1 December 2021

Balance Gross per year % AER %
0 0.00 0.00
1,000,000,000+ -0.10 -0.10

NOK - Effective from 1 December 2021

Balance Gross per year % AER %
0 0.00 0.00

NZD - Effective from 1 December 2021

Balance Gross per year % AER %
0 0.00 0.00

SEK - Effective from 1 December 2021

Balance Gross per year % AER %
0 0.00 0.00

SGD - Effective from 1 December 2021

Balance Gross per year % AER %
0 0.00 0.00

ZAR - Effective from 1 December 2021

Balance Gross per year % AER %
0 0.00 0.00

Interest is accrued daily on the daily net value dated balance and applied monthly on the final working day. A Deposit Interest Charge will apply where you hold credit balances greater than the thresholds outlined above. If you hold balances greater than the threshold shown, the Deposit Interest Charge will apply to the portion of the balance that you hold above the threshold.

Our most recent historic deposit interest rates are available to you. Your web browser may permit a download of these here, or alternatively we can provide a copy on request.

Corporate Deposit Client Monies Account

Available Currencies

 
Corporate Deposit Client Monies Account (AUD, CAD, CHF, CNH, DKK, EUR, GBP, HKD, ILS, JPY, NOK, NZD, SEK, SGD, USD, ZAR) – Instant Access

What is the interest rate?

 
GBP - Effective from 1 December 2021

Balance Gross per year % AER %
0+ 0.00 0.00
5,000,000+ 0.00 0.00

USD - Effective from 1 December 2021

Balance Gross per year % AER %
0+ 0.00 0.00
5,000,000+ 0.10 0.10

EUR - Effective from 1 December 2021

Balance Gross per year % AER %
0 0.00 0.00
30,000,000+ -0.60 -0.60

AUD - Effective from 1 December 2021

Balance Gross per year % AER %
0 0.00 0.00

CAD - Effective from 1 December 2021

Balance Gross per year % AER %
0 0.00 0.00

CHF - Effective from 1 December 2021

Balance Gross per year % AER %
0 0.00 0.00
10,000,000+ -1.00 -1.00

CNH - Effective from 1 December 2021

Balance Gross per year % AER %
0 0.00 0.00

DKK - Effective from 1 December 2021

Balance Gross per year % AER %
0 0.00 0.00
75,000,000+ -0.70 -0.70

HKD - Effective from 1 December 2021

Balance Gross per year % AER %
0 0.00 0.00

ILS - Effective from 1 December 2021

Balance Gross per year % AER %
0 0.00 0.00

JPY - Effective from 1 December 2021

Balance Gross per year % AER %
0 0.00 0.00
1,000,000,000+ -0.10 -0.10

NOK - Effective from 1 December 2021

Balance Gross per year % AER %
0 0.00 0.00

NZD - Effective from 1 December 2021

Balance Gross per year % AER %
0 0.00 0.00

SEK - Effective from 1 December 2021

Balance Gross per year % AER %
0 0.00 0.00

SGD - Effective from 1 December 2021

Balance Gross per year % AER %
0 0.00 0.00

ZAR - Effective from 1 December 2021

Balance Gross per year % AER %
0 0.00 0.00

Interest is accrued daily on the daily net value dated balance and applied monthly on the final working day. A Deposit Interest Charge will apply where you hold credit balances greater than the thresholds outlined above. If you hold balances greater than the threshold shown, the Deposit Interest Charge will apply to the portion of the balance that you hold above the threshold.

Our most recent historic deposit interest rates are available to you. Your web browser may permit a download of these here, or alternatively we can provide a copy on request.

Evergreen Notice Account

Available Currencies

 
We plan to launch this product in early 2022, please contact your relationship manager if you are interested in this product.

What is the interest rate?

 
Please contact your relationship manager for the latest rates, these will be notified to you prior to investing and will also be shown in your statement. The evergreen notice account interest rate for each month is the aggregate of the published curve on the first working day of the calendar month, plus the margin notified to you.

Fixed Term Deposit Account (GBP, USD & EURO)

Available Currencies

 
Fixed Term Deposit Account – Restricted Access

What is the interest rate?

 
Indicative on 5 January 2022

Balance GBP 1 Month
Fixed Term
3 Month
Fixed Term
6 Month
Fixed Term
12 Month
Fixed Term
  Gross per year % AER % Gross per year % AER % Gross per year % AER % Gross per year % AER %
GBP 50,000+ 0.22 0.22 0.35 0.36 0.49 0.50 0.63 0.63
GBP 5,000,000+ 0.27 0.28 0.40 0.41 0.54 0.55 0.68 0.68


Balance USD 1 Month
Fixed Term
3 Month
Fixed Term
6 Month
Fixed Term
12 Month
Fixed Term
  Gross per year % AER % Gross per year % AER % Gross per year % AER % Gross per year % AER %
USD 50,000+ 0.10 0.10 0.27 0.27 0.44 0.44 0.70 0.70
USD 5,000,000+ 0.15 0.15 0.32 0.32 0.49 0.49 0.75 0.75


Balance EUR (charge applies) 1 Month
Fixed Term
3 Month
Fixed Term
6 Month
Fixed Term
12 Month
Fixed Term
  Gross per year % AER % Gross per year % AER % Gross per year % AER % Gross per year % AER %
EUR 50,000+ -0.48 -0.47 -0.42 -0.42 -0.34 -0.34 -0.28 -0.28
EUR 5,000,000+ -0.43 -0.43 -0.37 -0.37 -0.29 -0.29 -0.23 -0.23

The above interest rates are an indication only, please contact your relationship manager for the latest rates prior to investing your deposit. Other terms are available on request. Interest is calculated daily from the date of your deposit and will be paid on the maturity date.

Our most recent historic deposit interest rates are available to you. Your web browser may permit a download of these here, or alternatively we can provide a copy on request.

In accordance with the UK Branch Banking Terms and Conditions, if the relevant interest rate set out for your account is a negative rate or where we have notified you that a negative interest rate charge will apply to your non-interest bearing account, we reserve the right to charge interest on some of all of the credit balance of that account.