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Interest Rates
For additional information, download our Silicon Valley Bank UK Banks Terms and Conditions.
Current Plus Account (GBP)
Available Currencies
Current Plus Account (GBP) - Instant Access
What is the current interest rate?
Effective from 22nd September 2022
Interest is accrued daily on the daily net value dated balance and applied monthly on the final working day. A Deposit Interest Charge will apply where you hold credit balances greater than the thresholds outlined above. If you hold balances greater than the threshold shown, the Deposit Interest Charge will apply to the portion of the balance that you hold above the threshold.
Our most recent historic deposit interest rates are available to you. Your web browser may permit a download of these here, or alternatively we can provide a copy on request.
| Balance | Gross per year % | AER % |
| 0+ | 0.00 | 0.00 |
Interest is accrued daily on the daily net value dated balance and applied monthly on the final working day. A Deposit Interest Charge will apply where you hold credit balances greater than the thresholds outlined above. If you hold balances greater than the threshold shown, the Deposit Interest Charge will apply to the portion of the balance that you hold above the threshold.
Our most recent historic deposit interest rates are available to you. Your web browser may permit a download of these here, or alternatively we can provide a copy on request.
Corporate Deposit Account
Available Currencies
Corporate Deposit Account (AUD, CAD, CHF, CNH, DKK, EUR, GBP, HKD, ILS, JPY, NOK, NZD, SEK, SGD, USD, ZAR) – Instant Access
What is the current interest rate?
GBP - Effective from 22 November 2022
USD - Effective from 22 November 2022
EUR - Effective from 22 November 2022
AUD - Effective from 5 October 2022
CAD - Effective from 7 September 2022
CHF - Effective from 23 September 2022
CNH - Effective from 1 July 2022
DKK - Effective from 1 July 2022
HKD - Effective from 22 September 2022
ILS - Effective from 3 October 2022
JPY - Effective from 1 July 2022
NOK - Effective from 23 September 2022
NZD - Effective from 5 October 2022
SEK - Effective from 21 September 2022
SGD - Effective from 1 July 2022
ZAR - Effective from 23 September 2022
Interest is accrued daily on the daily net value dated balance and applied monthly on the final working day. A Deposit Interest Charge will apply where you hold credit balances greater than the thresholds outlined above. If you hold balances greater than the threshold shown, the Deposit Interest Charge will apply to the portion of the balance that you hold above the threshold.
Our most recent historic deposit interest rates are available to you. Your web browser may permit a download of these here, or alternatively we can provide a copy on request.
| Balance | Gross per year % | AER % |
| 0+ | 1.80 | 1.82 |
| 250,000+ | 0.95 | 0.95 |
| 5,000,000+ | 1.05 | 1.06 |
USD - Effective from 22 November 2022
| Balance | Gross per year % | AER % |
| 0+ | 1.75 | 1.79 |
| 250,000+ | 1.10 | 1.12 |
| 5,000,000+ | 1.20 | 1.22 |
EUR - Effective from 22 November 2022
| Balance | Gross per year % | AER % |
| 0+ | 0.30 | 0.30 |
| 5,000,000+ | 0.35 | 0.36 |
AUD - Effective from 5 October 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
CAD - Effective from 7 September 2022
| Balance | Gross per year % | AER % |
| 0 | 0.25 | 0.25 |
CHF - Effective from 23 September 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
| 10,000,000+ | -1.00 | -1.00 |
CNH - Effective from 1 July 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
DKK - Effective from 1 July 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
| 75,000,000+ | -0.70 | -0.70 |
HKD - Effective from 22 September 2022
| Balance | Gross per year % | AER % |
| 0 | 0.50 | 0.51 |
ILS - Effective from 3 October 2022
| Balance | Gross per year % | AER % |
| 0 | 0.75 | 0.76 |
JPY - Effective from 1 July 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
| 1,000,000,000+ | -0.10 | -0.10 |
NOK - Effective from 23 September 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
NZD - Effective from 5 October 2022
| Balance | Gross per year % | AER % |
| 0 | 0.50 | 0.51 |
SEK - Effective from 21 September 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
SGD - Effective from 1 July 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
ZAR - Effective from 23 September 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
Interest is accrued daily on the daily net value dated balance and applied monthly on the final working day. A Deposit Interest Charge will apply where you hold credit balances greater than the thresholds outlined above. If you hold balances greater than the threshold shown, the Deposit Interest Charge will apply to the portion of the balance that you hold above the threshold.
Our most recent historic deposit interest rates are available to you. Your web browser may permit a download of these here, or alternatively we can provide a copy on request.
Foreign Currency Account
Available Currencies
Foreign Currency Account (AUD, CAD, CHF, CNH, DKK, EUR, HKD, ILS, JPY, NOK, NZD, SEK, SGD, USD, ZAR) – Instant Access
What is the current interest rate?
USD - Effective from 1 June 2022
EUR - Effective from 27 July 2022
AUD - Effective from 1 June 2022
CAD - Effective from 1 June 2022
CHF - Effective from 1 June 2022
CNH - Effective from 1 June 2022
DKK - Effective from 1 June 2022
HKD - Effective from 1 June 2022
ILS - Effective from 1 June 2022
JPY - Effective from 1 June 2022
NOK - Effective from 1 June 2022
NZD - Effective from 1 June 2022
SEK - Effective from 1 June 2022
SGD - Effective from 1 June 2022
ZAR - Effective from 1 June 2022
Interest is accrued daily on the daily net value dated balance and applied monthly on the final working day. A Deposit Interest Charge will apply where you hold credit balances greater than the thresholds outlined above. If you hold balances greater than the threshold shown, the Deposit Interest Charge will apply to the portion of the balance that you hold above the threshold.
Our most recent historic deposit interest rates are available to you. Your web browser may permit a download of these here, or alternatively we can provide a copy on request.
| Balance | Gross per year % | AER % |
| 0+ | 0.00 | 0.00 |
EUR - Effective from 27 July 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
| 30,000,000+ | 0.00 | 0.00 |
AUD - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
CAD - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
CHF - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
| 10,000,000+ | -1.00 | -1.00 |
CNH - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
DKK - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
| 75,000,000+ | -0.70 | -0.70 |
HKD - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
ILS - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
JPY - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
| 1,000,000,000+ | -0.10 | -0.10 |
NOK - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
NZD - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
SEK - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
SGD - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
ZAR - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
Interest is accrued daily on the daily net value dated balance and applied monthly on the final working day. A Deposit Interest Charge will apply where you hold credit balances greater than the thresholds outlined above. If you hold balances greater than the threshold shown, the Deposit Interest Charge will apply to the portion of the balance that you hold above the threshold.
Our most recent historic deposit interest rates are available to you. Your web browser may permit a download of these here, or alternatively we can provide a copy on request.
Client Monies Account (GBP)
Available Currencies
Client Monies Account (GBP) – Instant Access
What is the current interest rate?
GBP - Effective from 22nd September 2022
Interest is accrued daily on the daily net value dated balance and applied monthly on the final working day. A Deposit Interest Charge will apply where you hold credit balances greater than the thresholds outlined above. If you hold balances greater than the threshold shown, the Deposit Interest Charge will apply to the portion of the balance that you hold above the threshold.
Our most recent historic deposit interest rates are available to you. Your web browser may permit a download of these here, or alternatively we can provide a copy on request.
| Balance | Gross per year % | AER % |
| 0+ | 0.00 | 0.00 |
Interest is accrued daily on the daily net value dated balance and applied monthly on the final working day. A Deposit Interest Charge will apply where you hold credit balances greater than the thresholds outlined above. If you hold balances greater than the threshold shown, the Deposit Interest Charge will apply to the portion of the balance that you hold above the threshold.
Our most recent historic deposit interest rates are available to you. Your web browser may permit a download of these here, or alternatively we can provide a copy on request.
Foreign Currency Client Monies Account
Available Currencies
Foreign Currency Client Monies Account (AUD, CAD, CHF, CNH, DKK, EUR, HKD, ILS, JPY, NOK, NZD, SEK, SGD, USD, ZAR) – Instant Access
What is the current interest rate?
USD - Effective from 1 June 2022
EUR - Effective from 27 July 2022
AUD - Effective from 1 June 2022
CAD - Effective from 1 June 2022
CHF - Effective from 1 June 2022
CNH - Effective from 1 June 2022
DKK - Effective from 1 June 2022
HKD - Effective from 1 June 2022
ILS - Effective from 1 June 2022
JPY - Effective from 1 June 2022
NOK - Effective from 1 June 2022
NZD - Effective from 1 June 2022
SEK - Effective from 1 June 2022
SGD - Effective from 1 June 2022
ZAR - Effective from 1 June 2022
Interest is accrued daily on the daily net value dated balance and applied monthly on the final working day. A Deposit Interest Charge will apply where you hold credit balances greater than the thresholds outlined above. If you hold balances greater than the threshold shown, the Deposit Interest Charge will apply to the portion of the balance that you hold above the threshold.
Our most recent historic deposit interest rates are available to you. Your web browser may permit a download of these here, or alternatively we can provide a copy on request.
| Balance | Gross per year % | AER % |
| 0+ | 0.00 | 0.00 |
EUR - Effective from 27 July 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
| 30,000,000+ | 0.00 | 0.00 |
AUD - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
CAD - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
CHF - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
| 10,000,000+ | -1.00 | -1.00 |
CNH - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
DKK - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
| 75,000,000+ | -0.70 | -0.70 |
HKD - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
ILS - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
JPY - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
| 1,000,000,000+ | -0.10 | -0.10 |
NOK - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
NZD - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
SEK - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
SGD - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
ZAR - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
Interest is accrued daily on the daily net value dated balance and applied monthly on the final working day. A Deposit Interest Charge will apply where you hold credit balances greater than the thresholds outlined above. If you hold balances greater than the threshold shown, the Deposit Interest Charge will apply to the portion of the balance that you hold above the threshold.
Our most recent historic deposit interest rates are available to you. Your web browser may permit a download of these here, or alternatively we can provide a copy on request.
Corporate Deposit Client Monies Account
Available Currencies
Corporate Deposit Client Monies Account (AUD, CAD, CHF, CNH, DKK, EUR, GBP, HKD, ILS, JPY, NOK, NZD, SEK, SGD, USD, ZAR) – Instant Access
What is the current interest rate?
GBP - Effective from 1 June 2022
USD - Effective from 1 June 2022
EUR - Effective from 1 June 2022
AUD - Effective from 1 June 2022
CAD - Effective from 1 June 2022
CHF - Effective from 1 June 2022
CNH - Effective from 1 June 2022
DKK - Effective from 1 June 2022
HKD - Effective from 1 June 2022
ILS - Effective from 1 June 2022
JPY - Effective from 1 June 2022
NOK - Effective from 1 June 2022
NZD - Effective from 1 June 2022
SEK - Effective from 1 June 2022
SGD - Effective from 1 June 2022
ZAR - Effective from 1 June 2022
Interest is accrued daily on the daily net value dated balance and applied monthly on the final working day. A Deposit Interest Charge will apply where you hold credit balances greater than the thresholds outlined above. If you hold balances greater than the threshold shown, the Deposit Interest Charge will apply to the portion of the balance that you hold above the threshold.
Our most recent historic deposit interest rates are available to you. Your web browser may permit a download of these here, or alternatively we can provide a copy on request.
| Balance | Gross per year % | AER % |
| 0+ | 0.00 | 0.00 |
| 5,000,000+ | 0.00 | 0.00 |
USD - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0+ | 0.00 | 0.00 |
| 5,000,000+ | 0.00 | 0.00 |
EUR - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
| 30,000,000+ | -0.60 | -0.60 |
AUD - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
CAD - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
CHF - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
| 10,000,000+ | -1.00 | -1.00 |
CNH - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
DKK - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
| 75,000,000+ | -0.70 | -0.70 |
HKD - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
ILS - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
JPY - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
| 1,000,000,000+ | -0.10 | -0.10 |
NOK - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
NZD - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
SEK - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
SGD - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
ZAR - Effective from 1 June 2022
| Balance | Gross per year % | AER % |
| 0 | 0.00 | 0.00 |
Interest is accrued daily on the daily net value dated balance and applied monthly on the final working day. A Deposit Interest Charge will apply where you hold credit balances greater than the thresholds outlined above. If you hold balances greater than the threshold shown, the Deposit Interest Charge will apply to the portion of the balance that you hold above the threshold.
Our most recent historic deposit interest rates are available to you. Your web browser may permit a download of these here, or alternatively we can provide a copy on request.
Evergreen Notice Account
Available Currencies
30-Day Evergreen Notice Account (EUR, GBP, USD) - Restricted Access
What is the current interest rate?
Generally, the interest rate for each month is the aggregate of the published curve on the first working day of the calendar month, plus the margin.
GBP - Effective from 1 November 2022 to 30 November 2022
USD - Effective from 1 November 2022 to 30 November 2022
EUR - Effective from 1 November 2022 to 30 November 2022
This is a tracker product, the interest rate will vary, this is illustrating the interest rate currently on 1 November 2022 for the month of November 2022.
Interest is accrued daily on the daily net value dated balance and applied monthly on the final working day.
Our most recent historic deposit interest rates are available to you. Your web browser may permit a download of these, or alternatively we can provide a copy on request.
Current interest rates and Deposit Interest Charges can be found here.
GBP - Effective from 1 November 2022 to 30 November 2022
| Balance | Gross per year % | AER % |
| 0+ | 2.13 | 2.15 |
| 5,000,000+ | 2.18 | 2.20 |
USD - Effective from 1 November 2022 to 30 November 2022
| Balance | Gross per year % | AER % |
| 0+ | 3.79 | 3.92 |
| 5,000,000+ | 3.84 | 3.97 |
EUR - Effective from 1 November 2022 to 30 November 2022
| Balance | Gross per year % | AER % |
| 0+ | 1.40 | 1.43 |
This is a tracker product, the interest rate will vary, this is illustrating the interest rate currently on 1 November 2022 for the month of November 2022.
Interest is accrued daily on the daily net value dated balance and applied monthly on the final working day.
Our most recent historic deposit interest rates are available to you. Your web browser may permit a download of these, or alternatively we can provide a copy on request.
Current interest rates and Deposit Interest Charges can be found here.
Fixed Term Deposit Account (GBP, USD & EURO)
Available Currencies
Fixed Term Deposit Account – Restricted Access
What is the current interest rate?
Indicative on 2 November 2022
The above interest rates are an indication only, please contact your relationship manager for the latest rates prior to investing your deposit. Other terms are available on request. Interest is calculated daily from the date of your deposit and will be paid on the maturity date.
Our most recent historic deposit interest rates are available to you. Your web browser may permit a download of these here, or alternatively we can provide a copy on request.
In accordance with the Silicon Valley Bank UK Banking Terms and Conditions, if the relevant interest rate set out for your account is a negative rate or where we have notified you that a negative interest rate charge will apply to your non-interest bearing account, we reserve the right to charge interest on some of all of the credit balance of that account.
| Balance GBP | 1 Month Fixed Term |
3 Month Fixed Term |
6 Month Fixed Term |
12 Month Fixed Term |
| Gross per year % | AER % | Gross per year % | AER % | Gross per year % | AER % | Gross per year % | AER % | |
| GBP 50,000+ | 2.10 | 2.12 | 2.49 | 2.52 | 3.11 | 3.14 | 3.66 | 3.66 |
| GBP 5,000,000+ | 2.25 | 2.28 | 2.74 | 2.77 | 3.36 | 3.39 | 3.91 | 3.91 |
| Balance USD | 1 Month Fixed Term |
3 Month Fixed Term |
6 Month Fixed Term |
12 Month Fixed Term |
| Gross per year % | AER % | Gross per year % | AER % | Gross per year % | AER % | Gross per year % | AER % | |
| USD 50,000+ | 3.09 | 3.14 | 3.71 | 3.76 | 4.27 | 4.31 | 4.80 | 4.80 |
| USD 5,000,000+ | 3.24 | 3.29 | 3.96 | 4.02 | 4.52 | 4.57 | 5.05 | 5.05 |
| Balance EUR | 1 Month Fixed Term |
3 Month Fixed Term |
6 Month Fixed Term |
12 Month Fixed Term |
| Gross per year % | AER % | Gross per year % | AER % | Gross per year % | AER % | Gross per year % | AER % | |
| EUR 50,000+ | 1.05 | 1.06 | 1.5 | 1.51 | 1.93 | 1.94 | 2.48 | 2.48 |
| EUR 5,000,000+ | 1.05 | 1.06 | 1.5 | 1.51 | 1.93 | 1.94 | 2.48 | 2.48 |
The above interest rates are an indication only, please contact your relationship manager for the latest rates prior to investing your deposit. Other terms are available on request. Interest is calculated daily from the date of your deposit and will be paid on the maturity date.
Our most recent historic deposit interest rates are available to you. Your web browser may permit a download of these here, or alternatively we can provide a copy on request.
In accordance with the Silicon Valley Bank UK Banking Terms and Conditions, if the relevant interest rate set out for your account is a negative rate or where we have notified you that a negative interest rate charge will apply to your non-interest bearing account, we reserve the right to charge interest on some of all of the credit balance of that account.