Deposit Services


In an increasingly complex global marketplace, SVB helps you simplify your collections process while optimizing cash flow.

Whether you operate your business domestically or across multiple time zones and in a variety of currencies, managing your daily cash balances and accessing funds instantly demands integration, visibility and flexibility.

Silicon Valley Bank offers a wide range of deposit solutions that enable you to manage your funds with simplicity anywhere in the world. All your deposit accounts are easily accessible using SVB’s comprehensive online and mobile banking platforms, designed to make your money work hard for you. Get instant access to detailed data that integrates with your existing systems—so you can streamline your financial operations, consolidate reporting, and maximize your growth.

Business Checking

Work with SVB’s expert advisors to select the optimum checking account for your business needs, and manage your accounts simply with our sophisticated online tools. Our range of accounts allow you to offset monthly service fees through earnings credits calculated on the average daily collected balance of deposited funds. Get full transparency to your itemized account and balance information via SVB Online Banking.

In-Country Accounts

SVB’s expert advisors can help you open fully operational in-country bank accounts with leading banks around the globe—so you can manage collections and disbursements locally in the designated currency of the countries in which you do business. Initiate wire transactions and have full account information reporting through SVB Online Banking.

Multi-Currency Accounts

Mitigate foreign exchange rate risks, avoid the complexity and cost of opening an account with a foreign bank, and easily maintain operational control of your deposit accounts in multiple currencies on a single online platform.

Money Market Accounts

Choose from a variety of interest-bearing money market accounts that maximize your excess cash, while offering easy electronic access to your funds on SVB’s secure online platform.1

1Federal regulations permit a depositor to make no more than six transfers and withdrawals, or a combination of such transfers and withdrawals, per calendar month or statement cycle (or similar period) of at least four weeks, to another account (including a transaction account) of the depositor at the same institution or to a third party by means of a preauthorized or automatic transfer, or telephonic (including data transmission) agreement, order or instruction, or by check, draft, debit card, or similar order made by the depositor and payable to third parties.

The above services and accounts are offered by Silicon Valley Bank, Member FDIC.


Sweep Accounts

SVB offers domestic and Eurodollar sweep account services for clients seeking to earn income on excess cash balances. Our domestic Cash Sweep Program offers a broad selection of money market funds from leading fund providers, easily accessed and managed in an improved online experience on SVB Online Banking. Our Eurodollar Sweep sweeps funds between your SVB deposit account and an interest-bearing account held at SVB’s Cayman Islands branch.

SVB sweep account services include Eurodollar and domestic cash sweep. Eurodollar accounts are deposits of the Cayman Islands branch of Silicon Valley Bank and are subject to the laws of the Cayman Islands. These deposits are not domestic deposits, are not insured by the FDIC and are not guaranteed in any way by the United States government or any government thereof.

Investors in a money market fund should consider carefully the information contained in the prospectus of the fund, including investment objectives, risks, charges and expenses. You can obtain a prospectus by clicking on specific fund companies at or by calling your relationship advisor at Silicon Valley Bank. Please read the prospectus carefully before investing.


May lose value

No bank guarantee

Although money funds seek to preserve the value of your investment at $1 per share, it is possible to lose money by investing in a money market fund.

Past performance is not a guarantee of future results.