Private Banking Services
Personalized banking solutions designed to meet all of your checking and savings needs.
Technology to support you
Secure access to your accounts—including your wealth strategy—wherever you are.
Your dedicated Private Banker
With a deep understanding of you, your Private Banker will continuously address your financial situation, then anticipate issues and strategic opportunities the future will hold.
Connected services
Personal banking that can keep up with you, because it’s connected to your bigger financial picture.
The services you rely on
Private checking and private savings offer debit and ATM cards, ZeroFee Access to ATMs worldwide**, and online and mobile account access and management—so your accounts are available where and when you need them.
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Card management
Controlling your debit card is more convenient than ever with Card Manager. Card Manager offers enhanced control of your SVB Private Debit Cards and prevents the processing of fraudulent charges. You can access it through the Card Management feature on the Digital Banking mobile application.
Text (SMS) Fraud Monitoring
With interactive fraud alerts, if our system detects suspicious activity on your card, you’ll receive a text message with details about the suspected transaction. All you have to do is respond to the text to confirm the transaction.
Private checking
- Dedicated private banker
- Online & mobile digital banking solutions
- External account integration
- Bill Pay
- Comprehensive wealth, trust, and banking services
- ZeroFee Access to ATMs worldwide**
- Overdraft transfer coverage
- Minimum balance requirement1
Money market
- Dedicated private banker
- Online & mobile digital banking solutions
- External account integration
- Bill Pay
- Comprehensive wealth, trust, and banking services
- ZeroFee Access to ATMs worldwide**
- Overdraft transfer coverage
- Competitive interest rates
- Minimum balance requirement2
Private savings
- Dedicated private banker
- Online & mobile digital banking solutions
- External account integration
- Bill Pay
- Comprehensive wealth, trust, and banking services
- ZeroFee Access to ATMs worldwide**
- Competitive interest rates
- Minimum balance requirement3
Ready to open an account? How can we reach you?
Private checking
Enjoy advantages such as ZeroFee Access to ATMs worldwide**, online & mobile account access and management, digital banking, overdraft transfer coverage, one complimentary order of stock checks, and low account minimums.
Money market accounts
Our money market accounts allow you the opportunity to increase your savings simply with highly competitive interest rates. SVB Private CDs help secure rates and terms consistent with your savings objectives. We include ZeroFee Access to ATMs worldwide**, online & mobile account access and management, digital banking with bill pay, overdraft transfer coverage, one complimentary order of stock checks—and competitive interest rates.
Private savings
Connect with ZeroFee Access to ATMs worldwide**, online & mobile account access and management, and competitive interest rates.
Debit & ATM cards
Access your cash and make purchases when you need to. While some banks offer ATM fee rebates for certain accounts that meet minimum requirements, we offer no-limit ZeroFee Access on all card-eligible accounts**. You may also enjoy surcharge-free withdrawals at millions of ATMs worldwide and waived ISA fees for debit purchases at international retailers. All cards are issued with chip technology that provides stronger security, and with our interactive fraud alerts, if our system detects suspicious activity on your card you’ll receive a text message with details about the suspected transaction.
Additional banking solutions
Talk to us about certificates of deposit (CDs), FDIC insured sweeps and special account options for seniors and minors.
Personal digital banking
Simplify your everyday banking needs by managing all your personal finances on a single easy-to-use platform.
Learn moreMortgage lending
Flexible mortgages designed to make residential financing more convenient.
Learn moreWealth planning
Collaborative, goals-driven support to create a holistic strategy for your present and future personal finances.
Learn moreTax planning services
Keep your plans current with analysis of tax law changes, advice on estate tax strategies, transaction analysis and more from our experts.
Learn morePhilanthropy
Guiding your family to achieve their philanthropic goals, including philanthropic governance across generations and enhancing your charitable giving strategy.
Learn moreYou're creating the future. We're here to help you with your financial goals.
Keeping pace with change means being prepared. We can help. SVB Private serves today’s innovators and investors like you to develop a fresh, holistic approach to your financial life and legacy.
Learn moreWe’re here to build a collaborative partnership.
Communication and connectivity are at the heart of everything we’ll accomplish together.
Get to know usIndividuals and families are different
We collaborate to arrive at a deep understanding of what drives you. With a holistic approach, we can help you grow and protect your wealth and legacy at every stage of your journey by considering your complete picture.
More ways we help
**ZeroFee Access to ATMs is not available for cards associated with business accounts. Accounts eligible for ZeroFee access: Private Checking, Basic Checking, Private NOW Checking, Private Wealth Checking, 18/65 Checking, Executive NOW, Employee NOW Checking, Money Market, Private Money Market, Employee Money Market, Private Savings, Basic Savings, Employee Savings, Health Savings Account.
1Checking: MAINTENANCE FEE: $!5.00 MINIMUM BALANCE: $3,500 average monthly collected balance to avoid the monthly maintenance fee
2Money Market: MAINTENANCE FEE: $10.00 MINIMUM BALANCE: $10,000 average monthly collected balance to avoid the monthly maintenance fee
3Savings: MAINTENANCE FEE: $10.00 MINIMUM BALANCE: $5,000 average monthly collected balance to avoid the monthly maintenance fee
Money Market Accounts (MMAs) and CDs: (CDs) Rates are subject to change at any time, and are not guaranteed until the CD has been opened. Minimum opening deposit amount may be required depending on term. Fees could reduce the earning on the account. Early withdrawal(s) are subject to early withdrawal penalties. (MMA’s) Rates are subject to change before or after account opening. Fees could reduce earnings on account.