In an increasingly complex global marketplace, SVB helps you simplify your collections process while optimizing cash flow.
Whether you operate your business domestically or across multiple time zones and in a variety of currencies, managing your daily cash balances and accessing funds instantly demands integration, visibility and flexibility.
Silicon Valley Bank offers a wide range of deposit solutions that enable you to manage your funds with simplicity anywhere in the world. All your deposit accounts are easily accessible using SVB's comprehensive online and mobile banking platforms, designed to make your money work hard for you. Get instant access to detailed data that integrates with your existing systems –– so you can streamline your financial operations, consolidate reporting, and maximize your growth.
Work with SVB's expert advisors to select the optimum checking account for your business needs, and manage your accounts simply with our sophisticated online tools.
Optimize funds by using earnings credits to offset monthly service fees with SVB's analysis checking account.
Manage your funds effectively and avoid unnecessary service fees. Benefit from a competitive earnings credit rate calculated on the average balance of deposited funds to offset service costs. Get full transparency through SVB's itemized account and balance information.
SVB's expert advisors can help you open fully operational in-country bank accounts with leading banks around the globe – so you can manage collections and disbursements locally in the designated currency of the countries in which you do business. You can also get full account information reporting through SVBeConnect and initiate wire transactions.
Mitigate foreign exchange rate risks, avoid the complexity and cost of opening an account with a foreign bank, and easily maintain operational control of your deposit accounts in multiple currencies on a single online platform.
Money Market Accounts
Choose from a variety of interest-bearing money market accounts that maximize your excess cash, while offering easy electronic access to your funds on SVB's secure online platform.1 Earn a higher rate of return as your account balance grows with our competitive, tiered interest rate structure.
Automatically transfer any funds above your chosen target balance from your commercial checking account to an income-earning account after all transactions have posted to your checking account each day.
Contact us to see how SVB's expert advisors can design a portfolio of deposit solutions that help you simplify collections and optimize cash flow.2
1Federal regulations do not permit you to make more than six pre-authorized, automatic, and/or telephone transfers/withdrawals during a statement cycle (or similar period of at least four weeks). Three of the allowable six transfers/withdrawals may be by check, draft or debit card to transfer funds to an account of depositor at the bank or to a third party.
2SVB Sweep deposits are deposits of the Cayman Islands branch of Silicon Valley Bank and are subject to the laws of the Cayman Islands. These deposits are not domestic deposits, are not insured by the FDIC and are not guaranteed in any way by the United States government or any government thereof.
Certain Deposit Products may be FDIC Insured, please see your account disclosure for further details.