Insights

High yield (or is it?), student loans, mortgage improvements, and lower deficits.

SVB Analytics completed an in-depth analysis of the Internet of Things (IoT). IoT refers to everyday objects — like cars, food, pets and toys — that are connected to the Internet via smart chips which sense and share information about themselves and their surroundings.

Many growing companies find it hard to determine how to navigate international business. During this session we will discuss strategies and solutions to help you successfully expand overseas while managing risk. Adriel Lares, a former CFO of 3PAR, will guide you through his experience and the finance solutions applied along the way. He will also discuss how foreign exchange hedging early can reduce risk and increase profitability.

For the higher stock market to translate into a stronger economy, investors and consumers must "believe" the valuations are here to stay.  Do they?

Job improvement, steady FOMC, and possible negative euro-rates.

This week, President Obama nominated Congressman Mel Watt to be the new director of the Federal Housing Finance Agency (FHFA).  This likely marks a significant change in government's approach to delinquent borrowers.

The Australian dollar has been caught in a tight trading range ($1.02-$1.06) for the past nine months, and appears to be going nowhere fast!  The buying forces of offshore money - from both global investors in search of yield and speculators riding the momentum and "carry" trades - have been neatly balanced by the selling forces of Australia's weakening terms of trade*, falling commodity prices being the chief culprit. Of course, the biggest risk for Australia's economy and demand for its currency is China, it's primary trading partner - and China's economy is slowing! Our analysis below tries to cover the relevant factors in determining what's next in store for the Aussie.