Disbursement Services

Silicon Valley Bank offers a wide range of payment solutions to help you manage your daily cash position accurately and effectively. We offer you the means to reconcile your disbursements efficiently and, at the same time, monitor for fraud.

Controlled Disbursement Accounts

Our controlled disbursement service provides checking account disbursement totals early in the day so you can make informed funding decisions. Our account reconcilement options integrate with your internal systems for increased efficiency, and our positive pay service can help in the battle against check fraud. Plus, our check issuance service allows you to outsource your check-writing needs.

Automated Clearing House (ACH)

The ACH system provides a low-cost, electronic transfer network governed by the National Automated Clearing House Association (NACHA). Using a variety of industry payment formats, you can make electronic payments. Using our online banking platform, you can take advantage of Web-based security and technology to expedite and facilitate your ACH payment orders. With our direct transmission service, NACHA-formatted transactions can be received for transferring funds. Using the highest industry standards, our ACH system streamlines payments and collections while improving productivity:

• Manage direct deposit of payroll payments
• Pay bills or installment loans
• Collect membership dues or subscription payments
• Concentrate funds from several accounts into one
• Make federal, state and regional tax payments
  
  

Wire Transfer Services

SVB’s wire transfer services enable you to transfer funds online using SVBeConnect quickly and efficiently, domestically or internationally, in virtually any currency. Wire transfer gives you same day availability of funds, and confirmations are provided through multiple methods for your convenience. Our online bankng platform allows you to define multiple levels of secure initiation and approvals, accommodates single and high-volume disbursements, and supports free-form, templated or imported wires.

Online Bill Pay

Manage your company’s payments electronically with a commercial bill pay solution tailored specifically to the needs of small- to mid-sized businesses; and as with SVBeConnect, you can define and manage your employees’ access rights online.

Zero Balance Accounts

With zero balance accounts, checks are written, disbursements are made and the net balance is transferred from a concentration account. The multi-tier zero balance account allows you to structure your account relationships to accommodate your internal accounting needs. Funds can be transferred automatically to concentration accounts tied to a master account. Information is reported daily through SVBeConnect, our online banking platform.

Business Credit Card

The Silicon Valley Bank Business MasterCard® gives you the ability to make convenient and secure purchases, and delivers customer and travel services, as well as credit card protection. As an additional benefit, our flexible rewards program allows you to earn points for spending on qualifying purchases. Learn more.