Mortgage Payment

 

The following notice is required in accordance with California Civil Code Section 2923.5(g)(1).

Uniform Residential Loan Application (PDF)

If you cannot afford your monthly mortgage payments and wish to avoid foreclosure, you may be eligible for a loan "workout" or modification. We determine eligibility for loan "workouts"" on a case-by-case basis. Among other things, we will consider the value of your property and your ability (based on your current income) to make monthly mortgage payments in accordance with the "workout." You may also qualify to refinance your current loan with us.

If you are interested in exploring any of the options listed above, you will need to provide us with certain financial information, including the following: your most recent paystub, list of current monthly expenses, your most recent tax return, bank statements, a current valuation of your property, if available (such as an appraisal). Also, please complete this application.

If you would like to discuss your options to avoiding foreclosure with us, please call the Advisory Service Department of Silicon Valley Bank at 408.654.7400 or 866.svb.4svb. You may also contact the Department of Housing and Urban Development (HUD) to find a HUD-certified housing counseling agency by calling 1.800.333.4636. Additional information is made available by HUD on its website at http://www.hud.gov.